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FDCPA Questions with Correct Answers |
Updated (100% Correct Answers)
What is the definition of a consumer?
a. A person who offers or extends credit
b. A person who is obligated or allegedly obligated to pay a debt
c. A person who collects debt Answer: b. A person who is obligated
or allegedly obligated to pay a debt
Which of the below is not considered a 3rd party?
a. The consumer's attorney
b. The neighbor of the consumer
c. Answering machine
d. The mother of the consumer Answer: a. The consumer's attorney
Define the term "Creditor":
a. A person who is obligated or allegedly obligated to pay a debt
b. A person who collects debt
c. A person who offers or extends credit Answer: c. A person who
offers or extends credit
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Define the term "Debt Collector":
a. A person who offers or extends credit
b. A person who is obligated or allegedly obligated to pay a debt
c. A person who collects debt Answer: c. A person who collects
debt
Which of the below is not defined as communication per the
FDCPA?
a. The initial demand letter
b. A voicemail message
c. Contact with the consumer at their place of employment
d. All of them are considered communication Answer: d. All of them
are considered communication
What is defined as "location information?
a. Consumer's home address, home phone number, and place of
employment
b. Consumer's home number, cell number, and POE number
c. Consumer's address, home number, and cell phone number
© 2025 All rights reserved
FDCPA Questions with Correct Answers |
Updated (100% Correct Answers)
What is the definition of a consumer?
a. A person who offers or extends credit
b. A person who is obligated or allegedly obligated to pay a debt
c. A person who collects debt Answer: b. A person who is obligated
or allegedly obligated to pay a debt
Which of the below is not considered a 3rd party?
a. The consumer's attorney
b. The neighbor of the consumer
c. Answering machine
d. The mother of the consumer Answer: a. The consumer's attorney
Define the term "Creditor":
a. A person who is obligated or allegedly obligated to pay a debt
b. A person who collects debt
c. A person who offers or extends credit Answer: c. A person who
offers or extends credit
© 2025 All rights reserved
, 2
Define the term "Debt Collector":
a. A person who offers or extends credit
b. A person who is obligated or allegedly obligated to pay a debt
c. A person who collects debt Answer: c. A person who collects
debt
Which of the below is not defined as communication per the
FDCPA?
a. The initial demand letter
b. A voicemail message
c. Contact with the consumer at their place of employment
d. All of them are considered communication Answer: d. All of them
are considered communication
What is defined as "location information?
a. Consumer's home address, home phone number, and place of
employment
b. Consumer's home number, cell number, and POE number
c. Consumer's address, home number, and cell phone number
© 2025 All rights reserved
