Nondiscrimination Training questions with correct answers 2023

Nondiscrimination Training questions with correct answers 2023Which Medicare programs are covered by ACA Section 1557? a.Parts A, C, and D, but not B. b.Part D (prescription drug coverage) only. c.Part C (Medicare Advantage) only. d.Parts A and B (Original Medicare) only. Parts A, C, and D, but not B. As a result of violations of ACA Section 1557 nondiscrimination rules, h plans may be fined, but their agents and brokers are not affected. s and brokers may be fined, but health plans are not affected. agent or broker can have her state insurance license revoked by HHS. d.a health plan may revoke an agent or broker's appointment with the health plan. a health plan may revoke an agent or broker's appointment with the health plan. ACA Section 1557 rules for disability concern a.Physical access and communication. b.Policies and procedures, physical access, and communication. c.Policies and procedures only. d.Communication only. Policies and procedures, physical access, and communication. Under ACA Section 1557, a health plan premium sold through a state exchange may, based on an individual's age, e higher premiums. de primary care benefits and services. benefits and services. benefits and services due to pre-existing conditions. charge higher premiums. Which of the following statements best describes Section 1557 of the Affordable Care Act (ACA)? a.Section 1557 introduced completely new concepts of civil rights protections on the basis of age and disability. b.Section 1557 incorporates earlier civil rights protections in regard to race, color, national origin, disability, age and sex. c.Section 1557 introduced completely new concepts of civil rights protections on the basis of race and sex. d.Section 1557 incorporates earlier civil rights protection in regard to race, color, and national origin but does not incorporate protections against discrimination based on age and disability. Section 1557 incorporates earlier civil rights protections in regard to race, color, national origin, disability, age and sex. FINAL Which of the following statements best describes the scope of operations subject to Section 1557 under the 2020 Final Rule? a.Health insurers under the 2020 Final Rule are not considered to be principally engaged in delivering health care, and thus lines of business that do not receive federal funding or administered under Title I of the ACA, such as life insurance, do not fall under the scope of 1557. b.The scope of operations subject to Section 1557 under the Trump Administration's 2020 Final Rule remains the same as the scope of operations covered by the Obama Administration's 2016 Final Rule. c.Entities principally engaged in health care, which includes health insurers, must comply with Section 1557 for all programs they offer. d.Health insurers under the 2020 Final Rule are completely exempt from the scope of 1557because they are not considered to be principally engaged in delivering health care. Entities principally engaged in health care, which includes health insurers, must comply with Section 1557 for all programs they offer. FINAL Section 1557 of the Affordable Care Act applies to h plans sold through the ACA Marketplaces only. health programs and activities administered by or receiving federal financial assistance from HHS. health programs and activities, public and private. d.Medicare Advantage plans only. all health programs and activities administered by or receiving federal financial assistance from HHS. FINAL Which of the following would be considered permissible under Section 1557 and the 2020 Final Rule? a.Broker Mary Jones has recruited a diverse workforce. She encourages her agents to prospect through community-based marketing and within their community of influence. b.Blackheart Agency determines it will require all female members to pay an additional $20 copay for any wellness visit. c.John Smith refuses to accept an application from an individual of a different race. d.Broker Charles Lee has recruited a diverse workforce. Broker Lee requires agents to work only in areas populated by those of their ethnic backgrounds. Broker Mary Jones has recruited a diverse workforce. She encourages her agents to prospect through community-based marketing and within their community of influence. FINAL For a health plan, what are the possible consequences of violations of ACA Section 1557? a.None, although it may have to take corrective action. b.Compensatory damages only. c.Loss of federal business only. d.Loss of federal business and compensatory damages. Loss of federal business and compensatory damages. FINAL Under ACA Section 1557, a health plan t deny coverage to LEP individuals and is required to provide language assistance to them, but at the individual's cost. t deny coverage to LEP individuals but is not required to provide language assistance to them. deny coverage to limited English proficient (LEP) individuals. t deny coverage to LEP individuals and is required to provide language assistance to them, free of charge. cannot deny coverage to LEP individuals and is required to provide language assistance to them, free of charge.