Rutgers University
Las últimas cargas en Rutgers University. ¿Buscando notas en Rutgers University? Tenemos muchas notas, guias de estudio y notas de estudio disponsible para tu escuela.
-
507
-
2
-
24
All courses for Rutgers University
-
Astronomy & Cosmology 2
-
BIO 116 1
-
Bio II 1
-
BIOCHEM 403 NR503 1
-
BIOCHEM 694:301 1
-
BIOCHEM/MO 301 BIOCHEM/MO 301 1
-
BIOCHEM694301 1
-
BIOLOGY 116 2
-
Business 1
-
CSE 345 1
-
Death and Afterlife Ancient Egyptian Religion 1
-
Death and Afterlife Animism 1
-
Death and Afterlife Buddhism 1
-
Death and Afterlife Chinese Religions including Confucianism, Taoism, and Buddhism 1
-
Death and Afterlife Early Christianity 1
-
Death and Afterlife Greek Philosophy 1
-
Death and Afterlife Greek Religion 1
-
Death and Afterlife Hinduism 1
-
Death and Afterlife Jainism 1
-
Death and Afterlife Judaism 1
-
Death and Afterlife Medieval Christianity 1
-
Death and Afterlife Mesopotamian Religion 1
-
Death and Afterlife Pan Vitalism 1
-
Death and Afterlife The Hadza 1
-
Death and Afterlife The Mende 1
-
Death and Afterlife the New Testament 1
-
Death and Afterlife The Old Testament 1
-
Death and Afterlife Tibetan/Tantric Buddhism 1
-
Death and Afterlife Totemism 1
-
Death and Afterlife Yombe 1
-
Death and Afterlife Zoroastrianism 1
-
Diversity and Oppression 3
-
ECONOMICs 1
-
Evolutionary Genetics 6
-
EXAM 02 1
-
Exam 2 Exam 2 (Exam 2) 2
-
Family communication 1
-
FINANCE 101 FINANCE101 2
-
Financial Planning & Insurance FINANCE101 2
-
Financial Planning & Insurance (FINANCE101 FINANCE101 2
-
Food Service and Management 1
-
GENERAL CH 162 General 3
-
General Physics 2 Phy 204 1
-
General Psychology 8
-
Genetics 2
-
GENETICS 01:447:390 GENETICS 01:447:390 1
-
Human behavior in Social environment 1
-
Human Behavior in the Social environment 1
-
Interpersonal communication 1
-
Intro to B100 1
-
Intro to Soc Research 1
-
Introduction to Macroeconomics 1
-
LAW 101 1
-
MANAGEMENT MISC MANAGEMENT MISC 8
-
MICRO 102 1
-
MICROECONO 238 1
-
Microeconomics 4
-
Multivariable Calculus 1
-
Nonverbal communication 1
-
NR442 NR442 1
-
NURS 271 NURS 271 2
-
NURS 306 3
-
NURS 306 Health Assessment Final: 1
-
NURS 341 NURS341 3
-
NURSING 101 1
-
NURSING 2 NURSING 2 1
-
NURSING 203 NURSING 203 1
-
NURSING 234 NURSING 234 1
-
NURSING 341 NURSING 341 5
-
NURSING 384 1
-
NURSING 50:120:347 1
-
NURSING 57:705:212 1
-
NURSING MISC 5
-
NURSING NURS:341 NURSING NURS:341 4
-
NURSING NURS5104G0 NURSING NURS5104G0 4
-
PATHO305 1
-
Pharm 460 Pharm460 1
-
POLS MISC POLS MISC 1
-
Rutgers University 1
-
SBAR-Doris Bowman : Post-op Abdominal Hysterectomy: Opioid Intoxication 1
-
SMT 1 1
-
SOCIOLOGY 311 1
-
Test Bank for Fundamentals of Corporate Finance 10th Edition by Ross Test Bank for Fundamentals of Corporate Finance 10th Edition by Ross 1
-
TESTBANK FOR PSYCH 2022 1
-
Theater Appreciation 1
Últimos notas y resúmenes Rutgers University
An insured purchased an insurance policy 5 years ago. Last year, she received a dividend check from the insurance company that was not taxable. This year, she did not receive a check from the insurer. From what type of insurer did the insured purchase the policy? 
 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock - Answer A. mutual 
 
funds not paid out after paying claims and other operating costs are returned to the policy owners in the form of a dividend. if all funds ...
- Examen
- • 60 páginas's •
-
Rutgers University•NJ Life Producer
Vista previa 4 fuera de 60 páginas
An insured purchased an insurance policy 5 years ago. Last year, she received a dividend check from the insurance company that was not taxable. This year, she did not receive a check from the insurer. From what type of insurer did the insured purchase the policy? 
 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock - Answer A. mutual 
 
funds not paid out after paying claims and other operating costs are returned to the policy owners in the form of a dividend. if all funds ...
Powers and duties of Commissioner - Answer Conduct research 
Make reasonable rules and regulations 
Issue orders and notices 
Issue insurance licenses and certificates of authority 
Impose penalties 
Approve insurance policy forms and rates 
 
