CERTIFIED MANAGER OF COMMUNITY ASSOCIATIONS (CMCA) CERTIFICATION
EXAM COMPLETE PRACTICE TEST BANK QUESTIONS AND ANSWERS | VERIFIED
SOLUTIONS | UPDATED 2026/2027 CERTIFICATION PREP STUDY GUIDE
Examiner/Administrator: Community Association Managers International Certification
Board
━━━━━━━━━━━━━━━━━━━━━━━━━━━━
CERTIFIED MANAGER OF COMMUNITY ASSOCIATIONS (CMCA)
2026/2027 EDITION
━━━━━━━━━━━━━━━━━━━━━━━━━━━━
COMPLETE PRACTICE EXAM
120 MULTIPLE-CHOICE QUESTIONS
PASSING SCORE: 70%
TESTING TIME: 180 MINUTES
━━━━━━━━━━━━━━━━━━━━━━━━━━━━
TABLE OF CONTENTS
Community Association Governance
Legal Requirements & Compliance
Financial Management & Budgeting
Assessment Collection & Delinquency Control
Risk Management & Insurance
Maintenance Operations & Vendor Management
Meetings, Elections & Records Management
Ethics & Professional Conduct
Human Resources & Personnel Administration
Community Relations & Communication
COMMUNITY ASSOCIATION MANAGERS INTERNATIONAL CERTIFICATION BOARD ||
ALIGNED WITH CURRENT COMMUNITY ASSOCIATION MANAGEMENT BLUEPRINTS ||
GOVERNANCE AND OPERATIONAL COMPLIANCE || PROFESSIONAL STUDY GUIDE ||
100% VERIFIED | GRADED A+ || COMPREHENSIVE CERTIFICATION PREPARATION ||
PREPARED FOR PROFESSIONAL CREDENTIALING || PROFESSIONAL EXAMINATION USE
,Community Association Governance
Q1. A homeowners association board is considering a rule prohibiting short-term
rentals. Before implementing the rule, the manager advises the board to verify whether
the governing documents authorize such restrictions. What is the manager's primary
responsibility in this situation?
A. Approve the rule on behalf of the board
B. Ensure the board follows governing documents and applicable authority
C. Draft and adopt the rule without legal review
D. Poll owners and implement the majority preference
Correct Answer: 🔴 B. Ensure the board follows governing documents and
applicable authority
Explanation: 🔹 The manager serves as a professional advisor who helps the board
operate within the association's governing documents and applicable laws. The
manager does not independently adopt rules or override board authority. While
owner input may be valuable, legal authority comes from the governing documents
and applicable statutes.
Q2. During a board meeting, several directors disagree about whether a committee
has authority to sign a vendor contract. Which document should generally be reviewed
first?
A. Reserve study
B. Meeting minutes
C. Governing documents establishing committee authority
D. Insurance certificate
Correct Answer: 🔴 C. Governing documents establishing committee authority
Explanation: 🔹 Committee authority typically originates from bylaws, declarations,
resolutions, or board charters. Reviewing those documents clarifies delegated powers.
Reserve studies, minutes, and insurance documents may provide context but do not
usually establish committee authority.
,Q3. A board member instructs the manager to authorize a $40,000 project without a
board vote. What should the manager do first?
A. Proceed immediately to avoid delays
B. Verify whether proper authority has been granted by the board
C. Sign the contract personally
D. Ask the vendor to begin work before approval
Correct Answer: 🔴 B. Verify whether proper authority has been granted by the
board
Explanation: 🔹 Managers should confirm authorization before committing
association resources. Individual directors generally cannot bind the association
unless specifically empowered. Proceeding without authority may expose the
association to contractual disputes and governance concerns.
Q4. Which governance principle best supports effective board decision-making?
A. Decisions based solely on personal preferences
B. Selective enforcement of rules
C. Consistency, transparency, and fiduciary responsibility
D. Avoidance of documentation
Correct Answer: 🔴 C. Consistency, transparency, and fiduciary responsibility
Explanation: 🔹 Board members owe fiduciary duties and should act consistently,
transparently, and in the community's best interests. Selective enforcement and
undocumented actions increase legal and operational risks.
Q5. A community's declaration conflicts with a recently adopted board resolution.
Which document generally has higher authority?
A. Board resolution
B. Committee charter
C. Declaration or CC&Rs
D. Meeting agenda
, Correct Answer: 🔴 C. Declaration or CC&Rs
Explanation: 🔹 Governing documents typically follow a hierarchy. Declarations
generally carry greater authority than board resolutions. Managers should
understand document hierarchy to guide boards appropriately and avoid governance
errors.
Q6. A newly elected board asks the manager to explain fiduciary duty. Which
statement is most accurate?
A. Directors may prioritize personal interests
B. Directors are required to act in the best interests of the association
C. Directors are responsible only for maintenance issues
D. Directors cannot rely on professional advice
Correct Answer: 🔴 B. Directors are required to act in the best interests of the
association
Explanation: 🔹 Fiduciary duty includes loyalty, care, and acting in the association's
best interests. Directors may rely on expert advice when making informed decisions
but cannot place personal interests above community interests.
Q7. An association wants to amend its governing documents. The manager should first
recommend reviewing:
A. Vendor invoices
B. Applicable amendment procedures and voting requirements
C. Landscaping contracts
D. Employee evaluations
Correct Answer: 🔴 B. Applicable amendment procedures and voting requirements
Explanation: 🔹 Amendments often require specific notice, voting thresholds, and
procedural compliance. Failure to follow required procedures can invalidate an
amendment and create legal challenges.
