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Channels of digital banking

ATM




Automated teller machine: a machine, usually in
a wall outside a bank, shop, etc. from which you can take money out
of your bank account using a special card.

Kiosk

, Kiosk banking allows users to access traditional banking functions such as deposits and
withdrawals, as well as transfer money between accounts and check their balances, all from
the convenience of a kiosk.

Moblie banking




Mobile banking is the act of making financial transactions on a mobile device (cell phone,
tablet, etc.). This activity can be as simple as a bank sending fraud or usage activity to a
client’s cell phone or as complex as a client paying bills or sending money abroad.
Advantages to mobile banking include the ability to bank anywhere and at any time.
Disadvantages include security concerns and a limited range of capabilities when
compared to banking in person or on a computer.

Internet banking
Internet banking, also known as online banking, e-banking or virtual banking, is an
electronic payment system that enables customers of a bank or other financial
institution to conduct a range of financial transactions through the financial
institution's website.