AAFCS 200 COMPOSITE TEXES
QUESTIONS AND VERIFIED ANSWERS (
DETAILED & ELABORATED) ACTUAL
EXAM 2026 TEST
Communicating effectively with an older person as a caregiver. - CORRECT ANSWERS -
Remember that they often feel as though they are a burden to the caregiver.
-Positive messages, show desire to help.
-REMINISCING: Should be encouraged by caregivers. To talk about the past is an important part of the
aging process.
-it can remind them o their persona resources for dealing with choices, problems, and losses.
-Confidence and Self-Esteem
-If reminiscing stimulates negative memories, it should not be encouraged.
-AL= Will communicate that who they are and what they have accomplished is indeed important.
-Valued, respected, and accepted.
Active listening - CORRECT ANSWERS Trying to understand what the others are saying and
why, identify feelings.
Pensions - CORRECT ANSWERS are funds paid to retired employees who paid into a pension
fund while they were employed.
Social Security - CORRECT ANSWERS -A federal program under the direction of the SS
Administration. Designed to give retired or disabled individuals some source of income.
-Benefits after paying into it as an employee.
,Medicare - CORRECT ANSWERS Federal Program that helps older ppl (65+) in paying their
medical bills.
Medicaid - CORRECT ANSWERS Designed by Federal Govt. as a state program to hep those
who need and qualify for medical assistance.
-nursing homes
-ppl with limitations in daily activities.
Medical Asepsis - CORRECT ANSWERS Means free from germs o bacteria that may cause
infection.
Class A Fire - CORRECT ANSWERS Fire started with wood, paper, or trash
Class B Fire - CORRECT ANSWERS Fire started with gas, grease or other liquid
Class C Fire - CORRECT ANSWERS Electircal fire
First Degree Burn - CORRECT ANSWERS Skin Reddened but unbroken
FA: Place under cold Water
Second Degree Burn - CORRECT ANSWERS Skin Reddened, blisters formed
FA: Place under cod water, cover with a dry sterie dressing.
Third Degree Burn - CORRECT ANSWERS Skin Partially destroyed
FA: Cover entire area with a dry sterile dressing.
,Consumer Product Safety Commission - CORRECT ANSWERS -Charged to protect the
consumers from unreasonable risks associated with consumer products, to assist consumers in
voluntary comparative safety of consumer products and more.
-Regulates the production and sale of products that are potentially hazardous, sets safety standards, can
ban products that are deemed hazardous to consumers, can seize products from the market.
Consumer Bill of Rights - CORRECT ANSWERS -The Right to Safety
-The Right to be Informed
-The Right to Choose
-The Right to be Heard
Health Insurance Portability and Accountability (HIPAA) - CORRECT ANSWERS Creates
national standards to protect individuals medical records and other personal heath info.
Progressive Tax - CORRECT ANSWERS A tax that requires a larger fraction of income as that
income increases.
Ex: Income Tax
Regressive Tax - CORRECT ANSWERS A tax requiring a smaller fraction of income increases,
tax is measured against what is spent.
Ex. Sales Tax
Proportional Tax - CORRECT ANSWERS A tax that requires the same fraction of income from
tax payers of all income levels.
Ex:
Bankruptcy - CORRECT ANSWERS -Chapter 13 = 7 years ; Chapter 7 = 10 years
, - A federal court procedure that helps consumers and business get rid of their debt and repay their
creditors. "liquidation" or "reorganization"
Cash Card - CORRECT ANSWERS Any electronic payment card that stores cash fro various
types of payments
Ex: Bank Debit Cards, prepaid debit cards, gift cards, and payroll cards
Chamber of Commerce - CORRECT ANSWERS A local association to promote and protect the
interests of the business community in a particular place.
Better Business Bureau (BBB) - CORRECT ANSWERS -An organization focused on advancing
marketplace trust.
-Using an accredited Business system they rank business, charities, and non-profits.
Federal Trade Comission (FTC) - CORRECT ANSWERS An agency whose basic responsibility is
to help consumers find needed information or locate the appropriate agency to assist them with their
problems.
Fair Credit Reporting Act (FACT ACT) - CORRECT ANSWERS Legislation giving consumers the
right to know what information consumer reporting about them to creditors, insurance companies, and
employers.
Duopoly - CORRECT ANSWERS A market situation in which 2 sellers dominate a specific
market industry.
Monopoly - CORRECT ANSWERS One seer controls the supply of a product or service.
Oligopoly - CORRECT ANSWERS A situation in which few sellers (4 or less) control the majority
of a supply or service produced.
