PA Motor Vehicle Physical Damage Appraiser - Practice Exam 100+ questions correctly answered & verified

PA Motor Vehicle Physical Damage Appraiser - Practice Exam 100+ questions correctly answered & verified True or False: Each appraiser, while engaged in appraisal duties, must carry his/her appraiser's license & display it to an owner of the vehicle or shop upon request: - ANSWER true What are the number of business days you have per Act 361 to inspect vehicle? - ANSWER 6 How many days after an inspection should a total loss be offered to the owner? - ANSWER 5 Aftermarket parts can only be used when? - ANSWER The parts are listed and coded in the estimate What is aftermarket and why is it considered aftermarket? - ANSWER "nonoriginal equipment manufacturer (non-OEM) replacement part, either new or used, for any of the nonmechanical parts that generally constitute the exterior of the motor vehicle, including inner and outer panels." a) Generic version - made by vendor for manufacturer. Vendor also makes generic version of same part. New part - never used. A/M What is the duty of the claimant after the loss? - ANSWER Provide a date, time and facts of the loss True or False: Appraisals should always be signed by the appraiser? - ANSWER True What is betterment? - ANSWER The act or process of improving something. When a part is used on a car that makes the car more valuable than it was prior to the loss. Which would be an example of an additional interest to the policy? - ANSWER Lienholder Which is not a peril in reference to auto insurance? - ANSWER Wind/hail is not a peril (fire, theft and collision are perils) ( Another exam has collision as the answer?) What is a peril? - ANSWER Something that may cause injury, harm or loss. (on another exam answer- Damage to another person, damage to another vehicle & cause of loss ) An appraiser's license shall expire annually at midnight on this day? - ANSWER June 30 Who determines the amount of damage to the vehicle? - ANSWER Appraiser What does an adjuster do - ANSWER "A natural person in this Commonwealth who makes appraisals of motor vehicle physical damage." How old do you have to be to get your PA appraiser's license - ANSWER 18 years old If your appraiser's license is expired more than 60 days, what do you have to do - ANSWER Re-take test Which one of the following components is NOT considered part of the vehicle's front end? a) Grille b) Fenders c) Floor Pan d) Hood - ANSWER c) floor pan Which one of the following answer choices lists the three components that make up the front end sheet metal of an auto? a) Grille, hood and fenders b) Grille, hood and headlamps c) Fender skirt, fender outer panel and strut tower d) Moldings, ornamentation and grille - ANSWER a) Grille, hood and fenders Which one of the following answer choices lists the two components that are part of a hood's lock assembly?