HPA 2 Exam ACTUAL QUESTIONS AND
CORRECT ANSWERS
Unlike traditional insurance companies, managed care organizations:
A. Are more willing to provide coverage to elderly and poor individuals
B. Give patients greater control
C. Honor physician autonomy
D. Assume the responsibility for delivering health care
E. Are more efficient - CORRECT ANSWER D
Self insured refers to:
A. Individuals purchasing private policies
B. Employers sponsoring health insurance
C. Individuals assuming the financial risk by budgeting a certain amount to pay medical claims
D. Employers assuming the financial risk by budgeting a certain amount to pay medical claims
E. Groups purchasing private policies - CORRECT ANSWER D
Hospital down sizing/transformation has occurred because:
A. Demographic Transition
B. All of these answers
C. Epidemiologic Transition
D. The political climate becoming more conservative - CORRECT ANSWER B
Asymmetry of information contributes to:
A. Medical Underwriting
B. Supplier/Provider Induced Demand
C. Demand Dissuasion
D. Adverse Selection - CORRECT ANSWER B
Inelastic demand for health care refers to:
, A. Consumers/Patients not being price sensitive
B. Providers being insulated from the true costs of care
C. Patients being insulated from the true cost of care
D. Suppliers/Providers not being sensitive - CORRECT ANSWER A
Inelastic demand allows health care costs to increase:
A. Because consumers are not price sensitive
B. Because of inelastic supply
C. Because of inflexible regulations
D. Because doctors know more than consumers - CORRECT ANSWER A
What is the moral hazard of health insurance?
A. profit taking by insurance companies
B. sick people seeking coverage. Healthy people paying for sick people
D. people with insurance might needlessly use health care - CORRECT ANSWER D
In the 1990s, what prevented managed care from bending the cost curve:
A. Competition from traditional insurance providers
B. Growth in consumer directed health plans
C. consumer and provider backlash
D. the health insurance portability and accountability act of 1996
E. the growth in the uninsured population - CORRECT ANSWER C
Diagnostic related group promoted lowering o hospital expenditures but may have also promoted
large increases in home health expenditures
A. True
B. False - CORRECT ANSWER A. true
The system to classify hospital cases for Medicare reimbursement purposes is called _____. -
CORRECT ANSWER Diagnostic Related Groups
CORRECT ANSWERS
Unlike traditional insurance companies, managed care organizations:
A. Are more willing to provide coverage to elderly and poor individuals
B. Give patients greater control
C. Honor physician autonomy
D. Assume the responsibility for delivering health care
E. Are more efficient - CORRECT ANSWER D
Self insured refers to:
A. Individuals purchasing private policies
B. Employers sponsoring health insurance
C. Individuals assuming the financial risk by budgeting a certain amount to pay medical claims
D. Employers assuming the financial risk by budgeting a certain amount to pay medical claims
E. Groups purchasing private policies - CORRECT ANSWER D
Hospital down sizing/transformation has occurred because:
A. Demographic Transition
B. All of these answers
C. Epidemiologic Transition
D. The political climate becoming more conservative - CORRECT ANSWER B
Asymmetry of information contributes to:
A. Medical Underwriting
B. Supplier/Provider Induced Demand
C. Demand Dissuasion
D. Adverse Selection - CORRECT ANSWER B
Inelastic demand for health care refers to:
, A. Consumers/Patients not being price sensitive
B. Providers being insulated from the true costs of care
C. Patients being insulated from the true cost of care
D. Suppliers/Providers not being sensitive - CORRECT ANSWER A
Inelastic demand allows health care costs to increase:
A. Because consumers are not price sensitive
B. Because of inelastic supply
C. Because of inflexible regulations
D. Because doctors know more than consumers - CORRECT ANSWER A
What is the moral hazard of health insurance?
A. profit taking by insurance companies
B. sick people seeking coverage. Healthy people paying for sick people
D. people with insurance might needlessly use health care - CORRECT ANSWER D
In the 1990s, what prevented managed care from bending the cost curve:
A. Competition from traditional insurance providers
B. Growth in consumer directed health plans
C. consumer and provider backlash
D. the health insurance portability and accountability act of 1996
E. the growth in the uninsured population - CORRECT ANSWER C
Diagnostic related group promoted lowering o hospital expenditures but may have also promoted
large increases in home health expenditures
A. True
B. False - CORRECT ANSWER A. true
The system to classify hospital cases for Medicare reimbursement purposes is called _____. -
CORRECT ANSWER Diagnostic Related Groups
