D076 OA ACTUAL EXAM QUESTIONS WITH COMPLETE
SOLUTION GUIDE) (MULTIPLE CHOICES) (A+ GRADED
100% VERIFIED) LATEST VERSION 2026
What are the main services offered by financial institutions?
A. Soliciting charitable donations and then managing the distribution of these funds
B. Accepting a wide variety of deposits, offering investment products, providing
loans, and brokering financial transactions
C. Deciding which assets to invest in to create wealth in the future
D. Evaluating sources of funding for a business project, the capital structure of a
firm, or actions managers could take to increase the value of the firm -
(ANSWERS)B. Accepting a wide variety of deposits, offering investment products,
providing loans, and brokering financial transactions
What is the main objective of personal financial goals?
A. To maximize stock investments
B. To maximize individual utility
C. To maximize charity donations
D. To maximize owner wealth - (ANSWERS)B. To maximize individual utility
Which task does the financial manager of a firm perform that involves the issuance
of new stocks and bonds?
A. Making financing decisions
B. Managing working capital
, D076 OA ACTUAL EXAM QUESTIONS WITH COMPLETE
SOLUTION GUIDE) (MULTIPLE CHOICES) (A+ GRADED
100% VERIFIED) LATEST VERSION 2026
C. Deciding on accounting standards
D. Making investing decisions - (ANSWERS)A. Making financing decisions
Why is understanding the definition of finance important in managing personal
finances?
A. It helps individuals compare the costs and benefits of an action to determine
whether to take that action.
B. It helps individuals act ethically with regard to finances.
C.It helps individuals understand legal issues related to finance.
D. It allows individuals to find an investment with the highest return possible. -
(ANSWERS)A. It helps individuals compare the costs and benefits of an action to
determine whether to take that action.
In which type of market would a company issue bonds or stocks for the first time?
Dealer market
Primary market
Secondary market
Money market - (ANSWERS)Primary market
Which type of financial institution is a mutual fund?
Contractual institution
, D076 OA ACTUAL EXAM QUESTIONS WITH COMPLETE
SOLUTION GUIDE) (MULTIPLE CHOICES) (A+ GRADED
100% VERIFIED) LATEST VERSION 2026
Depository institution
Investment institution
Federal institution - (ANSWERS)Investment institution
Which financial institution specializes in managing and administering retirement
funds?
Investment banks
Mutual funds
Pension funds
Private equity - (ANSWERS)Pension funds
Which type of economic indicator is the consumer price index?
Leading indicator
Coincident indicator
Forecasting indicator
Lagging indicator - (ANSWERS)Lagging indicator
What does the term ethical refer to?
The accepted standards of conduct that guide a person's behavior
SOLUTION GUIDE) (MULTIPLE CHOICES) (A+ GRADED
100% VERIFIED) LATEST VERSION 2026
What are the main services offered by financial institutions?
A. Soliciting charitable donations and then managing the distribution of these funds
B. Accepting a wide variety of deposits, offering investment products, providing
loans, and brokering financial transactions
C. Deciding which assets to invest in to create wealth in the future
D. Evaluating sources of funding for a business project, the capital structure of a
firm, or actions managers could take to increase the value of the firm -
(ANSWERS)B. Accepting a wide variety of deposits, offering investment products,
providing loans, and brokering financial transactions
What is the main objective of personal financial goals?
A. To maximize stock investments
B. To maximize individual utility
C. To maximize charity donations
D. To maximize owner wealth - (ANSWERS)B. To maximize individual utility
Which task does the financial manager of a firm perform that involves the issuance
of new stocks and bonds?
A. Making financing decisions
B. Managing working capital
, D076 OA ACTUAL EXAM QUESTIONS WITH COMPLETE
SOLUTION GUIDE) (MULTIPLE CHOICES) (A+ GRADED
100% VERIFIED) LATEST VERSION 2026
C. Deciding on accounting standards
D. Making investing decisions - (ANSWERS)A. Making financing decisions
Why is understanding the definition of finance important in managing personal
finances?
A. It helps individuals compare the costs and benefits of an action to determine
whether to take that action.
B. It helps individuals act ethically with regard to finances.
C.It helps individuals understand legal issues related to finance.
D. It allows individuals to find an investment with the highest return possible. -
(ANSWERS)A. It helps individuals compare the costs and benefits of an action to
determine whether to take that action.
In which type of market would a company issue bonds or stocks for the first time?
Dealer market
Primary market
Secondary market
Money market - (ANSWERS)Primary market
Which type of financial institution is a mutual fund?
Contractual institution
, D076 OA ACTUAL EXAM QUESTIONS WITH COMPLETE
SOLUTION GUIDE) (MULTIPLE CHOICES) (A+ GRADED
100% VERIFIED) LATEST VERSION 2026
Depository institution
Investment institution
Federal institution - (ANSWERS)Investment institution
Which financial institution specializes in managing and administering retirement
funds?
Investment banks
Mutual funds
Pension funds
Private equity - (ANSWERS)Pension funds
Which type of economic indicator is the consumer price index?
Leading indicator
Coincident indicator
Forecasting indicator
Lagging indicator - (ANSWERS)Lagging indicator
What does the term ethical refer to?
The accepted standards of conduct that guide a person's behavior
