2022 Certification Reference Guide United Health Care

Which of the following is true about Medicare Supplement Insurance underwriting criteria in states where underwriting applies? - Answer - Underwriting is required if the consumer is not in their Medicare Supplement Open Enrollment period or does not meet Guaranteed issue criteria. Can a consumer who qualifies for low Income Subsidy receive financial assistance for their part of Medicare Part D costs? - Answer - Yes, through subsidies such as lower or no monthly plan premiums and lower or no copayments What is the amount added to the member's monthly plan..........ect - Answer - Late Enrollment Penalty (LEP) What are two options for Medicare consumers to get Part D prescription drug coverage (Select 2) - Answer - Enroll in a Medicare Advantage Plan or other Medicare health plan that incudes prescription coverage and Enroll in a stand-alone Medicare Prescription Drug Plan (PDP) Which of the following is a fact about Medicare Prescription Drug Plans? - Answer - To enroll, the consumers must reside in the plan's service area What is Medicare Part D? - Answer - A voluntary program ............ When is Mary's Medicare Supplement Open Enrollment period is she turns 65 on September 23,2021, and her Medicare - Answer - September 2021 through February2022 Which of the following are MA Plans that focus on using Network Providers to Maximize the benefits and reduce out-of-network expenses - Answer - HMO, POS, PPO Medications that are covered in a Plan's formulary have various levels - Answer - Out of pocket expenses Which statements true of Medicare Supplement Insurance Plans? - Answer - To see a specialist, insured members must obtain referrals from primary care providers. The Medicare Access and CHIP Rea