AHIP FINAL EXAM TEST QUESTIONS AND CORRECT ANSWERS (2026/2027) (VERIFIED ANSWERS) ASSURED SUCCESS

AHIP FINAL EXAM TEST QUESTIONS AND CORRECT ANSWERS
(2026/2027) (VERIFIED ANSWERS) ASSURED SUCCESS


Mrs.RWestRwearsRglassesRandRdenturesRandRhasRenjoyedRconsiderableRpainRreliefRfromRarthritisRth
roughRacupuncture.RSheRisRconcernedRaboutRwhetherRorRnotRMedicareRwillRcoverRtheseRitemsRand
Rservices.RWhatRshouldRyouRtellRher?R-RCORRECTRANSWERSR-


MedicareRdoesRnotRcoverRacupuncture,Ror,RinRgeneral,RglassesRorRdentures.



Mr.RBickfordRdidRnotRquiteRqualifyRforRtheRextraRhelpRlow-
incomeRsubsidyRunderRtheRMedicareRPartRDRPrescriptionRDrugRprogramRandRheRisRwonderingRifRth
ereRisRanyRotherRoptionRheRhasRforRobtainingRhelpRwithRhisRconsiderableRdrugRcosts.RWhatRshouldRy
ouRtellRhim?R-RCORRECTRANSWERSR-
HeRcouldRcheckRwithRtheRmanufacturersRofRhisRmedicationsRtoRseeRifRtheyRofferRanRassistanceRprog
ramRtoRhelpRpeopleRwithRlimitedRmeansRobtainRtheRmedicationsRtheyRneed.RAlternatively,RheRcoul
dRcheckRtoRseeRwhetherRhisRstateRhasRaRpharmacyRassistanceRprogramRtoRhelpRhimRwithRhisRexpens
es.



Mr.RLombardiRisRinterestedRinRaRMedicareRAdvantageR(MA)RPPORplanRthatRyouRrepresent.RItRisRoneR
ofRthreeRplansRoperatedRbyRtheRsameRorganizationRinRMr.RLombardi'sRarea.RTheRMARPPORplanRdoes
RnotRincludeRdrugRcoverage,RbutRtheRotherRtwoRplansRdo.RMr.RLombardiRlikesRtheRPPORplanRthatRdo


esRnotRincludeRdrugRcoverageRandRintendsRtoRobtainRhisRdrugRcoverageRthroughRaRstand-
aloneRMedicareRprescriptionRdrugRplan.RWhatRshouldRyouRtellRhimRaboutRthisRsituation?R-
RCORRECTRANSWERSR-


HeRcouldRenrollRinRoneRofRtheRMARplansRthatRincludeRprescriptionRdrugRcoverageRorRaRMedigapRpla
nRandRaRstand-aloneRprescriptionRdrugRplan,RbutRheRcannotRenrollRinRtheRMA-
onlyRPPORplanRandRaRstand-aloneRprescriptionRdrugRplan.



Mr.RTorresRhasRaRsmallRsavingsRaccount.RHeRwouldRlikeRtoRpayRforRhisRmonthlyRPartRDRpremiumsRwit
hRanRautomaticRmonthlyRwithdrawalRfromRhisRsavingsRaccountRuntilRitRisRexhausted,RandRthenRhave
RhisRpremiumsRwithheldRfromRhisRSocialRSecurityRcheck.RWhatRshouldRyouRtellRhim?R-


RCORRECTRANSWERSR-


InRgeneral,RheRmustRselectRaRsingleRPartRDRpremiumRpaymentRmechanismRthatRwillRbeRusedRthroug
houtRtheRyear.

, AgentRJenningsRmakesRaRpresentationRonRMedicareRadvertisedRasRanReducationalRevent.RAgentRJe
nningsRdistributesRmaterialsRthatRareRsolelyReducationalRinRnature.RHowever,RsheRgivesRaRbriefRpre
sentationRthatRmentionsRplan-
specificRpremiums.RIsRthisRaRprohibitedRactivityRatRanReventRthatRhasRbeenRadvertisedRasReducation
al?R-RCORRECTRANSWERSR-
Yes.RWhenRanReventRhasRbeenRadvertisedRasR"educational,"RdiscussingRplan-
specificRpremiumsRisRimpermissible.



Mrs.RMulcahyRisRconcernedRthatRsheRmayRnotRqualifyRforRenrollmentRinRaRMedicareRprescriptionRd
rugRplanRbecause,RalthoughRsheRisRentitledRtoRPartRA,RsheRisRnotRenrolledRunderRMedicareRPartRB.R
WhatRshouldRyouRtellRher?R-RCORRECTRANSWERSR-
EveryoneRwhoRisRentitledRtoRPartRARorRenrolledRunderRPartRBRisReligibleRtoRenrollRinRaRMedicareRpre
scriptionRdrugRplan.RAsRlongRasRMrs.RMulcahyRisRentitledRtoRPartRA,RsheRdoesRnotRneedRtoRenrollRun
derRPartRBRbeforeRenrollingRinRaRprescriptionRdrugRplan.



Mr.RJacobRunderstandsRthatRthereRisRaRstandardRMedicareRPartRDRprescriptionRdrugRbenefit,RbutRw
henRheRlooksRatRinformationRonRvariousRplansRavailableRinRhisRarea,RheRseesRaRwideRrangeRinRwhatRt
heyRchargeRforRdeductibles,RpremiumsRandRcostRsharing.RHowRcanRyouRexplainRthisRtoRhim?R-
RCORRECTRANSWERSR-


MedicareRPartRDRdrugRplansRmayRhaveRdifferentRbenefitRstructures,RbutRonRaverage,RtheyRmustRallR
beRatRleastRasRgoodRasRtheRstandardRmodelRestablishedRbyRtheRgovernment.



Ms.RMooreRplansRtoRretireRwhenRsheRturnsR65RinRaRfewRmonths.RSheRisRinRexcellentRhealthRandRwillR
haveRconsiderableRincomeRwhenRsheRretires.RSheRisRconcernedRthatRherRincomeRwillRmakeRitRimpo
ssibleRforRherRtoRqualifyRforRMedicare.RWhatRcouldRyouRtellRherRtoRaddressRherRconcern?R-
RCORRECTRANSWERSR-


MedicareRisRaRprogramRforRpeopleRageR65RorRolderRandRthoseRunderRageR65RwithRcertainRdisabilitie
s,RendRstageRrenalRdiseaseRorRLouRGehrig'sRdisease,RsoRsheRwillRbeReligibleRforRMedicare.



AgentRArmstrongRisRemployedRbyRXYZRAgency,RwhichRisRunderRcontractRwithRABCRHealthRPlan,RaRM
edicareRAdvantageR(MA)RplanRthatRoffersRplansRinRmultipleRstates.RXYZRAgencyRmaintainsRaRwebsit
eRmarketingRtheRMARplansRwithRwhichRitRhasRcontracts.RAgentRArmstrongRfollowsRupRwithRindividu
alsRwhoRrequestRmoreRinformationRaboutRABCRMARplansRviaRtheRwebsiteRandRtriesRtoRpersuadeRth