RECA ALBERTA FUNDAMENTALS
CERTIFICATION EXAM 2026 AND 2027 ELITE
EDITION COMPREHENSIVE QUESTIONS WITH
100% ACCURATE ANSWERS.
◎ 5 Ds of Role Clarity. ANSWER:- 1. Discuss
2. Determine
3. Document
4. Disclose
5. Do
◎ Must disclose in writing. ANSWER:- - the nature of services provided
- whether professional has entered into representation relationship with other party
- any conflicts of interest
- any other facts that may influence consumers decision to proceed with relationship
made to clarify and provide proof of undertanding in event issues or disputes arise
◎ Written Service Agreement vs Customer Acknowledgement Forms. ANSWER:-
Written Service Agreement
- when consumer chooses a representation relationship
- becomes a client
- provide signed copy to brokerage
Customer Acknowledge forms
- non-representation relationship
- becomes a customer
- provide signed copy to brokerage
◎ PIPEDA. ANSWER:- - Federal legislation
◎ PIPA. ANSWER:- Alberta's legislation, how private organizations use and disclose
personal information.
◎ Power of Attorney. ANSWER:- a legal document authorizing someone to act on your
behalf
- must be 18
- POA must be written, dated and signed by both donor and witness
- donor must be mentally capable or contract is void
- only effective as long as donor is alive, will takes effect once death
◎ Types of POA. ANSWER:- General POA
,- has no limits on powers of the attorney
- can make all decisions regarding financial and legal affairs
- exception where the donor resides and health care
Special POA
- make certain decisions
- also called limited POA
- may grant authority to oversee sale, deals with land
- must be registered on Certificate of Title
Immediate POA
- takes effect as soon as POA is signed, dated and witnessed
- terminates upon loss of mental capacity or death
Enduring POA
- immediately upon being signed, dated and witnessed
- continues if donor becomes incapable, mentally incapacitated
- must include statement whether it takes effect immediately and continues...
◎ Judicial Sale. ANSWER:- Court ordered sale usually as a way to resolve legal
matters
- primary debt recovery method for default mortgages
◎ Foreclosure. ANSWER:- legal action supervised by the court following a default on
the mortgage.
-transfers the real property from the borrower to the lender and erases interests on title.
◎ Alberta Building Code. ANSWER:- Legislation that establishes technical
specifications for new building construction and construction materials
◎ Building Permit. ANSWER:- typically valid for one year during which construction
process must be initiated
◎ Factory Built Construction. ANSWER:- Manufactured
- three sections that are 95% complete when they leave the factory.
- secure the sections to the foundation and join together
- can often move in the same day or within days
- saves time and mony
Modular Construction
- manufacturing three dimensional units, 85 percent complete when they leave
- requires few weeks on site to be complete
- allows for creation of multi-story buildings
Panelized construction
- creation of pre-fabricated wall, floor or roof panels
, - panels may be completed fully or partially
- may consist of just the frame or fully complete with windows and siding
◎ Alberta Safety Codes Act. ANSWER:- provincial legislation that sets specifications
for new building.
◎ Components of Construction. ANSWER:- Lot
Substructure - building foundation
Superstructure - above grade construction
includes; envelope, service systems, interior
- building envelope - everything that encloses the structure
- roof, exterior walls, windows, doors, and interior walls
- building service systems - supply's essential services
- heat, electricity, water
- interior - interior walls, features, finishes, and fixtures
Pre-wired
- security systems, internet, fireplace controls, windows
◎ Preserved Wood foundation. ANSWER:- treated wood, must be certified with a
stamp.
- must be examined by engineer or architect stating conforms to the Alberta Building
Code requirements
- poured concrete is the most common foundation
◎ Subsurface Drainage. ANSWER:- Drain tiles - directs water to storm system or sump
pit
Sump Pump
- located in sump pit in the foundation, accessible
- submersible pump - installed within the sump pit
- pedestal/upright - set outside of the sump pit
◎ Parging. ANSWER:- Thin top coat that is applied to exterior finish, used to create
smooth surface. can be cement or acrylic
- protects above grade foundation walls
◎ Building Floors. ANSWER:- Beams - structural components that create base
Joist - support part of structure, placed horizontal - supports floor or ceiling
Bridging/Blocking - adds to load carrying capabilities and reduces the potential for
movement.
◎ R-Value or RSI. ANSWER:- the rate at which heat moves through insulation, the
higher the value the more effective the material is at resisting the transfer of heat.
