FLORIDA LAWS AND RULES
COMPREHENSIVE STUDY GUIDE 2026
FULL QUESTIONS AND SOLUTIONS
GRADED A+
◍ a by-product of involuntary muscle contraction and relaxation is.
Answer: heat
◍ How many hours of continuing education must a newly licensed agent
complete every two years.
Answer: 24
◍ Which of the following documents must an agent submit to the replacing
insurance company during the replacement of an existing life insurance
policy?.
Answer: Notice to existing and replacing insurers of intention to replace
◍ Which of the following is considered to be misrepresentation?.
Answer: An agent guaranteeing a policy's dividends
◍ A by-product of involuntary muscle contraction and relaxation is:.
Answer: heat
◍ Florida's 14-day free-look period for life insurance policies begins at the.
Answer: date of delivery
◍ A PT can implement a plan of treatment developed by....
Answer: 1. A PT 2. A practitioner of record3. Advanced registered nurse
practitioner
◍ bile is produced by the liver and concentrated and stored in the.
Answer: gallbladder
,◍ if a patient's chest barely moves during inhalation, even if the patient's
respiratory rate is normal, you should suspect that.
Answer: minute volume is decreased
◍ A PT should refer a patient or consult with a practitioner of record of the
patients condition is: (3).
Answer: 1. Outside of scope of PT2. Not showing improvement with PT3.
Not compliant with PT
◍ large amounts of adenosine triphosphate (ATP) are generated when.
Answer: the cells function with adequate oxygen
◍ A patient has a blood pressure of 130/70 mm Hg. The "130" in this
measurement represents:.
Answer: ventricular contraction
◍ How to care for a PT with inadequate breathing.
Answer: 1. CHECK PATENT/CLEAR AIRWAYHead tilt-chin liftJaw
thrust (if suspected spinal injury)2. SUCTION if neededAt least 300 mmHg
pressure15 seconds for adults10 for children5 for infants3. ADJUNCTSOPA
and NPA measure from the tip of the ear to the corner of the mouthOPA:
tongue depressor method, twist method, corner methodNPA: Use lube, the
hole always faces the septum, do not use on head injuryOXYGEN
◍ If PT treatment for a patient is beyond ___ days for a condition not
previously assessed by a practitioner of record the PT shall obtain a....
Answer: 21;Practitioner pf record who will review and sign plan of care
◍ Which of the following is NOT required in the Outline of Coverage for a
health insurance policy? Explanation of the policy's benefits Listing of the
policy's exclusions and limitations Projection of the policy's future costs
Explanation of the policy's renewal and cancellation provisions.
Answer: Projection of the policy's future costs
◍ pathophysiology is the study of the functional changes that occur when the
body reacts to a particular.
, Answer: disease
◍ A patient has a large accumulation of blood in the sac surrounding the heart.
Which type of shock would this condition cause?.
Answer: Obstructive
◍ A person insured under a health policy is required to give the insurance
company a Notice of Claim within how many days after a covered loss?
Five Ten Twenty Thirty.
Answer: Twenty
◍ the ___ is made up of the maxilla and zygoma, as well as the frontal base of
the cranium.
Answer: orbit
◍ Psychological Services Act- Intent.
Answer: 1. Emotional survival is equal in importance to physical survival.2.
Must provide privileged communication to encourage needed or desired
psychological services to be sought3. Practice of psych or school psych by
unqualified persons presents a danger to public health, safety, and welfare.
◍ What do Dread Disease policies cover? A specific disease or illness All
diseases or illnesses Only terminal illnesses Only heart-related diseases.
Answer: A specific disease or illness
◍ The practice of PT does not authorize a PT practitioner to practice
____medicine including....
Answer: Chiropractic: spinal manipulation
◍ The board of PT practice is created and composed of ___ members
appointed by the governor and subject to confirmation by the senate.
Answer: 7
◍ a disorder in which cholesterol and calcium build up inside the walls of the
blood vessels, forming plaque.
Answer: atherosclerosis
◍ ___board members shall be licensed PTs in good standing in this state who
, are residents of this state and who have been practicing PT for ___years
immediately prior to their appointment..
Answer: 54
◍ the ___ is a muscular dome that forms the inferior boundary of the thorax,
separating the thorax from the abdomen.
Answer: diaphragm
◍ the brain connects to the spinal cord through a large opening at the base of
the skull called the.
Answer: foramen magnum
◍ the central nervous system is composed of the.
Answer: brain and spinal cord
◍ The two remaining board members shall be residence of the state but do not
have to be....
Answer: Licensed health care practitioners
◍ An agent's license can be suspended or revoked by.
Answer: writing primarily controlled business
◍ As board members expire the governor shall appoint successors for terms of
__ years, and such members shall serve until their successors are appointed.
Answer: 4
◍ An example of an unfair claims practice would be.
Answer: failing to effectuate prompt, fair and equitable settlements of a
claim
◍ Know who gets a rapid secondary trauma exam.
Answer: 1. ANY altered mental status, disoriented, unconscious Pt-Fails
even 1 of Person, Place, Time, Event (A&O x4)2. Trauma patients-Falls,
motor accidents
◍ injury caused by pressure to enclosed body surfaces, for example, from too
much pressure in the lungs.
