COLORADO FAIR HOUSING COMPLIANCE
CERTIFICATION EXAM QUESTIONS AND CORRECT
ANSWERS (VERIFIED ANSWERS) Q&A 2026
|INSTANT DOWNLOAD PDF
1. Which law primarily governs fair housing at the federal
level?
A. ADA
B. Fair Housing Act
C. OSHA
D. HIPAA
Rationale: The Fair Housing Act prohibits discrimination in
housing.
Correct answer: B
2. Which of the following is a protected class under the Fair
Housing Act?
A. Political affiliation
B. Religion
C. Employment status
D. Credit score
Rationale: Religion is a federally protected class.
Correct answer: B
,3. Discrimination in housing based on race is:
A. Legal in private rentals
B. Only legal in owner-occupied homes
C. Illegal under federal law
D. Allowed with consent
Rationale: Race-based discrimination is strictly prohibited.
Correct answer: C
4. Which agency enforces the Fair Housing Act?
A. FBI
B. HUD
C. IRS
D. DEA
Rationale: HUD administers and enforces fair housing laws.
Correct answer: B
5. Steering refers to:
A. Setting rental prices
B. Directing buyers toward or away from neighborhoods based
on protected traits
C. Advertising housing
D. Mortgage approval
Rationale: Steering is discriminatory guidance.
Correct answer: B
,6. A reasonable accommodation in housing applies to:
A. Property taxes
B. Zoning laws only
C. Persons with disabilities
D. Real estate agents only
Rationale: Accommodations support equal access for disabled
persons.
Correct answer: C
7. Refusing to rent to families with children may violate:
A. Environmental law
B. Fair Housing Act
C. Tax law
D. Labor law
Rationale: Familial status is protected.
Correct answer: B
8. What is redlining?
A. Increasing rent prices
B. Denying services based on neighborhood demographics
C. Building new housing
D. Mortgage refinancing
Rationale: Redlining is discriminatory lending practice.
Correct answer: B
, 9. Which document outlines fair housing rights in rental
agreements?
A. Lease agreement
B. W-2 form
C. Birth certificate
D. Passport
Rationale: Lease agreements may include fair housing
disclosures.
Correct answer: A
10. Disparate impact means:
A. Intentional discrimination only
B. Neutral policy causing unequal effects
C. Equal treatment
D. Criminal behavior
Rationale: Policies can be discriminatory without intent.
Correct answer: B
11. Sexual harassment in housing is considered:
A. Acceptable if consensual
B. A form of housing discrimination
C. A criminal tax issue
D. A landlord privilege
Rationale: It violates fair housing protections.
Correct answer: B
CERTIFICATION EXAM QUESTIONS AND CORRECT
ANSWERS (VERIFIED ANSWERS) Q&A 2026
|INSTANT DOWNLOAD PDF
1. Which law primarily governs fair housing at the federal
level?
A. ADA
B. Fair Housing Act
C. OSHA
D. HIPAA
Rationale: The Fair Housing Act prohibits discrimination in
housing.
Correct answer: B
2. Which of the following is a protected class under the Fair
Housing Act?
A. Political affiliation
B. Religion
C. Employment status
D. Credit score
Rationale: Religion is a federally protected class.
Correct answer: B
,3. Discrimination in housing based on race is:
A. Legal in private rentals
B. Only legal in owner-occupied homes
C. Illegal under federal law
D. Allowed with consent
Rationale: Race-based discrimination is strictly prohibited.
Correct answer: C
4. Which agency enforces the Fair Housing Act?
A. FBI
B. HUD
C. IRS
D. DEA
Rationale: HUD administers and enforces fair housing laws.
Correct answer: B
5. Steering refers to:
A. Setting rental prices
B. Directing buyers toward or away from neighborhoods based
on protected traits
C. Advertising housing
D. Mortgage approval
Rationale: Steering is discriminatory guidance.
Correct answer: B
,6. A reasonable accommodation in housing applies to:
A. Property taxes
B. Zoning laws only
C. Persons with disabilities
D. Real estate agents only
Rationale: Accommodations support equal access for disabled
persons.
Correct answer: C
7. Refusing to rent to families with children may violate:
A. Environmental law
B. Fair Housing Act
C. Tax law
D. Labor law
Rationale: Familial status is protected.
Correct answer: B
8. What is redlining?
A. Increasing rent prices
B. Denying services based on neighborhood demographics
C. Building new housing
D. Mortgage refinancing
Rationale: Redlining is discriminatory lending practice.
Correct answer: B
, 9. Which document outlines fair housing rights in rental
agreements?
A. Lease agreement
B. W-2 form
C. Birth certificate
D. Passport
Rationale: Lease agreements may include fair housing
disclosures.
Correct answer: A
10. Disparate impact means:
A. Intentional discrimination only
B. Neutral policy causing unequal effects
C. Equal treatment
D. Criminal behavior
Rationale: Policies can be discriminatory without intent.
Correct answer: B
11. Sexual harassment in housing is considered:
A. Acceptable if consensual
B. A form of housing discrimination
C. A criminal tax issue
D. A landlord privilege
Rationale: It violates fair housing protections.
Correct answer: B
