RSK4804
EXAM PREPARATION
PACK
2026
, lOMoARcPSD|41752181
CONFIDENTIAL
UNIVERSITY EXAMINATIONS
May/June 2024
RSK4804
CREDIT RISK MANAGEMENT
100 marks
Duration: 3 hours
EXAMINERS:
FIRST: DR. S MOLEFE
SECOND: MR. M NXUMALO
SECOND: Prof. J CHISASA
EXTERNAL: DR. H Le ROUX
This assessment consists of 20 pages.
Instructions:
1. Scan or enter the QR- code 9fda3666 before you start the exam
2. Any battery-operated pocket calculator may be used. You may use a Sharp EL733-A, Sharp
EL738, HP12C, or HP10BII financial calculator.
3. No rough work will be marked.
4. Use sentence case in Arial 10pt.
5. This is a closed-book examination.
Downloaded by Enos ()
, lOMoARcPSD|41752181
RSK4804
Date: 3 June 2024
INSTRUCTIONS ON THE DAY OF ASSESSMENT:
Ensure you are connected to the internet in order to log into the Invigilator App and YOUR EXAM QR CODE & EXAM
scan this QR code. ACCESS CODE
If you encounter difficulty in scanning the QR code, you can alternatively enter the
Exam Access Code below the QR code to start the invigilation.
If you finish your assessment before the app timer has run out you need to press the
‘Finish Assessment’ button and follow instructions before you exit or minimise the app.
Scan the QR code at the start time of the assessment, unless otherwise specified by
your institution, note that you can only scan this QR code once.
The QR code is only scannable for a limited time and it should therefore be
scanned as soon as possible after the assessment commencement time.
Exam Access Code: 9fda3666
Keep the Invigilator App open on your smartphone for the full duration of the
assessment. You are not allowed to minimise or leave the app during your
assessment.
You must adhere to the assessment time limit communicated to you by your institution. The timer displayed in the Invigilator may vary
depending on the start time of invigilation.
FURTHER GUIDANCE
If you only have one device you may access your assessment in the application by pressing the ‘Access Browser’ button in the top right
corner of your app.
Once the QR code is scanned, ensure your media volume is turned up and place your smartphone next to you.
The Invigilator App will notify you with a notification beep when you are required to action a photo request, which you should then
perform as soon as possible.
We recommend that you keep your smartphone on charge for the duration of the assessment.
Ensure you are connected to the internet when commencing invigilation. You also need to be connected to the internet at the end of the
assessment in order to upload the app data.
If your assessment has multiple online sections, tests or attempts, you should NOT finish the invigilation until your entire assessment
has been completed.
Should you encounter any technical difficulty, please WhatsApp The Invigilator Helpdesk on +27 (0)73 505 8273
Downloaded by Enos ()
, lOMoARcPSD|41752181
CONFIDENTIAL
Page 3 of 20 RSK4804
May/June 2024
QUESTION 1 [20]
The balance sheet of Sibasa Fruit Processing is as follows:
Liabilities Assets
Share Capital 25 000 Fixed Assets 30 000
Retained Earnings 12 000 Investments 8 000
Long-term Loan 17000 Stock 16 000
Trade Creditors 22 000 Trade Debtors 20 000
Overdraft 0 Other Debtors 5 000
Accruals and Other 9 000 Cash 6 000
Total 85 000 Total 85 000
1.1 Discuss the working capital requirements. (9)
1.2 What is your view on the liquidity of Sibasa Fruit Processing? (7)
1.3 What would the working capital situation be if Sibasa Fruit Processing doubled its
sales, without a change in the current terms of trade? (4)
[TURN OVER]
Downloaded by Enos ()
EXAM PREPARATION
PACK
2026
, lOMoARcPSD|41752181
CONFIDENTIAL
UNIVERSITY EXAMINATIONS
May/June 2024
RSK4804
CREDIT RISK MANAGEMENT
100 marks
Duration: 3 hours
EXAMINERS:
FIRST: DR. S MOLEFE
SECOND: MR. M NXUMALO
SECOND: Prof. J CHISASA
EXTERNAL: DR. H Le ROUX
This assessment consists of 20 pages.
Instructions:
1. Scan or enter the QR- code 9fda3666 before you start the exam
2. Any battery-operated pocket calculator may be used. You may use a Sharp EL733-A, Sharp
EL738, HP12C, or HP10BII financial calculator.
3. No rough work will be marked.
4. Use sentence case in Arial 10pt.
5. This is a closed-book examination.
Downloaded by Enos ()
, lOMoARcPSD|41752181
RSK4804
Date: 3 June 2024
INSTRUCTIONS ON THE DAY OF ASSESSMENT:
Ensure you are connected to the internet in order to log into the Invigilator App and YOUR EXAM QR CODE & EXAM
scan this QR code. ACCESS CODE
If you encounter difficulty in scanning the QR code, you can alternatively enter the
Exam Access Code below the QR code to start the invigilation.
If you finish your assessment before the app timer has run out you need to press the
‘Finish Assessment’ button and follow instructions before you exit or minimise the app.
Scan the QR code at the start time of the assessment, unless otherwise specified by
your institution, note that you can only scan this QR code once.
The QR code is only scannable for a limited time and it should therefore be
scanned as soon as possible after the assessment commencement time.
Exam Access Code: 9fda3666
Keep the Invigilator App open on your smartphone for the full duration of the
assessment. You are not allowed to minimise or leave the app during your
assessment.
You must adhere to the assessment time limit communicated to you by your institution. The timer displayed in the Invigilator may vary
depending on the start time of invigilation.
FURTHER GUIDANCE
If you only have one device you may access your assessment in the application by pressing the ‘Access Browser’ button in the top right
corner of your app.
Once the QR code is scanned, ensure your media volume is turned up and place your smartphone next to you.
The Invigilator App will notify you with a notification beep when you are required to action a photo request, which you should then
perform as soon as possible.
We recommend that you keep your smartphone on charge for the duration of the assessment.
Ensure you are connected to the internet when commencing invigilation. You also need to be connected to the internet at the end of the
assessment in order to upload the app data.
If your assessment has multiple online sections, tests or attempts, you should NOT finish the invigilation until your entire assessment
has been completed.
Should you encounter any technical difficulty, please WhatsApp The Invigilator Helpdesk on +27 (0)73 505 8273
Downloaded by Enos ()
, lOMoARcPSD|41752181
CONFIDENTIAL
Page 3 of 20 RSK4804
May/June 2024
QUESTION 1 [20]
The balance sheet of Sibasa Fruit Processing is as follows:
Liabilities Assets
Share Capital 25 000 Fixed Assets 30 000
Retained Earnings 12 000 Investments 8 000
Long-term Loan 17000 Stock 16 000
Trade Creditors 22 000 Trade Debtors 20 000
Overdraft 0 Other Debtors 5 000
Accruals and Other 9 000 Cash 6 000
Total 85 000 Total 85 000
1.1 Discuss the working capital requirements. (9)
1.2 What is your view on the liquidity of Sibasa Fruit Processing? (7)
1.3 What would the working capital situation be if Sibasa Fruit Processing doubled its
sales, without a change in the current terms of trade? (4)
[TURN OVER]
Downloaded by Enos ()
