NEW YORK STATE AUTO DAMAGE AND THEFT QUIZ 17-71 LATEST ACTUAL EXAM 170 QUESTIONS AND CORRECT DETAILED A SWERS (VERIFIED ANSWERS)

NEW YORK STATE AUTO DAMAGE AND THEFT QUIZ 17-71 LATEST
2024-2025 ACTUAL EXAM 170 QUESTIONS AND CORRECT DETAILED A
SWERS (VERIFIED ANSWERS)
Study online at https://quizlet.com/_flk8j7

1. Jim Smith is involved in a collision claim and is Consequential loss
v v v v v v v v v v



no longer able to use the vehicle to go to work.
v v v v v v v v v v v



This "loss of use" is referred to as a:
v v v v v v v v v




Direct loss v



Indirect loss
v v



Loss evaluation
v v



Consequential loss v




2. When the rear of the vehicle is damaged and
v v v v v v v v The frame rails
v v



there is a gap between the trunk lid and the
v v v v v v v v v v



quarter panel, what else on the vehicle should
v v v v v v v v



the appraiser check?
v v v




The center pillar
v v



The trunk floor
v v v



The quarter panels
v v v



The frame rails
v v v




3. In auto physical damage insurance, an insured
v v v v v v Direct loss v



vperil cause of loss is known as:
v v v v v v




Direct loss v



Indirect loss
v v



Loss evaluation
v v



Consequential loss v




4. If an appraiser has to forfeit his bond in New
v v v v v v v v v $1000
vYork. The amount of the bond is:
v v v v v v




$500
$1000
$2000
$5000

5. Which of the following is NOT a true statement
v v v v v v v v The appraiser is permit-
v v v



regarding auto appraisers?
v v v ted to traffic in auto-
v v v v v



mobile salvage if such
v v v v






, NEW YORK STATE AUTO DAMAGE AND THEFT QUIZ 17-71 LATEST
2024-2025 ACTUAL EXAM 170 QUESTIONS AND CORRECT DETAILED A
SWERS (VERIFIED ANSWERS)
Study online at https://quizlet.com/_flk8j7
Each appraiser, while engaged in appraisal du-
v v v v v v salvage is obtained in
v v v



ties, must carry the license issued to him by
v v v v v v v v v any way as a result of
v v v v v v



the Insurance Department and display it, upon
v v v v v v v appraisal services ren-
v v v



request, to an owner whose vehicle is being
v v v v v v v v dered by him for his own
v v v v v v



inspected, to the repair shop representative in-
v v v v v v v benefit.
v



volved.
v



The appraiser must leave a legible copy of his
v v v v v v v v



appraisal with that of the repair shop selected
v v v v v v v v



by the consumer to make the repairs and also
v v v v v v v v v



furnish a copy to the owner of the vehicle.
v v v v v v v v v



No appraiser is permitted secure or use repair
v v v v v v v



estimates that have been obtained by the use of
v v v v v v v v v



photographs, telephone calls or in any manner
v v v v v v v



other than a personal inspection.
v v v v v



The appraiser is permitted to traffic in automo-
v v v v v v v



bile salvage if such salvage is obtained in any
v v v v v v v v v



way as a result of appraisal services rendered
v v v v v v v v



by him for his own benefit.
v v v v v v




6. The burden of proof that a covered loss has
v v v v v v v v The insured
v



occurred is normally a duty of:
v v v v v v




The insurance company
v v



The adjuster
v v



The appraiser v



The insured
v v




7. Before revoking or suspending a license, the
v v v v v v 1o days
v



Superintendent must first send
v notice v v v v



and give the accused an opportunity for a hear-
v v v v v v v v v



ing.
v




3 months
v



45 days.v



10 days.v



60 days.v




8. valve train v






, NEW YORK STATE AUTO DAMAGE AND THEFT QUIZ 17-71 LATEST
2024-2025 ACTUAL EXAM 170 QUESTIONS AND CORRECT DETAILED A
SWERS (VERIFIED ANSWERS)
Study online at https://quizlet.com/_flk8j7
The linkage between the camshaft and the
v v v v v v



valves is commonly known as the:
v v v v v v




piston.
crankshaft.
v



valve train.
v v



cylinder.
v




9. Which of the following is the computer in the
v v v v v v v v Controller
vehicle?
v




Controller
Pump
v



Speed Sensors v



Valves
v




10. Payment may be made if which of the following v v v v v v v v A Walk-Away re-
v v



procedures has been executed?
v v v v lease/The Walk-Away
v v



release indicates the fi-
v v v v



A partial signed release
v v v nal disposition of the
v v v v



A Walk-Away release
v v v matter and relinquishes
v v v



A prima-facia signed release
v v v the claimant's right to
v v v v



None of the answer choices is correct.
v v v v v v sue so payment may be
v v v v v



issued. In some states
v v v v



the signing of the pay-
v v v v v



ment check indicates a
v v v v



Walk-Away release.
v v




11. If an insured fails to comply with the immediate The coverage could be
v v v v v v v v v v v



notice of claim requirement, which of the follow- denied
v v v v v v v v v



ing could happen?
v v v




The loss will be partially paid.
v v v v v



The coverage could be denied.
v v v v v



The premium will be returned.
v v v v v



The policy will be cancelled.
v v v v v




12.


, NEW YORK STATE AUTO DAMAGE AND THEFT QUIZ 17-71 LATEST
2024-2025 ACTUAL EXAM 170 QUESTIONS AND CORRECT DETAILED A
SWERS (VERIFIED ANSWERS)
Study online at https://quizlet.com/_flk8j7
On what date must an adjuster license be re-
v v v v v v v v December 31 - even v v v



newed?
v numbered years
v v




December 31 - even numbered years April v v v v v v



1st of every other year
v v v v v



The license is continuous unless canceled or
v v v v v v



revoked
v



January 1st every four years v v v v




13. What part of the exhaust system reduces the
v v v v v v v PCV valve
v



amount of pollution released into the environ-
v v v v v v v



ment?
v




Muffler
Tailpipe
v



PCV valve
v v



Heat
v



shield
v



Side body molding
v v



14. What is the first molding called on the outside
v v v v v v v v



of the vehicle under the window?
v v v v v v




Side body molding v v



Edge panel
v v



Door decal v



Sill
v



From the front to the rear
v v v v v



15. When performing an appraisal the vehicle
v v v v v



should be inspected:
v v v




From the rear to the front v v v v v



From the point of impact
v v v v v



From the front to the rear
v v v v v v



None of the choices are correct
v v v v v



Determine "loss of use"
v v v



16. Which of the following is NOT a duty of an auto
v v v v v v v v v v damages
v



appraiser?
v




List unrelated damage to the vehicle
v v v v v