EXAM COMPLETE PRACTICE TEST BANK QUESTIONS AND ANSWERS | VERIFIED
SOLUTIONS | UPDATED 2026/2027 CERTIFICATION PREP STUDY GUIDE
Examiner/Administrator: Community Association Managers International Certification
Board
━━━━━━━━━━━━━━━━━━━━━━━━━━━━
CERTIFIED MANAGER OF COMMUNITY ASSOCIATIONS (CMCA)
2026/2027 EDITION
━━━━━━━━━━━━━━━━━━━━━━━━━━━━
COMPLETE PRACTICE EXAM
120 MULTIPLE-CHOICE QUESTIONS
PASSING SCORE: 70%
TESTING TIME: 180 MINUTES
━━━━━━━━━━━━━━━━━━━━━━━━━━━━
TABLE OF CONTENTS
Community Association Governance
Legal Requirements & Compliance
Financial Management & Budgeting
Assessment Collection & Delinquency Control
Risk Management & Insurance
Maintenance Operations & Vendor Management
Meetings, Elections & Records Management
Ethics & Professional Conduct
Human Resources & Personnel Administration
Community Relations & Communication
COMMUNITY ASSOCIATION MANAGERS INTERNATIONAL CERTIFICATION BOARD ||
ALIGNED WITH CURRENT COMMUNITY ASSOCIATION MANAGEMENT BLUEPRINTS ||
GOVERNANCE AND OPERATIONAL COMPLIANCE || PROFESSIONAL STUDY GUIDE ||
100% VERIFIED | GRADED A+ || COMPREHENSIVE CERTIFICATION PREPARATION ||
PREPARED FOR PROFESSIONAL CREDENTIALING || PROFESSIONAL EXAMINATION USE
,Community Association Governance
Q1. A homeowners association board is considering a rule prohibiting short-term
rentals. Before implementing the rule, the manager advises the board to verify whether
the governing documents authorize such restrictions. What is the manager's primary
responsibility in this situation?
A. Approve the rule on behalf of the board
B. Ensure the board follows governing documents and applicable authority
C. Draft and adopt the rule without legal review
D. Poll owners and implement the majority preference
Correct Answer: 🔴 B. Ensure the board follows governing documents and
applicable authority
Explanation: 🔹 The manager serves as a professional advisor who helps the board
operate within the association's governing documents and applicable laws. The
manager does not independently adopt rules or override board authority. While
owner input may be valuable, legal authority comes from the governing documents
and applicable statutes.
Q2. During a board meeting, several directors disagree about whether a committee
has authority to sign a vendor contract. Which document should generally be reviewed
first?
A. Reserve study
B. Meeting minutes
C. Governing documents establishing committee authority
D. Insurance certificate
Correct Answer: 🔴 C. Governing documents establishing committee authority
Explanation: 🔹 Committee authority typically originates from bylaws, declarations,
resolutions, or board charters. Reviewing those documents clarifies delegated powers.
Reserve studies, minutes, and insurance documents may provide context but do not
usually establish committee authority.
,Q3. A board member instructs the manager to authorize a $40,000 project without a
board vote. What should the manager do first?
A. Proceed immediately to avoid delays
B. Verify whether proper authority has been granted by the board
C. Sign the contract personally
D. Ask the vendor to begin work before approval
Correct Answer: 🔴 B. Verify whether proper authority has been granted by the
board
Explanation: 🔹 Managers should confirm authorization before committing
association resources. Individual directors generally cannot bind the association
unless specifically empowered. Proceeding without authority may expose the
association to contractual disputes and governance concerns.
Q4. Which governance principle best supports effective board decision-making?
A. Decisions based solely on personal preferences
B. Selective enforcement of rules
C. Consistency, transparency, and fiduciary responsibility
D. Avoidance of documentation
Correct Answer: 🔴 C. Consistency, transparency, and fiduciary responsibility
Explanation: 🔹 Board members owe fiduciary duties and should act consistently,
transparently, and in the community's best interests. Selective enforcement and
undocumented actions increase legal and operational risks.
Q5. A community's declaration conflicts with a recently adopted board resolution.
Which document generally has higher authority?
A. Board resolution
B. Committee charter
C. Declaration or CC&Rs
D. Meeting agenda
, Correct Answer: 🔴 C. Declaration or CC&Rs
Explanation: 🔹 Governing documents typically follow a hierarchy. Declarations
generally carry greater authority than board resolutions. Managers should
understand document hierarchy to guide boards appropriately and avoid governance
errors.
Q6. A newly elected board asks the manager to explain fiduciary duty. Which
statement is most accurate?
A. Directors may prioritize personal interests
B. Directors are required to act in the best interests of the association
C. Directors are responsible only for maintenance issues
D. Directors cannot rely on professional advice
Correct Answer: 🔴 B. Directors are required to act in the best interests of the
association
Explanation: 🔹 Fiduciary duty includes loyalty, care, and acting in the association's
best interests. Directors may rely on expert advice when making informed decisions
but cannot place personal interests above community interests.
Q7. An association wants to amend its governing documents. The manager should first
recommend reviewing:
A. Vendor invoices
B. Applicable amendment procedures and voting requirements
C. Landscaping contracts
D. Employee evaluations
Correct Answer: 🔴 B. Applicable amendment procedures and voting requirements
Explanation: 🔹 Amendments often require specific notice, voting thresholds, and
procedural compliance. Failure to follow required procedures can invalidate an
amendment and create legal challenges.
