XCEL Chapter 2 2026 UPDATE MOST TESTED TEST PRACTICE COMPREHENSIVE
QUESTIONS AND VERIFIED CORRECT ANSWERS GRADE A+ GET IT RIGHT
An employee for XYZ Corp is injured on the job. Where does coverage for the employee's
injuries come from? - (CORRECT ANSWER)Workers' Compensation
Disabled workers are covered under Workers' Compensation medical expense benefits for how
long? - (CORRECT ANSWER)No limit
Medicare Part B has an initial enrollment period. How many months after an individual's 65th
birthday month does this enrollment period end? - (CORRECT ANSWER)3 months
Coverage for care received from a network provider pays more than care received from a non-
network provider in what type of health plan? - (CORRECT ANSWER)Preferred Provider
Organization (PPO)
At age 65, which of the following is available at no cost to all individuals? - (CORRECT
ANSWER)Medicare Part A
Which statement is TRUE regarding Workers' Compensation coverage - (CORRECT
ANSWER)Employer pays the entire premium for Workers' Compensation coverage
Medicare Part A covers what type of care? - (CORRECT ANSWER)Skilled nursing facility care
Which statement about Health Maintenance Organizations is NOT true? - (CORRECT
ANSWER)When a member uses out-of-network providers, a higher monthly fee is charged
Which of the following does Medicare Part A NOT provide coverage for? - (CORRECT
ANSWER)Doctor's services
Which statement regarding Medicare is true? - (CORRECT ANSWER)Benefits for diagnostic
tests and X-rays performed on an outpatient basis are provided by Part B
QUESTIONS AND VERIFIED CORRECT ANSWERS GRADE A+ GET IT RIGHT
An employee for XYZ Corp is injured on the job. Where does coverage for the employee's
injuries come from? - (CORRECT ANSWER)Workers' Compensation
Disabled workers are covered under Workers' Compensation medical expense benefits for how
long? - (CORRECT ANSWER)No limit
Medicare Part B has an initial enrollment period. How many months after an individual's 65th
birthday month does this enrollment period end? - (CORRECT ANSWER)3 months
Coverage for care received from a network provider pays more than care received from a non-
network provider in what type of health plan? - (CORRECT ANSWER)Preferred Provider
Organization (PPO)
At age 65, which of the following is available at no cost to all individuals? - (CORRECT
ANSWER)Medicare Part A
Which statement is TRUE regarding Workers' Compensation coverage - (CORRECT
ANSWER)Employer pays the entire premium for Workers' Compensation coverage
Medicare Part A covers what type of care? - (CORRECT ANSWER)Skilled nursing facility care
Which statement about Health Maintenance Organizations is NOT true? - (CORRECT
ANSWER)When a member uses out-of-network providers, a higher monthly fee is charged
Which of the following does Medicare Part A NOT provide coverage for? - (CORRECT
ANSWER)Doctor's services
Which statement regarding Medicare is true? - (CORRECT ANSWER)Benefits for diagnostic
tests and X-rays performed on an outpatient basis are provided by Part B
