FDIC Technical Evaluation (TE) Job Family (JF): Overview, Requirements
& Practice Guide
Part 335 Reporting Thresholds - ANS ✔✔Securities Act of 1942
TA > $1M
and 500 shareholders (750 at initiation; 500 ongoing)
What loan problem is this:
Absence sound lending policies, lack of sound credit judgment, lacking margin of security,
insufficient owner equity - ANS ✔✔Poor Risk Selection
Sales Treatment (Loans)
II RP NR - ANS ✔✔Isolated Interest
Right to Pledge
No Repurchase
Minimum New Institution Policies Required
FILL - ANS ✔✔Funds Management
Investment
Loan
Liquidity
State Report Adequacy Criterion
CAED - ANS ✔✔Completeness
,Arrangements
Exam Objectives
Documentation
Purposes of Capital
PRAP - ANS ✔✔Promote confidence
Restrict excessive asset growth
Absorb losses
Protect DIF
IT Rating Areas
MADS - ANS ✔✔Management
Audit
Development and Acquisition
Support & Delivery
Reg O Executive Officers - ANS ✔✔Cashier
Chairment
VP
Secretary
President
Treasurer
(Or participates in policy making function)
Money Laundering Stages
,PLI - ANS ✔✔Placement
Layering
Integration
Trust Exam Components
MOECA - ANS ✔✔Management
Operations/Controls/Audit
Earnings
Compliance
Asset Management
Unsuitable Investment Activities
PAWREG - ANS ✔✔Pair-offs
Adjusted
When-issued
repositioning repo
extended settlement
gains
shorts
Appraisal Standards
SCUMWADD - ANS ✔✔State licensed/certified
USPAP
Market Value
Written
Appropriate Deductions/Discounts
, Assets w/Embedded Options
examples... - ANS ✔✔NMDs
Callable Bonds
Structured Notes
Wholesale funds
Derivatives
Mtg Loans
MBS
Specialty Exams
BITGMR - ANS ✔✔BSA
IT
Trust
Gov't Securities Dealer
Muni Dealers
Registered Transfer Agent
CRA Factors
CAMEO - ANS ✔✔Community development
Assess community needs
marketing/credit offered
Evidence of discrimination
Openings/closings of branches
Golden parachute allowed?
& Practice Guide
Part 335 Reporting Thresholds - ANS ✔✔Securities Act of 1942
TA > $1M
and 500 shareholders (750 at initiation; 500 ongoing)
What loan problem is this:
Absence sound lending policies, lack of sound credit judgment, lacking margin of security,
insufficient owner equity - ANS ✔✔Poor Risk Selection
Sales Treatment (Loans)
II RP NR - ANS ✔✔Isolated Interest
Right to Pledge
No Repurchase
Minimum New Institution Policies Required
FILL - ANS ✔✔Funds Management
Investment
Loan
Liquidity
State Report Adequacy Criterion
CAED - ANS ✔✔Completeness
,Arrangements
Exam Objectives
Documentation
Purposes of Capital
PRAP - ANS ✔✔Promote confidence
Restrict excessive asset growth
Absorb losses
Protect DIF
IT Rating Areas
MADS - ANS ✔✔Management
Audit
Development and Acquisition
Support & Delivery
Reg O Executive Officers - ANS ✔✔Cashier
Chairment
VP
Secretary
President
Treasurer
(Or participates in policy making function)
Money Laundering Stages
,PLI - ANS ✔✔Placement
Layering
Integration
Trust Exam Components
MOECA - ANS ✔✔Management
Operations/Controls/Audit
Earnings
Compliance
Asset Management
Unsuitable Investment Activities
PAWREG - ANS ✔✔Pair-offs
Adjusted
When-issued
repositioning repo
extended settlement
gains
shorts
Appraisal Standards
SCUMWADD - ANS ✔✔State licensed/certified
USPAP
Market Value
Written
Appropriate Deductions/Discounts
, Assets w/Embedded Options
examples... - ANS ✔✔NMDs
Callable Bonds
Structured Notes
Wholesale funds
Derivatives
Mtg Loans
MBS
Specialty Exams
BITGMR - ANS ✔✔BSA
IT
Trust
Gov't Securities Dealer
Muni Dealers
Registered Transfer Agent
CRA Factors
CAMEO - ANS ✔✔Community development
Assess community needs
marketing/credit offered
Evidence of discrimination
Openings/closings of branches
Golden parachute allowed?