CERTIFICATION EXAM 2026 AND 2027 ELITE
EDITION COMPREHENSIVE QUESTIONS WITH
100% ACCURATE ANSWERS.
◎ 5 Ds of Role Clarity. ANSWER:- 1. Discuss
2. Determine
3. Document
4. Disclose
5. Do
◎ Must disclose in writing. ANSWER:- - the nature of services provided
- whether professional has entered into representation relationship with other party
- any conflicts of interest
- any other facts that may influence consumers decision to proceed with relationship
made to clarify and provide proof of undertanding in event issues or disputes arise
◎ Written Service Agreement vs Customer Acknowledgement Forms. ANSWER:-
Written Service Agreement
- when consumer chooses a representation relationship
- becomes a client
- provide signed copy to brokerage
Customer Acknowledge forms
- non-representation relationship
- becomes a customer
- provide signed copy to brokerage
◎ PIPEDA. ANSWER:- - Federal legislation
◎ PIPA. ANSWER:- Alberta's legislation, how private organizations use and disclose
personal information.
◎ Power of Attorney. ANSWER:- a legal document authorizing someone to act on your
behalf
- must be 18
- POA must be written, dated and signed by both donor and witness
- donor must be mentally capable or contract is void
- only effective as long as donor is alive, will takes effect once death
◎ Types of POA. ANSWER:- General POA
,- has no limits on powers of the attorney
- can make all decisions regarding financial and legal affairs
- exception where the donor resides and health care
Special POA
- make certain decisions
- also called limited POA
- may grant authority to oversee sale, deals with land
- must be registered on Certificate of Title
Immediate POA
- takes effect as soon as POA is signed, dated and witnessed
- terminates upon loss of mental capacity or death
Enduring POA
- immediately upon being signed, dated and witnessed
- continues if donor becomes incapable, mentally incapacitated
- must include statement whether it takes effect immediately and continues...
◎ Judicial Sale. ANSWER:- Court ordered sale usually as a way to resolve legal
matters
- primary debt recovery method for default mortgages
◎ Foreclosure. ANSWER:- legal action supervised by the court following a default on
the mortgage.
-transfers the real property from the borrower to the lender and erases interests on title.
◎ Alberta Building Code. ANSWER:- Legislation that establishes technical
specifications for new building construction and construction materials
◎ Building Permit. ANSWER:- typically valid for one year during which construction
process must be initiated
◎ Factory Built Construction. ANSWER:- Manufactured
- three sections that are 95% complete when they leave the factory.
- secure the sections to the foundation and join together
- can often move in the same day or within days
- saves time and mony
Modular Construction
- manufacturing three dimensional units, 85 percent complete when they leave
- requires few weeks on site to be complete
- allows for creation of multi-story buildings
Panelized construction
- creation of pre-fabricated wall, floor or roof panels
, - panels may be completed fully or partially
- may consist of just the frame or fully complete with windows and siding
◎ Alberta Safety Codes Act. ANSWER:- provincial legislation that sets specifications
for new building.
◎ Components of Construction. ANSWER:- Lot
Substructure - building foundation
Superstructure - above grade construction
includes; envelope, service systems, interior
- building envelope - everything that encloses the structure
- roof, exterior walls, windows, doors, and interior walls
- building service systems - supply's essential services
- heat, electricity, water
- interior - interior walls, features, finishes, and fixtures
Pre-wired
- security systems, internet, fireplace controls, windows
◎ Preserved Wood foundation. ANSWER:- treated wood, must be certified with a
stamp.
- must be examined by engineer or architect stating conforms to the Alberta Building
Code requirements
- poured concrete is the most common foundation
◎ Subsurface Drainage. ANSWER:- Drain tiles - directs water to storm system or sump
pit
Sump Pump
- located in sump pit in the foundation, accessible
- submersible pump - installed within the sump pit
- pedestal/upright - set outside of the sump pit
◎ Parging. ANSWER:- Thin top coat that is applied to exterior finish, used to create
smooth surface. can be cement or acrylic
- protects above grade foundation walls
◎ Building Floors. ANSWER:- Beams - structural components that create base
Joist - support part of structure, placed horizontal - supports floor or ceiling
Bridging/Blocking - adds to load carrying capabilities and reduces the potential for
movement.
◎ R-Value or RSI. ANSWER:- the rate at which heat moves through insulation, the
higher the value the more effective the material is at resisting the transfer of heat.
