2024 AHIP Module 1, 2, 3, 4, 5 (ACTUAL TEST ) Questions and Answers (Solved)

Mr.,Moy’s,wife,has,a,Medicare,Advantage,plan,,but,he,wants,to ,understand,whatcoverage,Medicare,Supplemental,Insurance,provides,since ,his,health,care,needs,are,different,from,his,wife's,needs.,What,could,you ,tell,Mr.,Moy?correct,answersMedicareSupplemental,Insurance,would,help ,cover ,his ,Part ,A ,and ,Part ,B ,deductibles ,orcoinsurance ,in ,Original ,Fee-for-Service,(FFS),Medicare,as,well ,as,possibly,someservices,that,Medicare ,does,not,cover. Mrs.,Peňa,is,66,years,old,,has,coverage,under,an,employer,plan,,and,will ,retire,nextyear.,She,heard,she,must,enroll,in,Part,B,at,the,beginning ,of ,the,year,to,ensure,no,gap,in,coverage.,What,can,you,tell,her?correct ,answersShe,may,enroll,at,any,time,whileshe,is,covered ,under,her ,employer,plan,,but,she,will,have,a,special,eight-monthenrollment,period ,after,the,last,month,on,her,employer,plan,that,differs,from,thestandard ,general,enrollment,period,,during,which,she,may,enroll,in,Medicare,Part ,B. Mrs.,Chen,will,be,65,soon,,has,been,a,citizen,for,twelve,years,,has,been ,employed,fulltime,,and,paid,taxes,during,that,entire,period.,She,is ,concerned,that,she,will,not,qualify,for,coverage,under,part,A,because,she ,was,not,born,in,the,United,States.,What,should,you,tell,her?correct ,answersMost,individuals,who,are,citizens,and,age,65,or,over,arecovered ,under,Part,A,by,virtue,of,having,paid,Medicare,taxes,while,working, ,thoughsome,may,be,covered,as ,a ,result ,of,paying ,monthly,premiums. Mrs.,Gonzalez,is,enrolled,in,Original,Medicare,and,has,a,Medigap,policy ,as,well,,but,itprovides,no,drug,coverage.,She,would,like,to,keep,the ,coverage,she,has,but,replaceher,existing,Medigap,plan,with,one,that ,provides,drug,coverage.,What,should,you,tellher?correct,answersMrs. ,Gonzalez,cannot,purchase,a,Medigap,plan,that,covers,drugs,but,she,could ,keep,her,Medigap,policy,and,enroll,in,a,Part,D,prescription,drug,plan. Mrs.,West,wears,glasses,and,dentures,and,has,enjoyed,considerable,pain ,relief,fromarthritis,through,massage,therapy.,She,is,concerned,about ,whether,or,not,Medicare,will,cover,these,items,and,services.,What,should ,you,tell,her?correct,answersMedicaredoes,not,cover,massage,therapy,,or, ,in ,general,,glasses,or,dentures. Mr.,Patel,is,in,good,health,and,is,preparing,a,budget,in,anticipation,of,his ,retirementwhen,he,turns,66.,He,wants,to,understand,the,health,care,costs ,he,might,be,exposed,to,under,Medicare,if,he,were,to,require,hospitalization ,as,a,result,of,an,illness.,In,generalterms,,what,could,you,tell,him,about ,his,costs,for,inpatient,hospital,services under,Original,Medicare?correct,answersUnder,Original,Medicare,,there,is,a ,singledeductible,amount,due,for,the,first,60,days,of,any,inpatient,hospital ,stay,,after,which,itconverts,into,a,per-day,coinsurance,amount,through,day ,90.,After,day,90,,he,would,pay,a,daily,amount,up,to,60,days,over,his ,lifetime,,after,which,he,would,be,responsible,forall,costs.