QUESTIONS AND VERIFIED ANSWERS (
DETAILED & ELABORATED) ACTUAL
EXAM 2026 TEST
Communicating effectively with an older person as a caregiver. - CORRECT ANSWERS -
Remember that they often feel as though they are a burden to the caregiver.
-Positive messages, show desire to help.
-REMINISCING: Should be encouraged by caregivers. To talk about the past is an important part of the
aging process.
-it can remind them o their persona resources for dealing with choices, problems, and losses.
-Confidence and Self-Esteem
-If reminiscing stimulates negative memories, it should not be encouraged.
-AL= Will communicate that who they are and what they have accomplished is indeed important.
-Valued, respected, and accepted.
Active listening - CORRECT ANSWERS Trying to understand what the others are saying and
why, identify feelings.
Pensions - CORRECT ANSWERS are funds paid to retired employees who paid into a pension
fund while they were employed.
Social Security - CORRECT ANSWERS -A federal program under the direction of the SS
Administration. Designed to give retired or disabled individuals some source of income.
-Benefits after paying into it as an employee.
,Medicare - CORRECT ANSWERS Federal Program that helps older ppl (65+) in paying their
medical bills.
Medicaid - CORRECT ANSWERS Designed by Federal Govt. as a state program to hep those
who need and qualify for medical assistance.
-nursing homes
-ppl with limitations in daily activities.
Medical Asepsis - CORRECT ANSWERS Means free from germs o bacteria that may cause
infection.
Class A Fire - CORRECT ANSWERS Fire started with wood, paper, or trash
Class B Fire - CORRECT ANSWERS Fire started with gas, grease or other liquid
Class C Fire - CORRECT ANSWERS Electircal fire
First Degree Burn - CORRECT ANSWERS Skin Reddened but unbroken
FA: Place under cold Water
Second Degree Burn - CORRECT ANSWERS Skin Reddened, blisters formed
FA: Place under cod water, cover with a dry sterie dressing.
Third Degree Burn - CORRECT ANSWERS Skin Partially destroyed
FA: Cover entire area with a dry sterile dressing.
,Consumer Product Safety Commission - CORRECT ANSWERS -Charged to protect the
consumers from unreasonable risks associated with consumer products, to assist consumers in
voluntary comparative safety of consumer products and more.
-Regulates the production and sale of products that are potentially hazardous, sets safety standards, can
ban products that are deemed hazardous to consumers, can seize products from the market.
Consumer Bill of Rights - CORRECT ANSWERS -The Right to Safety
-The Right to be Informed
-The Right to Choose
-The Right to be Heard
Health Insurance Portability and Accountability (HIPAA) - CORRECT ANSWERS Creates
national standards to protect individuals medical records and other personal heath info.
Progressive Tax - CORRECT ANSWERS A tax that requires a larger fraction of income as that
income increases.
Ex: Income Tax
Regressive Tax - CORRECT ANSWERS A tax requiring a smaller fraction of income increases,
tax is measured against what is spent.
Ex. Sales Tax
Proportional Tax - CORRECT ANSWERS A tax that requires the same fraction of income from
tax payers of all income levels.
Ex:
Bankruptcy - CORRECT ANSWERS -Chapter 13 = 7 years ; Chapter 7 = 10 years
, - A federal court procedure that helps consumers and business get rid of their debt and repay their
creditors. "liquidation" or "reorganization"
Cash Card - CORRECT ANSWERS Any electronic payment card that stores cash fro various
types of payments
Ex: Bank Debit Cards, prepaid debit cards, gift cards, and payroll cards
Chamber of Commerce - CORRECT ANSWERS A local association to promote and protect the
interests of the business community in a particular place.
Better Business Bureau (BBB) - CORRECT ANSWERS -An organization focused on advancing
marketplace trust.
-Using an accredited Business system they rank business, charities, and non-profits.
Federal Trade Comission (FTC) - CORRECT ANSWERS An agency whose basic responsibility is
to help consumers find needed information or locate the appropriate agency to assist them with their
problems.
Fair Credit Reporting Act (FACT ACT) - CORRECT ANSWERS Legislation giving consumers the
right to know what information consumer reporting about them to creditors, insurance companies, and
employers.
Duopoly - CORRECT ANSWERS A market situation in which 2 sellers dominate a specific
market industry.
Monopoly - CORRECT ANSWERS One seer controls the supply of a product or service.
Oligopoly - CORRECT ANSWERS A situation in which few sellers (4 or less) control the majority
of a supply or service produced.
