Notary Signing Agent Exam_NNA
Questions ,Answers and Rationales Rated
A+
The best way to address a borrower's questions that the NSA is not allowed to answer, is to
a) Arrange to have the contracting company on the phone to answer the questions as they come up
b) Halt the signing until the borrower get the answers he or she wants
c) Make a list of the questions to ask the contacting company before the end of the signing
b) Halt the signing until the borrower get the answers he or she wants
***4.3. Response to Questions
The Notary Signing Agent may respond to a signer's specific question by directing the individual to
read the provisions in the critical or other closing documents identified by the
NSA that may answer the question or by referring the individual The Notary Signing Agent may
respond to a signer's specific question by directing the individual to read the provisions in the critical
or other closing documents identified by the
NSA that may answer the question or by referring the individual to the lender's representative or
closing agent associated with the transaction.to the lender's representative or closing agent
associated with the transaction.
A Notary Signing Agency has been providing signing services with no incidents for over 10 years
without having undergone a background screening. Therefore he or she:
a) Must still arrange to obtain and pass a background screening
b) Doesn't need to pass a background screening because the or she's been grandfathered in
c) Can continue to work as long as he or she obtain a screening within the next 18 months
a) Must still arrange to obtain and pass a background screening
***1.1. Background Screening
, The Notary Signing Agent will submit to a background screening of the NSA's identity, residence,
record of state or federal criminal arrests and convictions, and state motor vehicle record, and to a
check of the NSA's name against pertinent lists as required by rules implementing the USA PATRIOT
Act.
A Notary Signing Agent with nearly 10 years experience has reviewed and is completely familiar with
all the documents in a loan package. When meeting with the borrower, the Notary Signing Agent
may now:
a) Rearrange the documents into an order that best suites that specific assignment.
b) Advise the borrower how a specific document might affect their future contract.
c) Present and state the general purpose of each document and how it must be signed.
c) Present and state the general purpose of each document and how it must be signed.
***1.6. Closing Documents
The Notary Signing Agent will become familiar with the closing documents for each assignment but
will not use this knowledge to provide unauthorized counsel or advice to
signing parties.
4.4. Presentation of Documents
The Notary Signing Agent will present each closing document to a signer in conformance with a
signing presentation guidelines authorized by the contracting company, and by naming and stating
the general purpose of the document, specifying the number of pages and indicating where
signatures, dates or initials are to be placed.
Why should a Notary Signing Agency learn about all the closing documents in a loan package if they
are not allowed to provide advice or counsel?
a) It is required by State regulations.
b) To demonstrate to contracting companies that the Notary Signing Agent is competent to oversee
a signing appointment.
Questions ,Answers and Rationales Rated
A+
The best way to address a borrower's questions that the NSA is not allowed to answer, is to
a) Arrange to have the contracting company on the phone to answer the questions as they come up
b) Halt the signing until the borrower get the answers he or she wants
c) Make a list of the questions to ask the contacting company before the end of the signing
b) Halt the signing until the borrower get the answers he or she wants
***4.3. Response to Questions
The Notary Signing Agent may respond to a signer's specific question by directing the individual to
read the provisions in the critical or other closing documents identified by the
NSA that may answer the question or by referring the individual The Notary Signing Agent may
respond to a signer's specific question by directing the individual to read the provisions in the critical
or other closing documents identified by the
NSA that may answer the question or by referring the individual to the lender's representative or
closing agent associated with the transaction.to the lender's representative or closing agent
associated with the transaction.
A Notary Signing Agency has been providing signing services with no incidents for over 10 years
without having undergone a background screening. Therefore he or she:
a) Must still arrange to obtain and pass a background screening
b) Doesn't need to pass a background screening because the or she's been grandfathered in
c) Can continue to work as long as he or she obtain a screening within the next 18 months
a) Must still arrange to obtain and pass a background screening
***1.1. Background Screening
, The Notary Signing Agent will submit to a background screening of the NSA's identity, residence,
record of state or federal criminal arrests and convictions, and state motor vehicle record, and to a
check of the NSA's name against pertinent lists as required by rules implementing the USA PATRIOT
Act.
A Notary Signing Agent with nearly 10 years experience has reviewed and is completely familiar with
all the documents in a loan package. When meeting with the borrower, the Notary Signing Agent
may now:
a) Rearrange the documents into an order that best suites that specific assignment.
b) Advise the borrower how a specific document might affect their future contract.
c) Present and state the general purpose of each document and how it must be signed.
c) Present and state the general purpose of each document and how it must be signed.
***1.6. Closing Documents
The Notary Signing Agent will become familiar with the closing documents for each assignment but
will not use this knowledge to provide unauthorized counsel or advice to
signing parties.
4.4. Presentation of Documents
The Notary Signing Agent will present each closing document to a signer in conformance with a
signing presentation guidelines authorized by the contracting company, and by naming and stating
the general purpose of the document, specifying the number of pages and indicating where
signatures, dates or initials are to be placed.
Why should a Notary Signing Agency learn about all the closing documents in a loan package if they
are not allowed to provide advice or counsel?
a) It is required by State regulations.
b) To demonstrate to contracting companies that the Notary Signing Agent is competent to oversee
a signing appointment.