PA Property & Casualty Insurance Exam questions with correct answers

In a commercial general liability policy medical payment pay for medical expenses CORRECT ANSWER Without regard to fault Which type of insurance protection guarantees protection against legal liability from any risk arising from the ownership, maintenance, or use CORRECT ANSWER Professional liability In PA, what is the minimum amount required for damages for liability to cover motor vehicles accidents? CORRECT ANSWER 15K, 30K, 5K Under an equipment breakdown coverage form, a breakdown would include CORRECT ANSWER Explosion of a pressure vessel Which of the following benefits are not paid under workers comp laws CORRECT ANSWER Pain and suffering What is the effect on a personal automobile policy in PA, if an insured switches from a $250 deductible for a $500 deductible CORRECT ANSWER The physical damage premium is reduced Which of the following is covered under the builders risk form CORRECT ANSWER A contactors tools The coverage that covers beyond the expira