HUD Exam - Fair Housing. QUESTIONS AND ANSWERS. 100% CORRECT

Which describes the legally enforceable terms that govern the use of real estate? A. Residential security restrictions B. Deed restrictions C. Redlined Maps Government-sponsored deeds Correct Answer: B. Deed Restrictions -Deed restrictions are legally enforceable terms that govern the use of real estate. Deed restrictions that discriminate based on any of the seven prohibited bases for discrimination are illegal and unenforceable. Which is the practice of refusing to make residential loans or imposing more onerous terms on any loans made because of the predominant race, color, national origin, religion, sex, disability, of familial status of the area's residents? A. Securitizing B. Blockbusting C. Predatory lending D Redlining Correct Answer: D. Redlining -Redlining is the practice of refusing to make residential loans or imposing more onerous terms on any loan made because of the predominant race, color, national origin, religion, sex, disability, or familial status of the area's residents. Following the assasination of Dr. Martin Luther King Jr. , Congress passed what monumental piece of legislation, which prohibits discrimination in housing sales, rentals, and financing based on race, color, national origin, religion, (and as later amended) sex, disability, and familial status? Correct Answer: Civil Rights Act of 1968 The Fair Housing Act, as amended, protects how many characteristics? Correct Answer: 7 Characteristics; race, color, national origin, sex, religion, disability and familial status A property manager of an apartment complex that receives federal financial assistance installs a ramp so that a tenant in a wheelchair can easily access her first-floor apartment. What type of change is this an example of? A. Reasonable accommodation B. Accessibility modification C. Reasonable modification D. Accessibility accommodation. Correct Answer: C. Reasonable Modification A housing provider has a policy of requiring tenants to come to the rental office to pay their rent. A tenant with a mental disability, who is afraid to leave her unit, is allowed to mail her rent payment. What type of change is this an example of? A. Reasonable accommodation