10 - Answer Amount of days notice before hearing 
 
Producers can be - Answer Agents, brokers or both 
 
Insurance agent - Answer a licensed insurance producer who is appointed by an insurer to sell insurance. represents the insurer not the insure...
- Package deal
- Examen
- • 6 páginas's •
-
Rutgers University•NJ Life Producer
-
NJ Life Producer Study Bundle Latest Update 2024!• Por COCOSOLUTIONS
Vista previa 2 fuera de 6 páginas
Powers and duties of Commissioner - Answer Conduct research 
Make reasonable rules and regulations 
Issue orders and notices 
Issue insurance licenses and certificates of authority 
Impose penalties 
Approve insurance policy forms and rates 
 
10 - Answer Amount of days notice before hearing 
 
Producers can be - Answer Agents, brokers or both 
 
Insurance agent - Answer a licensed insurance producer who is appointed by an insurer to sell insurance. represents the insurer not the insure...
Powers and duties of Commissioner - Answer Conduct research 
Make reasonable rules and regulations 
Issue orders and notices 
Issue insurance licenses and certificates of authority 
Impose penalties 
Approve insurance policy forms and rates 
 
Amount of days notice before hearing - Answer 10 
 
Retrocession - Answer When a reinsurer transfers risks it has accepted to another insurer 
 
Producers can be - Answer Agents, brokers or both 
 
Insurance agent - Answer a licensed insurance p...
- Package deal
- Examen
- • 4 páginas's •
-
Rutgers University•NJ Life Producer
-
NJ Life Producer Study Bundle Latest Update 2024!• Por COCOSOLUTIONS
Vista previa 1 fuera de 4 páginas
Powers and duties of Commissioner - Answer Conduct research 
Make reasonable rules and regulations 
Issue orders and notices 
Issue insurance licenses and certificates of authority 
Impose penalties 
Approve insurance policy forms and rates 
 
Amount of days notice before hearing - Answer 10 
 
Retrocession - Answer When a reinsurer transfers risks it has accepted to another insurer 
 
Producers can be - Answer Agents, brokers or both 
 
Insurance agent - Answer a licensed insurance p...
Traditional Whole Life - Answer -Ordinary (Straight) Life 
-Limited-Pay & Single-Premium Whole Life 
-Adjustable Whole Life 
 
Ordinary (Straight) Life - Answer -Until 100 or Death, whichever comes first 
-Permanent Protection 
-Rates & benefits based on law of large numbers (Mortality Rate) 
-Guaranteed, tax-deferred interest rate 
-Premium level, company's risk goes down as cash value goes up 
-Insurer keeps the cash value if death to offset risk 
-Lowest net cost in long run 
-Client h...
- Package deal
- Examen
- • 21 páginas's •
-
Rutgers University•NJ Life Producer
-
NJ Life Producer Study Bundle Latest Update 2024!• Por COCOSOLUTIONS
Vista previa 3 fuera de 21 páginas
Traditional Whole Life - Answer -Ordinary (Straight) Life 
-Limited-Pay & Single-Premium Whole Life 
-Adjustable Whole Life 
 
Ordinary (Straight) Life - Answer -Until 100 or Death, whichever comes first 
-Permanent Protection 
-Rates & benefits based on law of large numbers (Mortality Rate) 
-Guaranteed, tax-deferred interest rate 
-Premium level, company's risk goes down as cash value goes up 
-Insurer keeps the cash value if death to offset risk 
-Lowest net cost in long run 
-Client h...
Which type of long-term care benefit would be most appropriate for a stroke victim who requires speech therapy administered at her home? - Answer Home health care 
 
Which of the following is NOT a federal requirement of a qualified plan? - Answer Employee must be able to make unlimited contributions 
 
Why are dividends from a mutual insurer not subject to taxation? - Answer Because dividends are considered to be a return of premium 
 
The treasurer of XYZ Insurance Company discovers that...
- Package deal
- Examen
- • 23 páginas's •
-
Rutgers University•NJ Life Producer
-
NJ Life Producer Study Bundle Latest Update 2024!• Por COCOSOLUTIONS
Vista previa 3 fuera de 23 páginas
Which type of long-term care benefit would be most appropriate for a stroke victim who requires speech therapy administered at her home? - Answer Home health care 
 
Which of the following is NOT a federal requirement of a qualified plan? - Answer Employee must be able to make unlimited contributions 
 
Why are dividends from a mutual insurer not subject to taxation? - Answer Because dividends are considered to be a return of premium 
 
