2026 PA Appraisers License Exam with 100%
Verified Correct Answers
Which of the following coverages is included as "no-fault" coverage on the standardized
Personal Auto policy?:
Uninsured Motorists coverage.
Medical Payments and Physical Damage.
A state-mandated "no-fault" coverage plan.
Liability coverage. - ANSWER>>Medical Payments and Physical Damage
Following the payment of an automobile claim, the salvaged property becomes the property of:
The insured
The insurer
A third party salvage company contracted by the insured
,The State until sold and the proceeds deducted from the claim payment to the insured -
ANSWER>>The insurer
A car has adjustable door hinges. There is a significant gap at the top of the front top and the
bottom as well between the front fender and the windshield support column of the door.
Technician A says the gap can be adjusted by repositioning the hinges. Technician B says the
gap can be adjusted by shimming the hinges. Who is right?:
Technician A only
Technician B only
Both technicians are correct
Neither technicians are correct - ANSWER>>Technician A only
Driver 1 and Driver 2 are in an accident. Driver 2 has the following damages:
Property Damage - $1,000
Rental Car Expense - $500
Emergency Room Expense - $400
Lost Wages - $300
The extent of the bodily injury will not be known for six months. How should the adjuster on
this claim pay damages for Driver 2?
Pay all damage to date, provide a full and final release has been signed by Driver 2.
Pay nothing until total of all damages has been determined.
Pay the property damage and rental car expense and settle the bodily injury at a later time.
None of the responses listed are correct. - ANSWER>>Pay the property damage and rental car
expense and settle the bodily injury at a later time..
Which of the following would not have an insurable interest in a covered vehicle?:
An underage driver who lives in the household
A lien holder
A vehicle jointly owned by a husband and wife
A vehicle the father has sold to an offspring and agrees to let her make payments -
ANSWER>>An underage driver who lives in the household.
Which one of the following components is NOT part of the radiator support?:
Side baffles
Upper tie bar
Lower tie bar
Radiator - ANSWER>>Radiator
,An ECM is:
a federal code within the Environmental Protection Agency (EPA).
a component of the exhaust system.
an electronic control module.
a voltage and alternator regulator. - ANSWER>>an electronic control module
Which of the following would not be considered a "peril" insured against by the physical
damage coverages in an auto policy?
Select the Correct ANSWER
Theft of the vehicle by an unknown person not permitted to operate the vehicle
Flood damage to the vehicle
Fire caused intentionally by the owner
Glass breakage, lightning, vandalism and wind - ANSWER>>Fire caused intentionally by the
owner
In order for a "full release settlement" to become closed, what MUST occur?
Select the Correct ANSWER
The release must contain the proper names of both the first and third party.
The release must contain the date, time and place that the accident occurred.
The release must be properly signed.
The claim check must be cashed by the claimant. - ANSWER>>The claim check must be cashed
by the claimant
Automotive paint needs to maintain flexibility so that:
Select the Correct ANSWER
It won't split when panels are damaged.
Moisture won't affect it.
It can expand and contract with the vehicle body.
Minor dents can be repaired. - ANSWER>>It can expand and contract with the vehicle body
, Which of the garage policy coverages will pay for physical damage to a garage customer's auto
regardless of legal liability?
Select the Correct ANSWER
Section II - Garage Liability coverage.
Section IV - Garage physical damage coverage.
Garagekeepers legal liability coverage.
Garagekeepers direct primary coverage. - ANSWER>>Garagekeepers direct primary coverage
A car has had the front sheet metal replaced. The fender-to-door gap is wider on the passenger
side than on the driver side and the hood appears out of alignment. Technician A says that only
the hood latch is misaligned. Technician B says the front structure of the vehicle is not
dimensionally correct. Who is right?
Select the Correct ANSWER
Technician B only
Technician A only
Both technicians are correct
Neither technician is correct - ANSWER>>Technician B only
While performing an inspection on a unibody vehicle, it is discovered that the driver's door
drops when opened. Technician A says this is inertia damage in the cowl area. Technician B says
that since the door did not take a direct impact, it could not be damaged during the collision.
Who is right?
Select the Correct ANSWER
Technician A only
Technician B only
Both technicians are correct
Neither technician is correct - ANSWER>>Technician A only is correct
The driver's side window of a vehicle is being put back into place with an adhesive. Technician A
says the glass hardware should be reinstalled before putting the glass in place with the
adhesive. Technician B says that the hardware should be reinstalled while the glass adhesive is
curing. Who is right?
