CAIB 1 Chapter 8
Why do people need travel plans?—ANSWER--To cover losses arising from sudden and
unforeseeable circumstances
While provincial and territorial medical plans may have reciprocal agreements, identify
four cost that may not be covered under all plans.—ANSWER--1. Ambulance Charges
2. Family Visitation
3. Repatriation
4. Return of Vehicle
T/F Provincial or territorial health plans will respond regardless of the period of time a
residence is away?—ANSWER--False, usually only 90 days
When an accident or illness occurs outside of Canada, provincial or territorial plans
only pay the plans fee regardless of:—ANSWER--The fees charged where the injury or
illness occurred, any other costs incurred
These policies may be purchased for ___________________ only or to
_______________________________________________—ANSWER--Individuals, or include
coverage for family members as well
Travel policies are available for clients who travel together either for ________________ or
_______________—ANSWER--Pleasure, buisness
, Policies can be purchased to provide coverage on single trips ranging from
_________________________ or
_______________________________________________________________________________—
ANSWER--2 weeks - 180 days, multiple trips lasing up to 30 or 45 days, occurring
anytime within a year from the date of the policy issue.
Although no standard policy exists, identify 5 major sections usually found in a travel
policy.—ANSWER--1. Insuring Agreement
2. Terms of Insurance
3. Definitions
4. Policy Coverage and Limitations
5. Additional Exclusions and Limitations
Identify 2 requirements before an insured can qualify for coverage—ANSWER--1. Has to
be a permanent resident of Canada
2. Covered under the provincial or territorial health care plan
Identify the earliest of when coverage will terminate for other than annual policies—
ANSWER--The return date shown on the application, but no later than the number of
days shown in the application after the departure date is shown.
Identify the earliest of when coverage will terminate for annual policies—ANSWER--The
date the insured returns to the province or territory of residence, which is 30 days after
the departure date
Insured—ANSWER--Insured Applicant, his spouse and any Dependent Children
© 2026 Copyright. All Rights Reserved. This document is
protected by copyright law, Copyrighted By Brittie Donald
Why do people need travel plans?—ANSWER--To cover losses arising from sudden and
unforeseeable circumstances
While provincial and territorial medical plans may have reciprocal agreements, identify
four cost that may not be covered under all plans.—ANSWER--1. Ambulance Charges
2. Family Visitation
3. Repatriation
4. Return of Vehicle
T/F Provincial or territorial health plans will respond regardless of the period of time a
residence is away?—ANSWER--False, usually only 90 days
When an accident or illness occurs outside of Canada, provincial or territorial plans
only pay the plans fee regardless of:—ANSWER--The fees charged where the injury or
illness occurred, any other costs incurred
These policies may be purchased for ___________________ only or to
_______________________________________________—ANSWER--Individuals, or include
coverage for family members as well
Travel policies are available for clients who travel together either for ________________ or
_______________—ANSWER--Pleasure, buisness
, Policies can be purchased to provide coverage on single trips ranging from
_________________________ or
_______________________________________________________________________________—
ANSWER--2 weeks - 180 days, multiple trips lasing up to 30 or 45 days, occurring
anytime within a year from the date of the policy issue.
Although no standard policy exists, identify 5 major sections usually found in a travel
policy.—ANSWER--1. Insuring Agreement
2. Terms of Insurance
3. Definitions
4. Policy Coverage and Limitations
5. Additional Exclusions and Limitations
Identify 2 requirements before an insured can qualify for coverage—ANSWER--1. Has to
be a permanent resident of Canada
2. Covered under the provincial or territorial health care plan
Identify the earliest of when coverage will terminate for other than annual policies—
ANSWER--The return date shown on the application, but no later than the number of
days shown in the application after the departure date is shown.
Identify the earliest of when coverage will terminate for annual policies—ANSWER--The
date the insured returns to the province or territory of residence, which is 30 days after
the departure date
Insured—ANSWER--Insured Applicant, his spouse and any Dependent Children
© 2026 Copyright. All Rights Reserved. This document is
protected by copyright law, Copyrighted By Brittie Donald
