CALIFORNIA (CA) CEMETERY BROKER EXAM ACTUAL 2026/2027
COMPLETE APPROVED QUESTIONS AND CORRECT DETAILED
ANSWERS WITH RATIONALES (100% CORRECT VERIFIED SOLUTIONS)
LATEST UPDATED VERSION 2026 EDITION |GUARANTEED PASS A+
|FULL REVISED |INSTANT DOWNLOAD PDF
1. A cemetery salesperson is reviewing the required disclosures for a
pre-need cemetery plot. Under the California Cemetery and Funeral
Bureau regulations, which of the following must be explicitly stated in
the pre-need contract before any payment is accepted?
A) The resale value of the plot after five years
B) A statement that the consumer can cancel within 30 days for a full
refund
C) A statement that funds will be placed in a trust or insurance-
funded plan, along with a disclosure of any administrative fees
D) The names of all individuals currently interred in adjacent plots
Correct Answer: C
Rationale: California Health and Safety Code Section 7735 mandates
that pre-need cemetery contracts include clear disclosure regarding the
handling of funds, specifically that they will be placed in a trust or fully
insured plan. Administrative fees must also be disclosed. The other
options either are not required (A, D) or have incorrect cancellation
periods (B; CA law often provides a 7-day cooling-off period for certain
transactions, not 30 days for plots).
,2. According to the Cemetery Act, a cemetery broker is prohibited from
commingling trust funds with personal or operating accounts. If a broker
unintentionally commingles $500 for less than 24 hours, the penalty is:
A) A warning letter from the Bureau
B) Mandatory reporting to the Bureau and potential disciplinary
action including fines
C) Immediate license revocation without hearing
D) No penalty if the funds are returned within 48 hours
Correct Answer: B
Rationale: Commingling, even temporarily, is a serious violation. The
broker must report the incident to the California Cemetery and Funeral
Bureau. Penalties range from fines to license suspension or revocation,
depending on intent and harm. There is no automatic safe harbor for 24
or 48 hours (Health & Safety Code § 8735).
3. A cemetery salesperson is working with a family who wants to
purchase a mausoleum crypt. Which of the following is legally required
to be included in the “Itemized Statement of Cemetery Goods and
Services”?
A) The retail price of the crypt compared to similar crypts in
neighboring cemeteries
B) The price of the crypt, the endowment care fee, the opening and
closing fee, and any optional charges
C) A notarized appraisal of the crypt’s future market value
D) A waiver of the buyer’s right to a cooling-off period
Correct Answer: B
Rationale: CA Code of Regulations § 2216 requires the itemized
,statement to break down the total price into components: the interment
right, endowment care, opening/closing, and any optional goods or
services. Comparisons (A) and appraisals (C) are not mandated. Waivers
(D) are generally void for pre-need sales.
4. Under the California Pre-Need Cemetery Law, when a buyer cancels a
pre-need contract within the statutory 7-day cooling-off period, which of
the following applies?
A) The cemetery may retain 10% as a processing fee
B) The buyer is entitled to a full refund of all monies paid, including
the endowment care fee
C) The buyer forfeits any deposit less than $100
D) Refund is only given if the buyer provides a written statement of
hardship
Correct Answer: B
Rationale: Health and Safety Code § 7735(e) gives the purchaser an
unconditional right to cancel within 7 days of signing (or receiving the
disclosure, whichever is later) and receive a 100% refund. No fees or
forfeitures are allowed.
5. Which of the following actions is considered an unfair business
practice specifically for a cemetery broker in California?
A) Refusing to sell a grave to a person based on religion
B) Offering a “free” grave with purchase of a marker, but not
disclosing that the grave requires a non-waivable opening/closing fee
, of $1,200
C) Selling both burial plots and caskets
D) Advertising that prices are available upon request
Correct Answer: B
Rationale: Bait-and-switch or misleading “free” offers are prohibited as
deceptive trade practices under Business & Professions Code § 17200
and specific cemetery regulations. The failure to disclose mandatory
additional fees constitutes a violation. Refusal based on religion (A) is
illegal discrimination but under civil rights laws, not exclusively a
cemetery broker act; however, (B) is directly enumerated as an unfair
practice in cemetery advertising.
6. A cemetery salesperson receives a $10,000 payment for a pre-need
plot. By law, how many days does the cemetery have to deposit the
funds into a trust account?
A) 10 business days
B) 30 days
C) 15 calendar days
D) 45 days
Correct Answer: B
Rationale: Health and Safety Code § 7735.5 requires pre-need trust
funds to be deposited within 30 days of receipt. Failure to do so is
grounds for discipline.
