STATE FARM AUTO ADJUSTER
CERTIFICATION TEST BANK WITH SOLVED
QUESTIONS AND ACCURATE ANSWERS
⩥ 15% removal squares by 1.15.
Answer: Hip roofs have what waste factor so multiply what by what?
⩥ .33, .67, or whole number.
Answer: Always round composition and laminate shingle replacement
to?
⩥ .25, .50, .75, or whole number.
Answer: Always round wood shingle replacement to?
⩥ Up- eave to ridge + eave to ridge
Over- length of ridge.
Answer: Gable roof square footage calculated by up and over explain?
⩥ Up- eave to ridge + eave to ridge
Over- end of eave to end of eave.
Answer: Hip roof square footage calculated by up and over explain?
,⩥ walls, walls and ceiling, floor, perimeter ceiling, half ceiling, ceiling,
perimeter, perimeter floor, square, half wall.
Answer: What do these codes mean in Xactimate ( W, WC, F, PC, .5C,
C, P, PF, SQ, .5W)?
⩥ remove, replace, remove and replace, detach and reset, standard
grade, average grade, high grade, premium grade).
Answer: What do these codes mean in Xactimate ( -, +, &, R, AV-, AV,
AV+, AV++)?
⩥ living area sq footage multiplied by current construction cost in area.
Answer: How do you determine replacement cost of a home?
⩥ length x height.
Answer: Area of a wall?
⩥ length x width.
Answer: Area of ceiling?
⩥ length x width.
Answer: Area of floor?
⩥ divide the inch by 12.
,Answer: How do you convert inches to a decimal?
⩥ Additional Living Expenses (ALE).
Answer: Over and above normal expenses (i.e. hotel stay)
⩥ Coverage A Limit of Liability.
Answer: If you have a percentage deductible where is that percentage
always taken from?
⩥ Structure or Dwelling.
Answer: What does Coverage A mean?
⩥ Personal property or contents.
Answer: What does Coverage B mean?
⩥ Limit of Liablity.
Answer: Maximum amount of coverage available
⩥ if removal of item will diminish value of home.
Answer: How do you tell the difference between structure and contents?
⩥ Determine deductible, determine where loss occurred, do calculations.
, Answer: 3 steps to handle content claim
⩥ Absorbing the Deductible.
Answer: Applying the excess of a limit from a covered loss towards the
deductible
⩥ loss of use.
Answer: Do not absorb any excess that does not have a deductible like?
⩥ Item description, cost, adjusted column, excess, deductible.
Answer: Your calculations table should include these categories?
⩥ Perils.
Answer: Causes of loss
⩥ Residence premises and attached structures.
Answer: Coverage A includes?
⩥ the greater of 10% of Coverage A or limit listed on declarations page.
Answer: What is coverage limit on other structures?
⩥ Appraisal.
CERTIFICATION TEST BANK WITH SOLVED
QUESTIONS AND ACCURATE ANSWERS
⩥ 15% removal squares by 1.15.
Answer: Hip roofs have what waste factor so multiply what by what?
⩥ .33, .67, or whole number.
Answer: Always round composition and laminate shingle replacement
to?
⩥ .25, .50, .75, or whole number.
Answer: Always round wood shingle replacement to?
⩥ Up- eave to ridge + eave to ridge
Over- length of ridge.
Answer: Gable roof square footage calculated by up and over explain?
⩥ Up- eave to ridge + eave to ridge
Over- end of eave to end of eave.
Answer: Hip roof square footage calculated by up and over explain?
,⩥ walls, walls and ceiling, floor, perimeter ceiling, half ceiling, ceiling,
perimeter, perimeter floor, square, half wall.
Answer: What do these codes mean in Xactimate ( W, WC, F, PC, .5C,
C, P, PF, SQ, .5W)?
⩥ remove, replace, remove and replace, detach and reset, standard
grade, average grade, high grade, premium grade).
Answer: What do these codes mean in Xactimate ( -, +, &, R, AV-, AV,
AV+, AV++)?
⩥ living area sq footage multiplied by current construction cost in area.
Answer: How do you determine replacement cost of a home?
⩥ length x height.
Answer: Area of a wall?
⩥ length x width.
Answer: Area of ceiling?
⩥ length x width.
Answer: Area of floor?
⩥ divide the inch by 12.
,Answer: How do you convert inches to a decimal?
⩥ Additional Living Expenses (ALE).
Answer: Over and above normal expenses (i.e. hotel stay)
⩥ Coverage A Limit of Liability.
Answer: If you have a percentage deductible where is that percentage
always taken from?
⩥ Structure or Dwelling.
Answer: What does Coverage A mean?
⩥ Personal property or contents.
Answer: What does Coverage B mean?
⩥ Limit of Liablity.
Answer: Maximum amount of coverage available
⩥ if removal of item will diminish value of home.
Answer: How do you tell the difference between structure and contents?
⩥ Determine deductible, determine where loss occurred, do calculations.
, Answer: 3 steps to handle content claim
⩥ Absorbing the Deductible.
Answer: Applying the excess of a limit from a covered loss towards the
deductible
⩥ loss of use.
Answer: Do not absorb any excess that does not have a deductible like?
⩥ Item description, cost, adjusted column, excess, deductible.
Answer: Your calculations table should include these categories?
⩥ Perils.
Answer: Causes of loss
⩥ Residence premises and attached structures.
Answer: Coverage A includes?
⩥ the greater of 10% of Coverage A or limit listed on declarations page.
Answer: What is coverage limit on other structures?
⩥ Appraisal.