Verified Correct Answers
Which of the following coverages is included as "no-fault" coverage on the standardized
Personal Auto policy?:
Uninsured Motorists coverage.
Medical Payments and Physical Damage.
A state-mandated "no-fault" coverage plan.
Liability coverage. - ANSWER>>Medical Payments and Physical Damage
Following the payment of an automobile claim, the salvaged property becomes the property of:
The insured
The insurer
A third party salvage company contracted by the insured
,The State until sold and the proceeds deducted from the claim payment to the insured -
ANSWER>>The insurer
A car has adjustable door hinges. There is a significant gap at the top of the front top and the
bottom as well between the front fender and the windshield support column of the door.
Technician A says the gap can be adjusted by repositioning the hinges. Technician B says the
gap can be adjusted by shimming the hinges. Who is right?:
Technician A only
Technician B only
Both technicians are correct
Neither technicians are correct - ANSWER>>Technician A only
Driver 1 and Driver 2 are in an accident. Driver 2 has the following damages:
Property Damage - $1,000
Rental Car Expense - $500
Emergency Room Expense - $400
Lost Wages - $300
The extent of the bodily injury will not be known for six months. How should the adjuster on
this claim pay damages for Driver 2?
Pay all damage to date, provide a full and final release has been signed by Driver 2.
Pay nothing until total of all damages has been determined.
Pay the property damage and rental car expense and settle the bodily injury at a later time.
None of the responses listed are correct. - ANSWER>>Pay the property damage and rental car
expense and settle the bodily injury at a later time..
Which of the following would not have an insurable interest in a covered vehicle?:
An underage driver who lives in the household
A lien holder
A vehicle jointly owned by a husband and wife
A vehicle the father has sold to an offspring and agrees to let her make payments -
ANSWER>>An underage driver who lives in the household.
Which one of the following components is NOT part of the radiator support?:
Side baffles
Upper tie bar
Lower tie bar
Radiator - ANSWER>>Radiator
,An ECM is:
a federal code within the Environmental Protection Agency (EPA).
a component of the exhaust system.
an electronic control module.
a voltage and alternator regulator. - ANSWER>>an electronic control module
Which of the following would not be considered a "peril" insured against by the physical
damage coverages in an auto policy?
Select the Correct ANSWER
Theft of the vehicle by an unknown person not permitted to operate the vehicle
Flood damage to the vehicle
Fire caused intentionally by the owner
Glass breakage, lightning, vandalism and wind - ANSWER>>Fire caused intentionally by the
owner
In order for a "full release settlement" to become closed, what MUST occur?
Select the Correct ANSWER
The release must contain the proper names of both the first and third party.
The release must contain the date, time and place that the accident occurred.
The release must be properly signed.
The claim check must be cashed by the claimant. - ANSWER>>The claim check must be cashed
by the claimant
Automotive paint needs to maintain flexibility so that:
Select the Correct ANSWER
It won't split when panels are damaged.
Moisture won't affect it.
It can expand and contract with the vehicle body.
Minor dents can be repaired. - ANSWER>>It can expand and contract with the vehicle body
, Which of the garage policy coverages will pay for physical damage to a garage customer's auto
regardless of legal liability?
Select the Correct ANSWER
Section II - Garage Liability coverage.
Section IV - Garage physical damage coverage.
Garagekeepers legal liability coverage.
Garagekeepers direct primary coverage. - ANSWER>>Garagekeepers direct primary coverage
A car has had the front sheet metal replaced. The fender-to-door gap is wider on the passenger
side than on the driver side and the hood appears out of alignment. Technician A says that only
the hood latch is misaligned. Technician B says the front structure of the vehicle is not
dimensionally correct. Who is right?
Select the Correct ANSWER
Technician B only
Technician A only
Both technicians are correct
Neither technician is correct - ANSWER>>Technician B only
While performing an inspection on a unibody vehicle, it is discovered that the driver's door
drops when opened. Technician A says this is inertia damage in the cowl area. Technician B says
that since the door did not take a direct impact, it could not be damaged during the collision.
Who is right?
Select the Correct ANSWER
Technician A only
Technician B only
Both technicians are correct
Neither technician is correct - ANSWER>>Technician A only is correct
The driver's side window of a vehicle is being put back into place with an adhesive. Technician A
says the glass hardware should be reinstalled before putting the glass in place with the
adhesive. Technician B says that the hardware should be reinstalled while the glass adhesive is
curing. Who is right?
