New York State Auto Damage And Theft Exam Latest 2025 Update With Complete
Questions And Correctly Well Defined Answers 100%Guaranteed Pass!!!
Jim Smith is involved in a collision claim and is no longer able to use the vehicle
to go to work. This "loss of use" is referred to as a:
Direct loss
Indirect loss
Loss evaluation
Consequential loss - SOLUTION-Consequential loss
When the rear of the vehicle is damaged and there is a gap between the trunk lid
and the quarter panel, what else on the vehicle should the appraiser check?
The center pillar
The trunk floor
The quarter panels
The frame rails - SOLUTION-The frame rails
In auto physical damage insurance, an insured peril cause of loss is known as:
Direct loss
,Indirect loss
Loss evaluation
Consequential loss - SOLUTION-Direct loss
If an appraiser has to forfeit his bond in New York. The amount of the bond is:
$500
$1000
$2000
$5000 - SOLUTION-$1000
Which of the following is NOT a true statement regarding auto appraisers?
Each appraiser, while engaged in appraisal duties, must carry the license issued
to him by the Insurance Department and display it, upon request, to an owner
whose vehicle is being inspected, to the repair shop representative involved.
The appraiser must leave a legible copy of his appraisal with that of the repair
shop selected by the consumer to make the repairs and also furnish a copy to the
owner of the vehicle.
No appraiser is permitted secure or use repair estimates that have been obtained
by the use of photographs, telephone calls or in any manner other than a
personal inspection.
The appraiser is permitted to traffic in automobile salvage if such salvage is
obtained in any way as a result of appraisal services rendered by him for his own
benefit. - SOLUTION-The appraiser is permitted to traffic in automobile salvage if
,such salvage is obtained in any way as a result of appraisal services rendered by
him for his own benefit.
The burden of proof that a covered loss has occurred is normally a duty of:
The insurance company
The adjuster
The appraiser
The insured - SOLUTION-The insured
Before revoking or suspending a license, the Superintendent must first send
_____ notice and give the accused an opportunity for a hearing.
3 months 45
days.
10 days.
60 days. - SOLUTION-1o days
The linkage between the camshaft and the valves is commonly known as the:
piston. crankshaft.
valve train.
cylinder. - SOLUTION-valve train
, Which of the following is the computer in the vehicle?
Controller
Pump
Speed Sensors
Valves - SOLUTION-Controller
Payment may be made if which of the following procedures has been executed?
A partial signed release
A Walk-Away release
A prima-facia signed release
None of the answer choices is correct. - SOLUTION-A WalkAway release/The Walk-
Away release indicates the final disposition of the matter and relinquishes the
claimant's right to sue so payment may be issued. In some states the signing of
the payment check indicates a Walk-Away release.
If an insured fails to comply with the immediate notice of claim requirement,
which of the following could happen?
The loss will be partially paid.
The coverage could be denied.
The premium will be returned.
The policy will be cancelled. - SOLUTION-The coverage could be denied
Questions And Correctly Well Defined Answers 100%Guaranteed Pass!!!
Jim Smith is involved in a collision claim and is no longer able to use the vehicle
to go to work. This "loss of use" is referred to as a:
Direct loss
Indirect loss
Loss evaluation
Consequential loss - SOLUTION-Consequential loss
When the rear of the vehicle is damaged and there is a gap between the trunk lid
and the quarter panel, what else on the vehicle should the appraiser check?
The center pillar
The trunk floor
The quarter panels
The frame rails - SOLUTION-The frame rails
In auto physical damage insurance, an insured peril cause of loss is known as:
Direct loss
,Indirect loss
Loss evaluation
Consequential loss - SOLUTION-Direct loss
If an appraiser has to forfeit his bond in New York. The amount of the bond is:
$500
$1000
$2000
$5000 - SOLUTION-$1000
Which of the following is NOT a true statement regarding auto appraisers?
Each appraiser, while engaged in appraisal duties, must carry the license issued
to him by the Insurance Department and display it, upon request, to an owner
whose vehicle is being inspected, to the repair shop representative involved.
The appraiser must leave a legible copy of his appraisal with that of the repair
shop selected by the consumer to make the repairs and also furnish a copy to the
owner of the vehicle.
No appraiser is permitted secure or use repair estimates that have been obtained
by the use of photographs, telephone calls or in any manner other than a
personal inspection.
The appraiser is permitted to traffic in automobile salvage if such salvage is
obtained in any way as a result of appraisal services rendered by him for his own
benefit. - SOLUTION-The appraiser is permitted to traffic in automobile salvage if
,such salvage is obtained in any way as a result of appraisal services rendered by
him for his own benefit.
The burden of proof that a covered loss has occurred is normally a duty of:
The insurance company
The adjuster
The appraiser
The insured - SOLUTION-The insured
Before revoking or suspending a license, the Superintendent must first send
_____ notice and give the accused an opportunity for a hearing.
3 months 45
days.
10 days.
60 days. - SOLUTION-1o days
The linkage between the camshaft and the valves is commonly known as the:
piston. crankshaft.
valve train.
cylinder. - SOLUTION-valve train
, Which of the following is the computer in the vehicle?
Controller
Pump
Speed Sensors
Valves - SOLUTION-Controller
Payment may be made if which of the following procedures has been executed?
A partial signed release
A Walk-Away release
A prima-facia signed release
None of the answer choices is correct. - SOLUTION-A WalkAway release/The Walk-
Away release indicates the final disposition of the matter and relinquishes the
claimant's right to sue so payment may be issued. In some states the signing of
the payment check indicates a Walk-Away release.
If an insured fails to comply with the immediate notice of claim requirement,
which of the following could happen?
The loss will be partially paid.
The coverage could be denied.
The premium will be returned.
The policy will be cancelled. - SOLUTION-The coverage could be denied
