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COMBINED WV State Life Insurance Exam Questions and Answers 2024 Graded A
COMBINED WV State Life Insurance Exam Questions and Answers 2024 Graded A
[Mostrar más]COMBINED WV State Life Insurance Exam Questions and Answers 2024 Graded A
[Mostrar más]A group-owned insurance company that is formed to assume and spread the liability risks of its members is known as a: - Risk retention group 
 
Which of the following requires insurers to disclose when an applicant's consumer or credit history is being investigated? - 1970-Fair Credit Reporting Act...
Vista previa 2 fuera de 13 páginas
Añadir al carritoA group-owned insurance company that is formed to assume and spread the liability risks of its members is known as a: - Risk retention group 
 
Which of the following requires insurers to disclose when an applicant's consumer or credit history is being investigated? - 1970-Fair Credit Reporting Act...
Defamation - A brochure including an untrue statement regarding a competitors ability to pay claims 
 
off-the-job accident - An accident policy will most likely pay a benefit for 
 
Delivery Receipt - The signed document that starts the free look period 
 
Conditional Receipt - T applies for a life...
Vista previa 2 fuera de 12 páginas
Añadir al carritoDefamation - A brochure including an untrue statement regarding a competitors ability to pay claims 
 
off-the-job accident - An accident policy will most likely pay a benefit for 
 
Delivery Receipt - The signed document that starts the free look period 
 
Conditional Receipt - T applies for a life...
Can you refuse a state board of pharmacy inspection? - No; unlike the federal CSA in which the DEA must either have an administrative warrant or get the PIC or owners consent; the state board of pharmacy may inspect pharmacies without warrants regardless of consent 
 
Can they do an inspection anyti...
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Añadir al carritoCan you refuse a state board of pharmacy inspection? - No; unlike the federal CSA in which the DEA must either have an administrative warrant or get the PIC or owners consent; the state board of pharmacy may inspect pharmacies without warrants regardless of consent 
 
Can they do an inspection anyti...
How many hours must a PIC work in the pharmacy that they are a PIC in? - At least 30 hours if the store is open > 40 hours per week 
 
Internship Requirements: Must notify the BOP within how many days of a new job or termination? - 10 days 
 
Requirements for licensure as a pharmacist - 1. 18 or ...
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Añadir al carritoHow many hours must a PIC work in the pharmacy that they are a PIC in? - At least 30 hours if the store is open > 40 hours per week 
 
Internship Requirements: Must notify the BOP within how many days of a new job or termination? - 10 days 
 
Requirements for licensure as a pharmacist - 1. 18 or ...
Who comprises the WV BoP? - 7 total members: 
5 licensed pharmacist for at least 3 years 
2 citizen members unrelated to pharmacy 
Each member must be a resident of the state 
 
Who chairs the WV BoP? - Members are appointed by the Governor with the advice and consent of the Senate. 
 
How long d...
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Añadir al carritoWho comprises the WV BoP? - 7 total members: 
5 licensed pharmacist for at least 3 years 
2 citizen members unrelated to pharmacy 
Each member must be a resident of the state 
 
Who chairs the WV BoP? - Members are appointed by the Governor with the advice and consent of the Senate. 
 
How long d...
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What are the classes of Property? - Personal Property and Real Property 
 
What is personal property? - Generally movable and unattached items. 
 
What is a trade fixture? - Personal property used for a person's business. (even if it attached to the real estate) 
 
What is Fructus Industriales? - C...
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Añadir al carritoWhat are the classes of Property? - Personal Property and Real Property 
 
What is personal property? - Generally movable and unattached items. 
 
What is a trade fixture? - Personal property used for a person's business. (even if it attached to the real estate) 
 
What is Fructus Industriales? - C...
If, after passing the licensing exam, more than twelve months passes before applying for a license, the applicant must then _______________ before he can apply for a license. - Re-take and pass the exam again. 
 
Under the Virginia Residential Landlord and Tenant Act, the security deposit, any accru...
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Añadir al carritoIf, after passing the licensing exam, more than twelve months passes before applying for a license, the applicant must then _______________ before he can apply for a license. - Re-take and pass the exam again. 
 
Under the Virginia Residential Landlord and Tenant Act, the security deposit, any accru...
Insurance commisioner - •Appointed by the governor 
•6 year term 
•must sever all ties with any insurance company except as a claimant. 
 
Examination of insurers - •Must examine each domestic insurer at least once every five years, and as often as deemed necessary. 
•May examine an ali...
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Añadir al carritoInsurance commisioner - •Appointed by the governor 
•6 year term 
•must sever all ties with any insurance company except as a claimant. 
 
Examination of insurers - •Must examine each domestic insurer at least once every five years, and as often as deemed necessary. 
•May examine an ali...
30-40-1 - laws are created to protect the public for the common good 
 
30-40-3 - a license is required to be a real estate broker, associate broker or salesperson 
 
30-40-4 - definitions 
 
Applicant - any person making application for a license 
 
Associate Broker - a broker that works under the ...
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Añadir al carrito30-40-1 - laws are created to protect the public for the common good 
 
30-40-3 - a license is required to be a real estate broker, associate broker or salesperson 
 
30-40-4 - definitions 
 
Applicant - any person making application for a license 
 
Associate Broker - a broker that works under the ...
Activities That Require a License - anyone engaging in, carrying on, advertising, and acting in the capacity of a broker, associate broker or real estate salesperson 
 
Exceptions to Having A License - Appraiser, Mortgage Company, Engineer, Lawyer, Contractor, Surveyor, and Home Inspector; they aren...
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Añadir al carritoActivities That Require a License - anyone engaging in, carrying on, advertising, and acting in the capacity of a broker, associate broker or real estate salesperson 
 
Exceptions to Having A License - Appraiser, Mortgage Company, Engineer, Lawyer, Contractor, Surveyor, and Home Inspector; they aren...
Broker is ordering the sign for her new firm. Which is NOT a sign requirement? - Letters at least 2 inches in height 
 
The Reason: Every sign shall prominently display the name of the broker, the term "Broker" and the company name, if any, all in letters not less than 1 inch in height. If the bro...
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Añadir al carritoBroker is ordering the sign for her new firm. Which is NOT a sign requirement? - Letters at least 2 inches in height 
 
The Reason: Every sign shall prominently display the name of the broker, the term "Broker" and the company name, if any, all in letters not less than 1 inch in height. If the bro...
What are the types of fee simple estates? - Fee Simple Absolute 
Fee Simple Defeasable 
 
Fee Simple Absolute - The best type of ownership you can get. 
 
