4/10/26, 8:47 AM Accident and Health Insurance Exam questions fully solved & updated (Latest Update 2026) UPDATE!! Flashcards | Quizlet
Accident and Health Insurance Exam questions
fully solved & updated (Latest Update 2026)
UPDATE!!
Save
Terms in this set (231)
H has suffered a covered disability C: relation of earning to insurance
away from her job and will shortly
begin collecting benefits. The insurer
sends a letter to H stating that she
will not receive any benefit amounts
greater than her income. This clause
is known as:
A: Over-insurance clause
B: free look
C: relation of earning to insurance
D: relation of economic value
The insured should be aware of the B: the first page of the contract
issue date upon delivery a policy and
the date should be listed on:
A: the policy summary
B: the first page of the contract
C: the delivery receipt
D: upon conditional receipt
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,4/10/26, 8:47 AM Accident and Health Insurance Exam questions fully solved & updated (Latest Update 2026) UPDATE!! Flashcards | Quizlet
The policy has all of the following C: Unilateral right to renew an Optionally
rights EXCEPT: renewable policy
A: Right to solely renew a
guaranteed renewable policy.
B: Right to terminate a policy
C: Unilateral right to renew an
Optionally renewable policy
D: Right to assign a contract
The part of a contract that specifies B: Eligible Expense provision
which expenses may or may not be
covered is known as the:
A: Exclusion
B: Eligible Expense provision
C: Insuring Agreement
D: Consideration Clause
Which of the following is considered A: Time Limit on Certain Defenses
to be a mandatory provision in a
health policy?
A: Time Limit on Certain Defenses
B: Change of Occupation
C: Illegal Occupation
D: Intoxicant/Narcotic Usage
Which of the following may be D: Bus fare to receive treatment for a covered loss
considered an eligible expense
found in a health policy?
A: Cosmetic Surgery
B: Premium payment
C: cold cream
D: Bus fare to receive treatment for a
covered loss
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,4/10/26, 8:47 AM Accident and Health Insurance Exam questions fully solved & updated (Latest Update 2026) UPDATE!! Flashcards | Quizlet
K has a policy that covers doctors B: Physician Nonsurgical Coverage
visits but limits the number of visits
per calendar year and pays a limited
indemnification limit per visit. K has:
A: Basic Medical Expense
B: Physician Nonsurgical Coverage
C: Basic Surgical Policy
D: Basic Hospital Coverage
All of the following are CORRECT D: An insured who has Medicare Part A is eligible to
about Medicare EXCEPT: enroll for Medigap policies within six months of
A: An insured who is age 30 but enrolling in Part A.
collecting Social Security disability
for the last two years is eligible for
Medicare.
B: An insured who is age 60 and is at
the end stage of renal failure is
eligible for Medicare.
C: An insured who turns age 65 and
is still employed is eligible for
Medicare.
D: An insured who has Medicare Part
A is eligible to enroll for Medigap
policies within six months of
enrolling in Part A.
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, 4/10/26, 8:47 AM Accident and Health Insurance Exam questions fully solved & updated (Latest Update 2026) UPDATE!! Flashcards | Quizlet
Under the Claim Forms provision in B: 15
an Accident and Health policy, an
insurance company must supply an
insured with claim forms within a
MAXIMUM of how many days after
receiving notice of the loss?
A: 10
B: 15
C: 20
D: 30
The purpose of the Fair Credit D: All of the Above
Reporting Act is to:
A: protect the consumer from having
an adverse action against them
based of obsolete credit information
B: to ensure that credit information
used in underwriting is accurate and
updated
C: make sure that any financial
institution handles an individual's
credit in a correct, proper manner
D: All of the Above
Most Accident and Health policies B: Immediately
require that claims must be paid
_________ upon written proof of loss.
A: 30 days
B: Immediately
C: 60 days
D: 90 days
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Accident and Health Insurance Exam questions
fully solved & updated (Latest Update 2026)
UPDATE!!
