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CERTIFIED ENROLLER EXAM – COVERED
CALIFORNIA EXAM LATEST VERSION WITH 300
QUESTIONS AND CORRECT DETAILED
SOLUTIONS JUST RELEASED THIS YEAR
CERTIFIED ENROLLER EXAM – COVERED CALIFORNIA
Practice Exam – 200 Questions with Answers and Rationales
SECTION 1: ACA & COVERED CALIFORNIA OVERVIEW (Questions 1–25)
1. What year was the Patient Protection and Affordable Care Act (ACA) signed into law?
A) 2009
B) 2010
C) 2012
D) 2014
Answer: B – The ACA was signed by President Obama on March 23, 2010. This landmark
legislation established health insurance marketplaces, including Covered California.
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2. Which state became the first in the nation to enact legislation establishing a health insurance
marketplace after the ACA was passed?
A) New York
B) Massachusetts
C) California
D) Oregon
Answer: C – California became the first state to establish its own health insurance marketplace
(Covered California) following the ACA's passage.
3. The ACA requires employers with how many Full-Time Equivalent (FTE) employees to offer
health coverage?
A) 25 or more
B) 50 or more
C) 75 or more
D) 100 or more
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Answer: B – The ACA requires employers with 50 or more FTE employees to offer coverage. This
is known as the employer mandate.
4. Can individuals still be penalized for failing to have Minimum Essential Coverage (MEC)?
A) Yes, by the federal government only
B) Yes, by the state of California only
C) No, there are no penalties anywhere
D) Yes, by both federal and state governments
Answer: B – You will not be penalized by the federal government, but you can be penalized
through the state of California for failing to have MEC.
5. For the 2025 tax year, what is the flat penalty amount for an adult without qualifying health
coverage in California?
A) $500
B) $750
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C) $950
D) $1,200
Answer: C – The penalty applies if a person lacks MEC for at least six months in a calendar year.
The flat penalty amount for an adult without coverage in California is $950.
6. What is Medicare?
A) California's state health insurance program
B) The federal health insurance program for people who are 65 or older, certain younger eligible
people with disabilities, and people with End-Stage Renal Disease (ESRD)
C) A private health insurance plan offered through employers
D) A Medi-Cal managed care plan
Answer: B – Medicare is the federal health insurance program primarily for individuals aged 65
and older, as well as certain younger individuals with disabilities and those with End-Stage Renal
Disease.
4
SUCCESS!
CERTIFIED ENROLLER EXAM – COVERED
CALIFORNIA EXAM LATEST VERSION WITH 300
QUESTIONS AND CORRECT DETAILED
SOLUTIONS JUST RELEASED THIS YEAR
CERTIFIED ENROLLER EXAM – COVERED CALIFORNIA
Practice Exam – 200 Questions with Answers and Rationales
SECTION 1: ACA & COVERED CALIFORNIA OVERVIEW (Questions 1–25)
1. What year was the Patient Protection and Affordable Care Act (ACA) signed into law?
A) 2009
B) 2010
C) 2012
D) 2014
Answer: B – The ACA was signed by President Obama on March 23, 2010. This landmark
legislation established health insurance marketplaces, including Covered California.
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SUCCESS!
,Page 2 of 173
2. Which state became the first in the nation to enact legislation establishing a health insurance
marketplace after the ACA was passed?
A) New York
B) Massachusetts
C) California
D) Oregon
Answer: C – California became the first state to establish its own health insurance marketplace
(Covered California) following the ACA's passage.
3. The ACA requires employers with how many Full-Time Equivalent (FTE) employees to offer
health coverage?
A) 25 or more
B) 50 or more
C) 75 or more
D) 100 or more
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Answer: B – The ACA requires employers with 50 or more FTE employees to offer coverage. This
is known as the employer mandate.
4. Can individuals still be penalized for failing to have Minimum Essential Coverage (MEC)?
A) Yes, by the federal government only
B) Yes, by the state of California only
C) No, there are no penalties anywhere
D) Yes, by both federal and state governments
Answer: B – You will not be penalized by the federal government, but you can be penalized
through the state of California for failing to have MEC.
5. For the 2025 tax year, what is the flat penalty amount for an adult without qualifying health
coverage in California?
A) $500
B) $750
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C) $950
D) $1,200
Answer: C – The penalty applies if a person lacks MEC for at least six months in a calendar year.
The flat penalty amount for an adult without coverage in California is $950.
6. What is Medicare?
A) California's state health insurance program
B) The federal health insurance program for people who are 65 or older, certain younger eligible
people with disabilities, and people with End-Stage Renal Disease (ESRD)
C) A private health insurance plan offered through employers
D) A Medi-Cal managed care plan
Answer: B – Medicare is the federal health insurance program primarily for individuals aged 65
and older, as well as certain younger individuals with disabilities and those with End-Stage Renal
Disease.
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