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Texas Property and Casualty Insurance 2026-2027
Newest Actual Exam With Complete Questions And
100% Correct Detailed Answers|Already Graded A+
Which of the following claims would be included under the
dwelling policy? - ANSWER-Fire damage to the insured's
rowboat stored in the attached garage.
Which loss listed below would be fully covered by a
homeowners policy? - ANSWER-$2,000 silver tea set
stolen.
An individuals, construction company leaves mobile
equipment and construction machinery on the job site until
the project is completed. What could the individual use to
ensure it? - ANSWER-Contractors, equipment floater
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Johanna purchased a National Flood Insurance policy 10
days after her community entered an emergency program.
When would her coverage be effective? - ANSWER-12:01
am the day after the application and premium payment are
mailed
Which of the following describes the transfer of illegal right
or interest in an insurance policy? - ANSWER-Assignment
In the split limit coverage and personal auto policies,
which limit indicates the maximum amount, the policy will
pay for bodily entry per person - ANSWER-First limit
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Which federal act provides benefits to injured civilians,
who are employed by the federal government? -
ANSWER-Federal Employees' Compensation Act
A business owner has a building in personal property
policy that covers a shed in which he stores extra parts. If
he buys a second shed for the same purpose this will be
automatically covered for how long - ANSWER-30 days
The occurrence form trigger is based on which of the
following? - ANSWER-The date when injury or damage
occurs
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The Texas Windstorm Insurance Association provides
windstorm and hail insurance - ANSWER-In the seacoast
territory of this state only
The property and casualty insurance and guarantee
association must maintain all of the following separate
accounts, except - ANSWER-Homeowners insurance
All taxes and insurance that Wright liability insurance must
belong to the - ANSWER-Medical liability, insurance
underwriting association
What percentage of loss of income with a personal injury,
protection policy pay - ANSWER-80%
Texas Property and Casualty Insurance 2026-2027
Newest Actual Exam With Complete Questions And
100% Correct Detailed Answers|Already Graded A+
Which of the following claims would be included under the
dwelling policy? - ANSWER-Fire damage to the insured's
rowboat stored in the attached garage.
Which loss listed below would be fully covered by a
homeowners policy? - ANSWER-$2,000 silver tea set
stolen.
An individuals, construction company leaves mobile
equipment and construction machinery on the job site until
the project is completed. What could the individual use to
ensure it? - ANSWER-Contractors, equipment floater
,2|Page
Johanna purchased a National Flood Insurance policy 10
days after her community entered an emergency program.
When would her coverage be effective? - ANSWER-12:01
am the day after the application and premium payment are
mailed
Which of the following describes the transfer of illegal right
or interest in an insurance policy? - ANSWER-Assignment
In the split limit coverage and personal auto policies,
which limit indicates the maximum amount, the policy will
pay for bodily entry per person - ANSWER-First limit
,3|Page
Which federal act provides benefits to injured civilians,
who are employed by the federal government? -
ANSWER-Federal Employees' Compensation Act
A business owner has a building in personal property
policy that covers a shed in which he stores extra parts. If
he buys a second shed for the same purpose this will be
automatically covered for how long - ANSWER-30 days
The occurrence form trigger is based on which of the
following? - ANSWER-The date when injury or damage
occurs
, 4|Page
The Texas Windstorm Insurance Association provides
windstorm and hail insurance - ANSWER-In the seacoast
territory of this state only
The property and casualty insurance and guarantee
association must maintain all of the following separate
accounts, except - ANSWER-Homeowners insurance
All taxes and insurance that Wright liability insurance must
belong to the - ANSWER-Medical liability, insurance
underwriting association
What percentage of loss of income with a personal injury,
protection policy pay - ANSWER-80%
