Insurance Agent License
2026 | Exam Prep, Practice
Q&A, Study Guide
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Updated 2026 Questions and Answers
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Rationales
Included
, Sasha, Kendall, Adam, and Julio are licensed agents in Sasha, who sold insurance policies to family members and friends this year
Florida. The Department of Financial Services would NOT
be able to suspend or revoke which agent's license for
engaging in the following acts?
Agents and insurers must maintain records of their Five years
insurance transactions for at least how long?
five years
three years
one year
two years
When selling individual life insurance, Mary tells sliding
prospects that Florida law requires them to purchase a
long-term care rider, even though this is not true. Which
unfair trade practice has Mary committed?
discrimination
sliding
rebating
churning
Due to a significant drop in sales this year, Agent Smith churning
has been soliciting current clients and encouraging them
to use the policy values in their existing life insurance
policies to purchase new policies in order to increase his
commissions. Which unfair trade practice has Agent Smith
committed?
Sandy and Cindy are healthy, 45 years old, and have unfair discrimination
similar life expectancies. Though they are insured by the
same company, Sandy's life insurance premiums are
considerably lower than Cindy's. What may this indicate a
case of?
unfair discrimination
false advertising
misrepresentation
twisting
To boost her sales at the end of the year, Trudy started Rebating
offering potential clients a $250 cash gift card in
exchange for purchasing a life insurance policy. Which
unethical sales practice has Trudy committed?
2026 | Exam Prep, Practice
Q&A, Study Guide
|Graded A+ | Guaranteed
success|
Updated 2026 Questions and Answers
100% Verified Exam Prep and Comprehensive
Rationales
Included
, Sasha, Kendall, Adam, and Julio are licensed agents in Sasha, who sold insurance policies to family members and friends this year
Florida. The Department of Financial Services would NOT
be able to suspend or revoke which agent's license for
engaging in the following acts?
Agents and insurers must maintain records of their Five years
insurance transactions for at least how long?
five years
three years
one year
two years
When selling individual life insurance, Mary tells sliding
prospects that Florida law requires them to purchase a
long-term care rider, even though this is not true. Which
unfair trade practice has Mary committed?
discrimination
sliding
rebating
churning
Due to a significant drop in sales this year, Agent Smith churning
has been soliciting current clients and encouraging them
to use the policy values in their existing life insurance
policies to purchase new policies in order to increase his
commissions. Which unfair trade practice has Agent Smith
committed?
Sandy and Cindy are healthy, 45 years old, and have unfair discrimination
similar life expectancies. Though they are insured by the
same company, Sandy's life insurance premiums are
considerably lower than Cindy's. What may this indicate a
case of?
unfair discrimination
false advertising
misrepresentation
twisting
To boost her sales at the end of the year, Trudy started Rebating
offering potential clients a $250 cash gift card in
exchange for purchasing a life insurance policy. Which
unethical sales practice has Trudy committed?