Fee Simple Defeasible - Subject to occurrences or non occurrences of specified time. 
 
Two types of fee simple defeasible? - Fee simple determi...
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Añadir al carritoWhat are the types of fee simple estates? - Fee Simple Absolute 
Fee Simple Defeasable 
 
Fee Simple Absolute - The best type of ownership you can get. 
 
Fee Simple Defeasible - Subject to occurrences or non occurrences of specified time. 
 
Two types of fee simple defeasible? - Fee simple determi...
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Examination of Records - The Commissioner can examine anyone in the business of insurance in the state at anytime. A company shall be examined every 5 years. 
 
Notice and Hearing - the Commissioner may call and hold hearings for any purpose deemed necessary. 
 
Insurance Commissioner - the commissi...
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Añadir al carritoExamination of Records - The Commissioner can examine anyone in the business of insurance in the state at anytime. A company shall be examined every 5 years. 
 
Notice and Hearing - the Commissioner may call and hold hearings for any purpose deemed necessary. 
 
Insurance Commissioner - the commissi...
All members of the West Virginia Real Estate Commission must have been residents of the state for at least the previous___________. - 6 years 
 
What are the requirements necessary for a West Virginia salesperson licensee to obtain a broker license - - Served an apprenticeship as a licensed salesper...
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Añadir al carritoAll members of the West Virginia Real Estate Commission must have been residents of the state for at least the previous___________. - 6 years 
 
What are the requirements necessary for a West Virginia salesperson licensee to obtain a broker license - - Served an apprenticeship as a licensed salesper...
The purpose of the West Virginia License Act is to 
--- 
 
limit competition in the real estate industry. 
 
protect the public in real estate transactions. 
 
regulate the limit for brokerage compensation. 
 
impose license fees to generate income. - protect the public in real estate transactions. ...
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Añadir al carritoThe purpose of the West Virginia License Act is to 
--- 
 
limit competition in the real estate industry. 
 
protect the public in real estate transactions. 
 
regulate the limit for brokerage compensation. 
 
impose license fees to generate income. - protect the public in real estate transactions. ...
The West Virginia Insurance Commissioner attains office in which of the following ways? - Gubernatorial appointment (Governor of WV) 
 
An offer of life insurance by an insurance company in West Virginia to individuals who are personally invited to apply on the basis of the offer is known as what ty...
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Añadir al carritoThe West Virginia Insurance Commissioner attains office in which of the following ways? - Gubernatorial appointment (Governor of WV) 
 
An offer of life insurance by an insurance company in West Virginia to individuals who are personally invited to apply on the basis of the offer is known as what ty...
Speed limit in school zone - 15 mph 
 
When parking downhill with a curb the front wheel should be pointed? - Toward the curb 
 
What is over driving your headlights? - Driving to fast to stop within the distance you can see. 
 
A driver involved in an accident or someone is injured or killed or pro...
Vista previa 2 fuera de 6 páginas
Añadir al carritoSpeed limit in school zone - 15 mph 
 
When parking downhill with a curb the front wheel should be pointed? - Toward the curb 
 
What is over driving your headlights? - Driving to fast to stop within the distance you can see. 
 
A driver involved in an accident or someone is injured or killed or pro...
If the rear of your vehicle starts to skid, turn the steering wheel - in the direction of the skid 
 
When you intend to make a turn, you must start to signal _____ before turning. - at least 100 feet 
 
When you approach a stopped school bus with its red lights flashing on an undivided roadway, you...
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Añadir al carritoIf the rear of your vehicle starts to skid, turn the steering wheel - in the direction of the skid 
 
When you intend to make a turn, you must start to signal _____ before turning. - at least 100 feet 
 
When you approach a stopped school bus with its red lights flashing on an undivided roadway, you...
You must use ____ to maintain safe following distance between you and the vehicle ahead of you. - the three- to- four second rule 
 
When exiting an interstate, a driver must use: - a deceleration lane 
 
What does this sign indicate? - A railroad crossing ahead 
 
What does this sign indicate? - a ...
Vista previa 1 fuera de 2 páginas
Añadir al carritoYou must use ____ to maintain safe following distance between you and the vehicle ahead of you. - the three- to- four second rule 
 
When exiting an interstate, a driver must use: - a deceleration lane 
 
What does this sign indicate? - A railroad crossing ahead 
 
What does this sign indicate? - a ...
how many feet must you signal before making a turn? - 100 
 
penalties for driving without insurance - suspension of license, fines 
 
penalty for not telling the truth when applying for a license - no less than 200 fine and up to 6 moths imprisonment 
 
who is responsible if a student commits a tra...
Vista previa 2 fuera de 8 páginas
Añadir al carritohow many feet must you signal before making a turn? - 100 
 
penalties for driving without insurance - suspension of license, fines 
 
penalty for not telling the truth when applying for a license - no less than 200 fine and up to 6 moths imprisonment 
 
who is responsible if a student commits a tra...
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