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NY INDEPENDENT GENERAL ADJUSTER EXAM -
SERIES 17-70 ACTUAL VERIFIED EXAM QUESTIONS
AND CORRECT DETAILED ANSWERS LATEST
UPDATE THIS YEAR.pdf 1||NEWEST EXAM!!!
Which of the following is not a violation of the Unfair Trade
Practices Act?
1 Not attempting in good faith to settle claims
2 Denying an uncovered claim
3 Failing to promptly settle claims under one portion of
coverage in order to influence settlements under other
portions of coverage
4 Not setting forth the coverage under which a claim
payment is being made - Answer-Denying a claim that is
not covered is not a violation.
In case of a total loss in an automobile accident, the
adjuster can do the insured which of the following?
I. Pay cost to replace the vehicle with like kind and quality
if the vehicle is a current year model.
II. Use the most recent publication of an "Official Used Car
Guide."
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III. If not listed in the "Guide," obtain quotations from local
automobile dealers. - Answer-I, II and III depending on the
circumstances
All the responses listed can be options in settling a total
loss claim.
Personal umbrella liability policies usually cover liability as
a result of:
1 Performing a professional service.
2 Serving as an officer or director of a nonprofit
corporation or association.
3 For a work related activity
4 None of the activities are covered - Answer-2 Serving as
an officer or director of a nonprofit corporation or
association..
Coverage is included while serving as an officer or director
of a nonprofit corporation or association.
The Now Company carries a special BOP policy with a
liability limit of $500,000. The company is involved in an
accident causing $200,000 bodily injury damage and
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$200,000 property damage. The total amount collectible
under the policy is:
1 $500,000
2 $400,000
3 $200,000
4 $100,000 - Answer-2 $400,000
BOP policies provide a single limit of liability. Both bodily
injury and property damage coverage is provided. Since
the amounts for bodily injury and property damage
combined do not exceed the 500,000 occurrence limit, the
total amount of the claim would be covered.
A tram, tape and centering gauges are being used to quick
reference a unibody vehicle. Technician A says the tram
gauge is used to determine vehicle centerline. Technician
B says that centering gauges should be used to determine
vehicle centerline. Who is right?
1 Technician A only
2 Technician B only
3 Both technicians are correct
4 Neither technician is correct - Answer-2 Technician B
only
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Technician B is correct. Centering gauges use centering
pins to locate centerline. A tram is used to make point-to-
point measurements.
The maximum payable for damage or loss to signs
attached to the building covered under a BOP is:
1 $2500
2 The building limit since it's attached to the building
3 $1000
4 $5000 - Answer-3 The correct answer is: $1000.
Damage or loss to a sign attached to the building is limited
to $1000 even though it is attached to the building and
considered part of the building.
Which of the following basic workers compensation
benefits compensates a widow or other dependent family
members of an employee whose death results from a
work-related injury?
1 Disability income benefits
2 Medical benefits
NY INDEPENDENT GENERAL ADJUSTER EXAM -
SERIES 17-70 ACTUAL VERIFIED EXAM QUESTIONS
AND CORRECT DETAILED ANSWERS LATEST
UPDATE THIS YEAR.pdf 1||NEWEST EXAM!!!
Which of the following is not a violation of the Unfair Trade
Practices Act?
1 Not attempting in good faith to settle claims
2 Denying an uncovered claim
3 Failing to promptly settle claims under one portion of
coverage in order to influence settlements under other
portions of coverage
4 Not setting forth the coverage under which a claim
payment is being made - Answer-Denying a claim that is
not covered is not a violation.
In case of a total loss in an automobile accident, the
adjuster can do the insured which of the following?
I. Pay cost to replace the vehicle with like kind and quality
if the vehicle is a current year model.
II. Use the most recent publication of an "Official Used Car
Guide."
,2|Page
III. If not listed in the "Guide," obtain quotations from local
automobile dealers. - Answer-I, II and III depending on the
circumstances
All the responses listed can be options in settling a total
loss claim.
Personal umbrella liability policies usually cover liability as
a result of:
1 Performing a professional service.
2 Serving as an officer or director of a nonprofit
corporation or association.
3 For a work related activity
4 None of the activities are covered - Answer-2 Serving as
an officer or director of a nonprofit corporation or
association..
Coverage is included while serving as an officer or director
of a nonprofit corporation or association.
The Now Company carries a special BOP policy with a
liability limit of $500,000. The company is involved in an
accident causing $200,000 bodily injury damage and
,3|Page
$200,000 property damage. The total amount collectible
under the policy is:
1 $500,000
2 $400,000
3 $200,000
4 $100,000 - Answer-2 $400,000
BOP policies provide a single limit of liability. Both bodily
injury and property damage coverage is provided. Since
the amounts for bodily injury and property damage
combined do not exceed the 500,000 occurrence limit, the
total amount of the claim would be covered.
A tram, tape and centering gauges are being used to quick
reference a unibody vehicle. Technician A says the tram
gauge is used to determine vehicle centerline. Technician
B says that centering gauges should be used to determine
vehicle centerline. Who is right?
1 Technician A only
2 Technician B only
3 Both technicians are correct
4 Neither technician is correct - Answer-2 Technician B
only
, 4|Page
Technician B is correct. Centering gauges use centering
pins to locate centerline. A tram is used to make point-to-
point measurements.
The maximum payable for damage or loss to signs
attached to the building covered under a BOP is:
1 $2500
2 The building limit since it's attached to the building
3 $1000
4 $5000 - Answer-3 The correct answer is: $1000.
Damage or loss to a sign attached to the building is limited
to $1000 even though it is attached to the building and
considered part of the building.
Which of the following basic workers compensation
benefits compensates a widow or other dependent family
members of an employee whose death results from a
work-related injury?
1 Disability income benefits
2 Medical benefits
