IDAHO PROPERTY CASUALTY STUDY 2026
EXAM GUIDE QUESTIONS AND ANSWERS
SURE A+
✔✔Maximum $________ for the return of unearned premium - property and casualty
guarantee association - ✔✔$10,000
✔✔Maximum $________ per claimant for all other covered claims - property and
casualty guarantee association - ✔✔$300,000
✔✔________ day advanced notice for nonpayment of premium - property/standard fire
policy - ✔✔10
✔✔________ day advanced notice for any reason other than nonpayment of premium -
property/standard fire policy - ✔✔30
✔✔Producers must complete a one-time, ________ hour course to sell flood insurance
policies - ✔✔3
✔✔________ day advanced notice for nonpayment of premium - automobile insurance
- ✔✔10
✔✔________ day advanced notice for any reason other than nonpayment of premium -
automobile insurance - ✔✔20
✔✔________ day advanced notice for nonrenewal - automobile insurance - ✔✔30
✔✔$________ bodily injury or death to any one person - automobile minimum liability -
✔✔$25,000
, ✔✔$________ bodily injury or death to two or more persons per accident - automobile
minimum liability - ✔✔$50,000
✔✔$________ damage to property of others per accident - automobile minimum liability
- ✔✔$15,000
✔✔Minimum automobile insurance liability limits " / / " - ✔✔25/50/15
✔✔Drivers aged ________ and older receive a premium reduction for a ________ year
period after successfully completing approved courses - ✔✔55, 3
✔✔Income benefit payments for worker's compensation begin after a ________ day
waiting period - ✔✔5
✔✔Worker's compensation disability amount is ________% of average weekly wages -
✔✔67
✔✔Burial expenses for worker's compensation are up to $________ - ✔✔$6000
✔✔Authorized insurer/authorized insurance company - ✔✔admitted insurer; needs
certificate of authority that allows insurer to transit specific kinds of insurance
✔✔Domestic insurance company - ✔✔company organized and formed under the laws
of Idaho
✔✔Foreign insurance company - ✔✔company organized and formed under the laws of
another state but licensed and permitted to conduct business in Idaho
✔✔Alien insurance company - ✔✔company organized in a nation outside of the United
States
✔✔Stock insurer - ✔✔incorporated insurer with capital divided into shares and owned
by its shareholders
✔✔Mutual insurer - ✔✔incorporated insurer without capital stock. its governing body is
elected by its policyholders
✔✔Reciprocal insurer - ✔✔unincorporated group of persons or subscribers, operating
individually and collectively through an attorney-in-fact, to provide reciprocal insurance
or reciprocal agreements of indemnity
EXAM GUIDE QUESTIONS AND ANSWERS
SURE A+
✔✔Maximum $________ for the return of unearned premium - property and casualty
guarantee association - ✔✔$10,000
✔✔Maximum $________ per claimant for all other covered claims - property and
casualty guarantee association - ✔✔$300,000
✔✔________ day advanced notice for nonpayment of premium - property/standard fire
policy - ✔✔10
✔✔________ day advanced notice for any reason other than nonpayment of premium -
property/standard fire policy - ✔✔30
✔✔Producers must complete a one-time, ________ hour course to sell flood insurance
policies - ✔✔3
✔✔________ day advanced notice for nonpayment of premium - automobile insurance
- ✔✔10
✔✔________ day advanced notice for any reason other than nonpayment of premium -
automobile insurance - ✔✔20
✔✔________ day advanced notice for nonrenewal - automobile insurance - ✔✔30
✔✔$________ bodily injury or death to any one person - automobile minimum liability -
✔✔$25,000
, ✔✔$________ bodily injury or death to two or more persons per accident - automobile
minimum liability - ✔✔$50,000
✔✔$________ damage to property of others per accident - automobile minimum liability
- ✔✔$15,000
✔✔Minimum automobile insurance liability limits " / / " - ✔✔25/50/15
✔✔Drivers aged ________ and older receive a premium reduction for a ________ year
period after successfully completing approved courses - ✔✔55, 3
✔✔Income benefit payments for worker's compensation begin after a ________ day
waiting period - ✔✔5
✔✔Worker's compensation disability amount is ________% of average weekly wages -
✔✔67
✔✔Burial expenses for worker's compensation are up to $________ - ✔✔$6000
✔✔Authorized insurer/authorized insurance company - ✔✔admitted insurer; needs
certificate of authority that allows insurer to transit specific kinds of insurance
✔✔Domestic insurance company - ✔✔company organized and formed under the laws
of Idaho
✔✔Foreign insurance company - ✔✔company organized and formed under the laws of
another state but licensed and permitted to conduct business in Idaho
✔✔Alien insurance company - ✔✔company organized in a nation outside of the United
States
✔✔Stock insurer - ✔✔incorporated insurer with capital divided into shares and owned
by its shareholders
✔✔Mutual insurer - ✔✔incorporated insurer without capital stock. its governing body is
elected by its policyholders
✔✔Reciprocal insurer - ✔✔unincorporated group of persons or subscribers, operating
individually and collectively through an attorney-in-fact, to provide reciprocal insurance
or reciprocal agreements of indemnity