COMPLETE APPROVED QUESTIONS AND CORRECT DETAILED
ANSWERS WITH RATIONALES (100% CORRECT VERIFIED SOLUTIONS)
LATEST UPDATED VERSION 2026 EDITION |GUARANTEED PASS A+
|FULL REVISED |INSTANT DOWNLOAD PDF
1. A cemetery salesperson is reviewing the required disclosures for a
pre-need cemetery plot. Under the California Cemetery and Funeral
Bureau regulations, which of the following must be explicitly stated in
the pre-need contract before any payment is accepted?
A) The resale value of the plot after five years
B) A statement that the consumer can cancel within 30 days for a full
refund
C) A statement that funds will be placed in a trust or insurance-
funded plan, along with a disclosure of any administrative fees
D) The names of all individuals currently interred in adjacent plots
Correct Answer: C
Rationale: California Health and Safety Code Section 7735 mandates
that pre-need cemetery contracts include clear disclosure regarding the
handling of funds, specifically that they will be placed in a trust or fully
insured plan. Administrative fees must also be disclosed. The other
options either are not required (A, D) or have incorrect cancellation
periods (B; CA law often provides a 7-day cooling-off period for certain
transactions, not 30 days for plots).
,2. According to the Cemetery Act, a cemetery broker is prohibited from
commingling trust funds with personal or operating accounts. If a broker
unintentionally commingles $500 for less than 24 hours, the penalty is:
A) A warning letter from the Bureau
B) Mandatory reporting to the Bureau and potential disciplinary
action including fines
C) Immediate license revocation without hearing
D) No penalty if the funds are returned within 48 hours
Correct Answer: B
Rationale: Commingling, even temporarily, is a serious violation. The
broker must report the incident to the California Cemetery and Funeral
Bureau. Penalties range from fines to license suspension or revocation,
depending on intent and harm. There is no automatic safe harbor for 24
or 48 hours (Health & Safety Code § 8735).
3. A cemetery salesperson is working with a family who wants to
purchase a mausoleum crypt. Which of the following is legally required
to be included in the “Itemized Statement of Cemetery Goods and
Services”?
A) The retail price of the crypt compared to similar crypts in
neighboring cemeteries
B) The price of the crypt, the endowment care fee, the opening and
closing fee, and any optional charges
C) A notarized appraisal of the crypt’s future market value
D) A waiver of the buyer’s right to a cooling-off period
Correct Answer: B
Rationale: CA Code of Regulations § 2216 requires the itemized
,statement to break down the total price into components: the interment
right, endowment care, opening/closing, and any optional goods or
services. Comparisons (A) and appraisals (C) are not mandated. Waivers
(D) are generally void for pre-need sales.
4. Under the California Pre-Need Cemetery Law, when a buyer cancels a
pre-need contract within the statutory 7-day cooling-off period, which of
the following applies?
A) The cemetery may retain 10% as a processing fee
B) The buyer is entitled to a full refund of all monies paid, including
the endowment care fee
C) The buyer forfeits any deposit less than $100
D) Refund is only given if the buyer provides a written statement of
hardship
Correct Answer: B
Rationale: Health and Safety Code § 7735(e) gives the purchaser an
unconditional right to cancel within 7 days of signing (or receiving the
disclosure, whichever is later) and receive a 100% refund. No fees or
forfeitures are allowed.
5. Which of the following actions is considered an unfair business
practice specifically for a cemetery broker in California?
A) Refusing to sell a grave to a person based on religion
B) Offering a “free” grave with purchase of a marker, but not
disclosing that the grave requires a non-waivable opening/closing fee
, of $1,200
C) Selling both burial plots and caskets
D) Advertising that prices are available upon request
Correct Answer: B
Rationale: Bait-and-switch or misleading “free” offers are prohibited as
deceptive trade practices under Business & Professions Code § 17200
and specific cemetery regulations. The failure to disclose mandatory
additional fees constitutes a violation. Refusal based on religion (A) is
illegal discrimination but under civil rights laws, not exclusively a
cemetery broker act; however, (B) is directly enumerated as an unfair
practice in cemetery advertising.
6. A cemetery salesperson receives a $10,000 payment for a pre-need
plot. By law, how many days does the cemetery have to deposit the
funds into a trust account?
A) 10 business days
B) 30 days
C) 15 calendar days
D) 45 days
Correct Answer: B
Rationale: Health and Safety Code § 7735.5 requires pre-need trust
funds to be deposited within 30 days of receipt. Failure to do so is
grounds for discipline.
