CNA ACUTE CARE ASSISTANT
UPDATED PRACTICE SOLUTION SET
2026 TESTED QUESTIONS WITH
VERIFIED ANSWERS GRADED A+
◉ A type of policy that would help pay for uncovered Medicare claims
is called
Answer: Medicare Supplement
◉ When replacing a life insurance policy, an agent must provide the
applicant with a
Answer: Notice Regarding Replacement
◉ Replacement regulation is designed to protect the interests of
Answer: policyowners
◉ The entire contract provision includes all of the following EXCEPT
the
Answer: Changes made by the agent
◉ An agent has ___ days to report a felony conviction to the
Superintendent.
Answer: 30
,◉ If a new enrollee to a group health plan has had previous creditable
coverage for up to ___ days prior to enrollment, the Pre-existing
Condition Provision will apply.
Answer: 63
◉ An alien insurer
Answer: is an insurer operating in the U.S. but headquartered outside the
U.S.
◉ Long-term care policies sold in New York may exclude coverage
related to
Answer: substance addictions
◉ An insurer may pay a commission in which of the following
scenarios?
Answer: To a licensed producer who is appointed with the insurer
◉ Failing to promptly provide reasonable explanations for the denial of
claims is considered to be a(n)
Answer: unfair claim settlement practice
◉ The Right-to-Examine period is ___ days for all Long-Term Care
Policies sold in New York.
Answer: 30
,◉ What is the MINIMUM benefit period that must be offered by a
Long-Term Care policy?
Answer: 12 months
◉ When a health policy requires payment of an additional premium to
provide coverage for a newborn, how many days after the birth is the
first payment due?
Answer: 30
◉ New York Disability Benefits Law provides cash payments to
workers unable to work because of
Answer: injury or illness that occurred on the job
◉ Written notice of a health insurance claim should be given to the
insurer within __ days after the occurrence of any loss covered by the
policy.
Answer: 20
◉ The _______ is responsible for determining the appropriateness of a
Medicare Supplement policy for an applicant.
Answer: agent
◉ ABC Corp was issued a group health policy for its employees. Under
this plan a
Answer: policy must be issued to ABC, and a certificate must be issued
to each employee
, ◉ A life insurance policy becomes incontestable after it has been in
force for:
Answer: 2 years
◉ Under workers compensation laws, a permanent disability would be
most likely caused by a
Answer: loss of a foot
◉ In New York, an insurance agent cannot sell, solicit, or negotiate
policies for an insurer unless there is an agreement in place between the
agent and insurer. This agreement is called a(n)
Answer: appointment
◉ John the policyowner sells his life insurance policy to help pay for the
cost of his terminal illness. This transaction is called a(n):
Answer: life settlement
◉ Life insurance replacement can be best defined as
Answer: a transaction in which a new life insurance policy is purchased
and an existing life insurance policy is surrendered
◉ The Superintendent MUST give a MINIMUM of how many days'
notice of a disciplinary hearing?
Answer: 10 days
UPDATED PRACTICE SOLUTION SET
2026 TESTED QUESTIONS WITH
VERIFIED ANSWERS GRADED A+
◉ A type of policy that would help pay for uncovered Medicare claims
is called
Answer: Medicare Supplement
◉ When replacing a life insurance policy, an agent must provide the
applicant with a
Answer: Notice Regarding Replacement
◉ Replacement regulation is designed to protect the interests of
Answer: policyowners
◉ The entire contract provision includes all of the following EXCEPT
the
Answer: Changes made by the agent
◉ An agent has ___ days to report a felony conviction to the
Superintendent.
Answer: 30
,◉ If a new enrollee to a group health plan has had previous creditable
coverage for up to ___ days prior to enrollment, the Pre-existing
Condition Provision will apply.
Answer: 63
◉ An alien insurer
Answer: is an insurer operating in the U.S. but headquartered outside the
U.S.
◉ Long-term care policies sold in New York may exclude coverage
related to
Answer: substance addictions
◉ An insurer may pay a commission in which of the following
scenarios?
Answer: To a licensed producer who is appointed with the insurer
◉ Failing to promptly provide reasonable explanations for the denial of
claims is considered to be a(n)
Answer: unfair claim settlement practice
◉ The Right-to-Examine period is ___ days for all Long-Term Care
Policies sold in New York.
Answer: 30
,◉ What is the MINIMUM benefit period that must be offered by a
Long-Term Care policy?
Answer: 12 months
◉ When a health policy requires payment of an additional premium to
provide coverage for a newborn, how many days after the birth is the
first payment due?
Answer: 30
◉ New York Disability Benefits Law provides cash payments to
workers unable to work because of
Answer: injury or illness that occurred on the job
◉ Written notice of a health insurance claim should be given to the
insurer within __ days after the occurrence of any loss covered by the
policy.
Answer: 20
◉ The _______ is responsible for determining the appropriateness of a
Medicare Supplement policy for an applicant.
Answer: agent
◉ ABC Corp was issued a group health policy for its employees. Under
this plan a
Answer: policy must be issued to ABC, and a certificate must be issued
to each employee
, ◉ A life insurance policy becomes incontestable after it has been in
force for:
Answer: 2 years
◉ Under workers compensation laws, a permanent disability would be
most likely caused by a
Answer: loss of a foot
◉ In New York, an insurance agent cannot sell, solicit, or negotiate
policies for an insurer unless there is an agreement in place between the
agent and insurer. This agreement is called a(n)
Answer: appointment
◉ John the policyowner sells his life insurance policy to help pay for the
cost of his terminal illness. This transaction is called a(n):
Answer: life settlement
◉ Life insurance replacement can be best defined as
Answer: a transaction in which a new life insurance policy is purchased
and an existing life insurance policy is surrendered
◉ The Superintendent MUST give a MINIMUM of how many days'
notice of a disciplinary hearing?
Answer: 10 days