Answer: barotrauma
COMPREHENSIVE STUDY GUIDE 2026
FULL QUESTIONS AND SOLUTIONS
GRADED A+
◍ a by-product of involuntary muscle contraction and relaxation is.
Answer: heat
◍ How many hours of continuing education must a newly licensed agent
complete every two years.
Answer: 24
◍ Which of the following documents must an agent submit to the replacing
insurance company during the replacement of an existing life insurance
policy?.
Answer: Notice to existing and replacing insurers of intention to replace
◍ Which of the following is considered to be misrepresentation?.
Answer: An agent guaranteeing a policy's dividends
◍ A by-product of involuntary muscle contraction and relaxation is:.
Answer: heat
◍ Florida's 14-day free-look period for life insurance policies begins at the.
Answer: date of delivery
◍ A PT can implement a plan of treatment developed by....
Answer: 1. A PT 2. A practitioner of record3. Advanced registered nurse
practitioner
◍ bile is produced by the liver and concentrated and stored in the.
Answer: gallbladder
,◍ if a patient's chest barely moves during inhalation, even if the patient's
respiratory rate is normal, you should suspect that.
Answer: minute volume is decreased
◍ A PT should refer a patient or consult with a practitioner of record of the
patients condition is: (3).
Answer: 1. Outside of scope of PT2. Not showing improvement with PT3.
Not compliant with PT
◍ large amounts of adenosine triphosphate (ATP) are generated when.
Answer: the cells function with adequate oxygen
◍ A patient has a blood pressure of 130/70 mm Hg. The "130" in this
measurement represents:.
Answer: ventricular contraction
◍ How to care for a PT with inadequate breathing.
Answer: 1. CHECK PATENT/CLEAR AIRWAYHead tilt-chin liftJaw
thrust (if suspected spinal injury)2. SUCTION if neededAt least 300 mmHg
pressure15 seconds for adults10 for children5 for infants3. ADJUNCTSOPA
and NPA measure from the tip of the ear to the corner of the mouthOPA:
tongue depressor method, twist method, corner methodNPA: Use lube, the
hole always faces the septum, do not use on head injuryOXYGEN
◍ If PT treatment for a patient is beyond ___ days for a condition not
previously assessed by a practitioner of record the PT shall obtain a....
Answer: 21;Practitioner pf record who will review and sign plan of care
◍ Which of the following is NOT required in the Outline of Coverage for a
health insurance policy? Explanation of the policy's benefits Listing of the
policy's exclusions and limitations Projection of the policy's future costs
Explanation of the policy's renewal and cancellation provisions.
Answer: Projection of the policy's future costs
◍ pathophysiology is the study of the functional changes that occur when the
body reacts to a particular.
, Answer: disease
◍ A patient has a large accumulation of blood in the sac surrounding the heart.
Which type of shock would this condition cause?.
Answer: Obstructive
◍ A person insured under a health policy is required to give the insurance
company a Notice of Claim within how many days after a covered loss?
Five Ten Twenty Thirty.
Answer: Twenty
◍ the ___ is made up of the maxilla and zygoma, as well as the frontal base of
the cranium.
Answer: orbit
◍ Psychological Services Act- Intent.
Answer: 1. Emotional survival is equal in importance to physical survival.2.
Must provide privileged communication to encourage needed or desired
psychological services to be sought3. Practice of psych or school psych by
unqualified persons presents a danger to public health, safety, and welfare.
◍ What do Dread Disease policies cover? A specific disease or illness All
diseases or illnesses Only terminal illnesses Only heart-related diseases.
Answer: A specific disease or illness
◍ The practice of PT does not authorize a PT practitioner to practice
____medicine including....
Answer: Chiropractic: spinal manipulation
◍ The board of PT practice is created and composed of ___ members
appointed by the governor and subject to confirmation by the senate.
Answer: 7
◍ a disorder in which cholesterol and calcium build up inside the walls of the
blood vessels, forming plaque.
Answer: atherosclerosis
◍ ___board members shall be licensed PTs in good standing in this state who
, are residents of this state and who have been practicing PT for ___years
immediately prior to their appointment..
Answer: 54
◍ the ___ is a muscular dome that forms the inferior boundary of the thorax,
separating the thorax from the abdomen.
Answer: diaphragm
◍ the brain connects to the spinal cord through a large opening at the base of
the skull called the.
Answer: foramen magnum
◍ the central nervous system is composed of the.
Answer: brain and spinal cord
◍ The two remaining board members shall be residence of the state but do not
have to be....
Answer: Licensed health care practitioners
◍ An agent's license can be suspended or revoked by.
Answer: writing primarily controlled business
◍ As board members expire the governor shall appoint successors for terms of
__ years, and such members shall serve until their successors are appointed.
Answer: 4
◍ An example of an unfair claims practice would be.
Answer: failing to effectuate prompt, fair and equitable settlements of a
claim
◍ Know who gets a rapid secondary trauma exam.
Answer: 1. ANY altered mental status, disoriented, unconscious Pt-Fails
even 1 of Person, Place, Time, Event (A&O x4)2. Trauma patients-Falls,
motor accidents
◍ injury caused by pressure to enclosed body surfaces, for example, from too
much pressure in the lungs.
Answer: barotrauma
