CIC COMMERCIAL CASUALTY CGL PRACTICE
EXAM 2026 FULL QUESTION AND SOLUTION
SET
◉ Premises types in CGL - Any location owned, rented, leased,
borrowed, or used for business
◉ Locations of business operations CGL - On premises or away from
premises
◉ Types of products covered by CGL - Retail, wholesale, distributed, or
manufactured
◉ 3 types of contractual exposures in CGL - Expressed/written, oral,
and implied (i.e. fit for intended purpose)
◉ Contingent liability - (AKA vicarious) actions and damages of
another under insured's direction
◉ Exposures in GCL Coverage A - Bodily Injury and Property Damage
(both operations and contingent) -tangible only, no cyber
, ◉ Bodily Injury - Any injury, sickness, or disease caused by negligence
of insured or through contingent liability
◉ Exposures in CGL Coverage B - Personal and advertising injury (both
operations and contingent)
◉ Personal injury - Libel, slander, false arrest, false imprisonment
◉ Advertising injury - Damages to another as a result of a business's
advertising
◉ Libel vs. Slander - Libel is written defamation, slander is oral
◉ Property damage - Damage to tangible property, including loss of use
◉ Exposures covered in CGL Coverage C - Non-fault medical
payments, on premises or by operations
◉ CGL minimum # of days to cancel for nonpayment - 10 days
◉ CGL minimum # of days to cancel except for nonpayment - 30 days
EXAM 2026 FULL QUESTION AND SOLUTION
SET
◉ Premises types in CGL - Any location owned, rented, leased,
borrowed, or used for business
◉ Locations of business operations CGL - On premises or away from
premises
◉ Types of products covered by CGL - Retail, wholesale, distributed, or
manufactured
◉ 3 types of contractual exposures in CGL - Expressed/written, oral,
and implied (i.e. fit for intended purpose)
◉ Contingent liability - (AKA vicarious) actions and damages of
another under insured's direction
◉ Exposures in GCL Coverage A - Bodily Injury and Property Damage
(both operations and contingent) -tangible only, no cyber
, ◉ Bodily Injury - Any injury, sickness, or disease caused by negligence
of insured or through contingent liability
◉ Exposures in CGL Coverage B - Personal and advertising injury (both
operations and contingent)
◉ Personal injury - Libel, slander, false arrest, false imprisonment
◉ Advertising injury - Damages to another as a result of a business's
advertising
◉ Libel vs. Slander - Libel is written defamation, slander is oral
◉ Property damage - Damage to tangible property, including loss of use
◉ Exposures covered in CGL Coverage C - Non-fault medical
payments, on premises or by operations
◉ CGL minimum # of days to cancel for nonpayment - 10 days
◉ CGL minimum # of days to cancel except for nonpayment - 30 days