Save
Terms in this set (231)
H has suffered a covered disability C: relation of earning to insurance
away from her job and will shortly
begin collecting benefits. The insurer
sends a letter to H stating that she
will not receive any benefit amounts
greater than her income. This clause
is known as:
A: Over-insurance clause
B: free look
C: relation of earning to insurance
D: relation of economic value
The insured should be aware of the B: the first page of the contract
issue date upon delivery a policy and
the date should be listed on:
A: the policy summary
B: the first page of the contract
C: the delivery receipt
D: upon conditional receipt
https://quizlet.com/1166150713/accident-and-health-insurance-exam-questions-fully-solved-updated-latest-update-2026-update-flash-cards/ 1/81
,4/10/26, 8:47 AM Accident and Health Insurance Exam questions fully solved & updated (Latest Update 2026) UPDATE!! Flashcards | Quizlet
The policy has all of the following C: Unilateral right to renew an Optionally
rights EXCEPT: renewable policy
A: Right to solely renew a
guaranteed renewable policy.
B: Right to terminate a policy
C: Unilateral right to renew an
Optionally renewable policy
D: Right to assign a contract
The part of a contract that specifies B: Eligible Expense provision
which expenses may or may not be
covered is known as the:
A: Exclusion
B: Eligible Expense provision
C: Insuring Agreement
D: Consideration Clause
Which of the following is considered A: Time Limit on Certain Defenses
to be a mandatory provision in a
health policy?
A: Time Limit on Certain Defenses
B: Change of Occupation
C: Illegal Occupation
D: Intoxicant/Narcotic Usage
Which of the following may be D: Bus fare to receive treatment for a covered loss
considered an eligible expense
found in a health policy?
A: Cosmetic Surgery
B: Premium payment
C: cold cream
D: Bus fare to receive treatment for a
covered loss
https://quizlet.com/1166150713/accident-and-health-insurance-exam-questions-fully-solved-updated-latest-update-2026-update-flash-cards/ 2/81
,4/10/26, 8:47 AM Accident and Health Insurance Exam questions fully solved & updated (Latest Update 2026) UPDATE!! Flashcards | Quizlet
K has a policy that covers doctors B: Physician Nonsurgical Coverage
visits but limits the number of visits
per calendar year and pays a limited
indemnification limit per visit. K has:
A: Basic Medical Expense
B: Physician Nonsurgical Coverage
C: Basic Surgical Policy
D: Basic Hospital Coverage
All of the following are CORRECT D: An insured who has Medicare Part A is eligible to
about Medicare EXCEPT: enroll for Medigap policies within six months of
A: An insured who is age 30 but enrolling in Part A.
collecting Social Security disability
for the last two years is eligible for
Medicare.
B: An insured who is age 60 and is at
the end stage of renal failure is
eligible for Medicare.
C: An insured who turns age 65 and
is still employed is eligible for
Medicare.
D: An insured who has Medicare Part
A is eligible to enroll for Medigap
policies within six months of
enrolling in Part A.
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, 4/10/26, 8:47 AM Accident and Health Insurance Exam questions fully solved & updated (Latest Update 2026) UPDATE!! Flashcards | Quizlet
Under the Claim Forms provision in B: 15
an Accident and Health policy, an
insurance company must supply an
insured with claim forms within a
MAXIMUM of how many days after
receiving notice of the loss?
A: 10
B: 15
C: 20
D: 30
The purpose of the Fair Credit D: All of the Above
Reporting Act is to:
A: protect the consumer from having
an adverse action against them
based of obsolete credit information
B: to ensure that credit information
used in underwriting is accurate and
updated
C: make sure that any financial
institution handles an individual's
credit in a correct, proper manner
D: All of the Above
Most Accident and Health policies B: Immediately
require that claims must be paid
_________ upon written proof of loss.
A: 30 days
B: Immediately
C: 60 days
D: 90 days
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