QME EXAM NEWEST ACTUAL EXAM COMPLETE 350
QUESTIONS AND CORRECT DETAILED ANSWERS
(VERIFIED ANSWERS) |ALREADY GRADED
A+||BRAND NEW VERSION!! 2025/2026
1911, SEVENTEEN DAYS AFTER THE DEVISTATING FIRE AT THE TRIANGLE
SHIRTWAIST COMPANY FACTORY IN NEW YORK TOOK 146 LIVES - Answer-when
was the 1st work comp act passed?
1. NO FAULT
2. EXCLUSIVE REMEDY
3. ASSURED FIXED BENEFIT - Answer-WHAT ARE THE 3 COMPONENTS OF THE
WORK COMP SYSTEM
e employer is required to pay benefits no matter who caused the injury, as long as
the injury arose out of or occurred in the course of employment. - Answer-NO
FAULT
less the employer is uninsured, the worker cannot pursue other forms of recovery
from the employer, even if the employer was grossly negligent. - Answer-
EXCLUSIVE REMEDY
The workers' compensation system establishes defined benefits, which must be
paid for by the employer. Workers' compensation awards are typically far less than
comparable negligence awards in a civil suit. For example, although the maximum
, workers' compensation death benefit may be far less than the possible award in a
civil wrongful death suit, a civil action may take years to resolve while a death
claim can be re-solved in as little as a few months. Additional recoveries are
available to employees for an employer's serious and willful misconduct and
unlawful discrimination (Labor Code § 132a and § 4553). Although group health
coverage may include arbitrary limits on the extent of treatment covered, workers'
compensation is a statutory benefit with no arbitrary limits on the frequency,
duration, or extent of services. - Answer-ASSURED AND FIXED BENEFIT
In 2013, measures were enacted that made wide-ranging changes, which included
(1) increasing permanent disability paid to injured workers and simplifying the
permanent disability rating meth-od, (2) resolving medical treatment
disagreements through independent medical review and bill payment disputes
through independent bill review, (3) improving medical provider networks, and (4)
updating the Official Medical Fee Schedule and establishing fee schedules for copy
services, in-terpreters, vocational experts, and in-home health care. - Answer-
WHAT MEASURES WERE ENACTED IN 2013
firefighters, forestry officers, peace officers, and correctional employees.
conditions that mani-fest or develop during the period of active service and
following termination of service for up to five years - Answer-specific conditions
(e.g. hernias, pneumonia, tuberculosis, heart disease, and can-cer) as work related
when they affect which certain employees?
it is a diagnosed mental disorder that causes disability or need for medical treat-
ment, and the employee can demonstrate that the events of employment were
the "predominant cause" of the injury. - Answer-A psychiatric injury is
compensable if
psychiatric injuries and claims filed after notice of termination or
layoff/termination are not compensable unless the actual events of employment
were the predom-inant cause and any of the following conditions are met:
QUESTIONS AND CORRECT DETAILED ANSWERS
(VERIFIED ANSWERS) |ALREADY GRADED
A+||BRAND NEW VERSION!! 2025/2026
1911, SEVENTEEN DAYS AFTER THE DEVISTATING FIRE AT THE TRIANGLE
SHIRTWAIST COMPANY FACTORY IN NEW YORK TOOK 146 LIVES - Answer-when
was the 1st work comp act passed?
1. NO FAULT
2. EXCLUSIVE REMEDY
3. ASSURED FIXED BENEFIT - Answer-WHAT ARE THE 3 COMPONENTS OF THE
WORK COMP SYSTEM
e employer is required to pay benefits no matter who caused the injury, as long as
the injury arose out of or occurred in the course of employment. - Answer-NO
FAULT
less the employer is uninsured, the worker cannot pursue other forms of recovery
from the employer, even if the employer was grossly negligent. - Answer-
EXCLUSIVE REMEDY
The workers' compensation system establishes defined benefits, which must be
paid for by the employer. Workers' compensation awards are typically far less than
comparable negligence awards in a civil suit. For example, although the maximum
, workers' compensation death benefit may be far less than the possible award in a
civil wrongful death suit, a civil action may take years to resolve while a death
claim can be re-solved in as little as a few months. Additional recoveries are
available to employees for an employer's serious and willful misconduct and
unlawful discrimination (Labor Code § 132a and § 4553). Although group health
coverage may include arbitrary limits on the extent of treatment covered, workers'
compensation is a statutory benefit with no arbitrary limits on the frequency,
duration, or extent of services. - Answer-ASSURED AND FIXED BENEFIT
In 2013, measures were enacted that made wide-ranging changes, which included
(1) increasing permanent disability paid to injured workers and simplifying the
permanent disability rating meth-od, (2) resolving medical treatment
disagreements through independent medical review and bill payment disputes
through independent bill review, (3) improving medical provider networks, and (4)
updating the Official Medical Fee Schedule and establishing fee schedules for copy
services, in-terpreters, vocational experts, and in-home health care. - Answer-
WHAT MEASURES WERE ENACTED IN 2013
firefighters, forestry officers, peace officers, and correctional employees.
conditions that mani-fest or develop during the period of active service and
following termination of service for up to five years - Answer-specific conditions
(e.g. hernias, pneumonia, tuberculosis, heart disease, and can-cer) as work related
when they affect which certain employees?
it is a diagnosed mental disorder that causes disability or need for medical treat-
ment, and the employee can demonstrate that the events of employment were
the "predominant cause" of the injury. - Answer-A psychiatric injury is
compensable if
psychiatric injuries and claims filed after notice of termination or
layoff/termination are not compensable unless the actual events of employment
were the predom-inant cause and any of the following conditions are met:
