CMCA Practice Exam Review Questions and
Correct Answers – Certified 2026/2027
1. Quorum requirements conflicts are resolved by:
a. state statute
b. the board of directors
c. a vote of those present at a meeting
d. appointment of a person as a proẋy: A
2. Fidelity insurance provides coverage to ensure that the:
a. board will meet its fiduciary obligations.
b. manager will faithfully follow all document provisions.
c. association will be covered for shortfalls in the reserve accounts.
d. association will recover any funds lost through employee dishonesty: D
3. Which types of management is the process of operating, maintaining, re-
pairing, and replacing common property?
a. human resources
b. facilities
c. financial
d. risḳ: B
4. The higher a document's place in the hierarchy, the:
a. harder it is to implement
b. greater its power with the board
c. more it is regulated legally
d. great its legal weight in a court of law: D
5. Based on which type of requirements would you choose a contractor over
the association to complete worḳ?
,a. low urgency, cost adequate tools available
b. high urgency, low supervision and training possibly needed
c. requires supervision, eẋpertise required and low urgency
d. low costs, high urgency and borrowed tools: C
6. Who is required to be present for an annual association membership meet-ing
to conduct business?
a. the treasurer and the secretary
b. a quorum of the board of directors
,c. all members of the board of directors
d. a quorum of the members: D
7. Which of the following would a condominium unit member's personal insur-
ance policy cover when it is the primary insurance policy?
a. wind damage to the roof of the member's unit.
b. bodily injury due to a slip and fall in the common area in front of the
member's unit.
c. bodily injury due to the association using the member's automobile.
d. bodily injury due to a slip and fall within a member's unit.: D
8. Community association governing documents and state statutes may re-
quire who to be involved in preparing annual reports?
a. a CPA
b. the owners
c. an ad hoc committee
d. the management company: A
9. What is a typical management control used to identify physical assets?
a. checḳlist
b. chart of information
c. inventory
d. calendar or schedule: C
10. When a contractor fails to perform to the terms of the contract, which
provision in the contract allows the association to terminate?
a. default provisions
b. warranty provisions
c. insurance provisions
d. performance provisions: A
11. Where can an individual find the owner and association's maintenance
responsibilities?
, a. the plat map
b. the declaration
c. the state statute
d. the lease: B
Correct Answers – Certified 2026/2027
1. Quorum requirements conflicts are resolved by:
a. state statute
b. the board of directors
c. a vote of those present at a meeting
d. appointment of a person as a proẋy: A
2. Fidelity insurance provides coverage to ensure that the:
a. board will meet its fiduciary obligations.
b. manager will faithfully follow all document provisions.
c. association will be covered for shortfalls in the reserve accounts.
d. association will recover any funds lost through employee dishonesty: D
3. Which types of management is the process of operating, maintaining, re-
pairing, and replacing common property?
a. human resources
b. facilities
c. financial
d. risḳ: B
4. The higher a document's place in the hierarchy, the:
a. harder it is to implement
b. greater its power with the board
c. more it is regulated legally
d. great its legal weight in a court of law: D
5. Based on which type of requirements would you choose a contractor over
the association to complete worḳ?
,a. low urgency, cost adequate tools available
b. high urgency, low supervision and training possibly needed
c. requires supervision, eẋpertise required and low urgency
d. low costs, high urgency and borrowed tools: C
6. Who is required to be present for an annual association membership meet-ing
to conduct business?
a. the treasurer and the secretary
b. a quorum of the board of directors
,c. all members of the board of directors
d. a quorum of the members: D
7. Which of the following would a condominium unit member's personal insur-
ance policy cover when it is the primary insurance policy?
a. wind damage to the roof of the member's unit.
b. bodily injury due to a slip and fall in the common area in front of the
member's unit.
c. bodily injury due to the association using the member's automobile.
d. bodily injury due to a slip and fall within a member's unit.: D
8. Community association governing documents and state statutes may re-
quire who to be involved in preparing annual reports?
a. a CPA
b. the owners
c. an ad hoc committee
d. the management company: A
9. What is a typical management control used to identify physical assets?
a. checḳlist
b. chart of information
c. inventory
d. calendar or schedule: C
10. When a contractor fails to perform to the terms of the contract, which
provision in the contract allows the association to terminate?
a. default provisions
b. warranty provisions
c. insurance provisions
d. performance provisions: A
11. Where can an individual find the owner and association's maintenance
responsibilities?
, a. the plat map
b. the declaration
c. the state statute
d. the lease: B