The treasurer of XYZ Insurance Company discovers that...
adhesion - Answer (take it or leave it) no changing the contract. take it as is. 
 
aleatory contract - Answer (uneven) You will never pay as much in premium as what you get in coverage 
 
peril - Answer died of a certain way 
 
Hazard - Answer cause of loss 
 
Variable Universal Life - Answer requires FINRA license 
 
the difference between insure vs. insured - Answer Insure (must pay policy benefit "the company") insured (the customer) 
 
S & P 500 - Answer Equity index annuity...
- Package deal
- Examen
- • 5 páginas's •
-
Rutgers University•NJ Life Producer
-
NJ Life Producer Study Bundle Latest Update 2024!• Por COCOSOLUTIONS
Vista previa 2 fuera de 5 páginas
adhesion - Answer (take it or leave it) no changing the contract. take it as is. 
 
aleatory contract - Answer (uneven) You will never pay as much in premium as what you get in coverage 
 
peril - Answer died of a certain way 
 
Hazard - Answer cause of loss 
 
Variable Universal Life - Answer requires FINRA license 
 
the difference between insure vs. insured - Answer Insure (must pay policy benefit "the company") insured (the customer) 
 
S & P 500 - Answer Equity index annuity...
The Commissioner must approve - Answer Continuing education courses 
 
Employer sponsored group health insurance provides coverage for which of the following? 
 
Self-inflicted injuries 
cosmetic surgery 
custodial care 
alcoholism - Answer alcoholism 
 
A Medicare supplement policy can be cancelled by the insurer for - Answer Nonpayment 
 
Which entity is responsible for regulating insurance advertising in NJ? - Answer New Jersey Department of Banking and Insurance 
 
Which of the follo...
- Package deal
- Examen
- • 16 páginas's •
-
Rutgers University•NJ Life Producer
-
NJ Life Producer Study Bundle Latest Update 2024!• Por COCOSOLUTIONS
Vista previa 3 fuera de 16 páginas
The Commissioner must approve - Answer Continuing education courses 
 
Employer sponsored group health insurance provides coverage for which of the following? 
 
Self-inflicted injuries 
cosmetic surgery 
custodial care 
alcoholism - Answer alcoholism 
 
A Medicare supplement policy can be cancelled by the insurer for - Answer Nonpayment 
 
Which entity is responsible for regulating insurance advertising in NJ? - Answer New Jersey Department of Banking and Insurance 
 
Which of the follo...
According to the Time Payment of Claims provision, the insurer must make the payment immediately after receiving proof of loss EXCEPT: 
- if the insured is able to eventually return to work 
-if the death is suicide or due to a pre existing condition 
-when the policy is in the incontestability period 
-for claims involving periodic payments - Answer for claims involving periodic payments 
 
INSURERS MUST PAY LUMP SUM CLAIMS IMMEDIATELY AFTER RECEIVING PROOF OF LOSS 
 
What does coinsurance ...
- Package deal
- Examen
- • 13 páginas's •
-
Rutgers University•NJ Life Producer
-
NJ Life Producer Study Bundle Latest Update 2024!• Por COCOSOLUTIONS
Vista previa 2 fuera de 13 páginas
According to the Time Payment of Claims provision, the insurer must make the payment immediately after receiving proof of loss EXCEPT: 
- if the insured is able to eventually return to work 
-if the death is suicide or due to a pre existing condition 
-when the policy is in the incontestability period 
-for claims involving periodic payments - Answer for claims involving periodic payments 
 
INSURERS MUST PAY LUMP SUM CLAIMS IMMEDIATELY AFTER RECEIVING PROOF OF LOSS 
 
What does coinsurance ...
An insurer cancelled a contract with a producer on April 1st. By what date must the insurer notify the Commissioner of this action? 
A. April 30th 
B. April 5th 
C. April 11th 
D. April 15th - Answer D. April 15th 
 
An insurer goes bankrupt and is unable to pay on any of its insureds' claims. Which of the following will happen? 
A. The insureds will not be paid. 
B. The claims will be paid by a nationally-based program. 
C. The claims will be paid by the state Life and Health Guaranty Associ...
- Package deal
- Examen
- • 8 páginas's •
-
Rutgers University•NJ Life Producer
-
NJ Life Producer Study Bundle Latest Update 2024!• Por COCOSOLUTIONS
Vista previa 2 fuera de 8 páginas
An insurer cancelled a contract with a producer on April 1st. By what date must the insurer notify the Commissioner of this action? 
A. April 30th 
B. April 5th 
C. April 11th 
D. April 15th - Answer D. April 15th 
 
An insurer goes bankrupt and is unable to pay on any of its insureds' claims. Which of the following will happen? 
A. The insureds will not be paid. 
B. The claims will be paid by a nationally-based program. 
C. The claims will be paid by the state Life and Health Guaranty Associ...
Which of these is a method of determining the level of funds required for ongoing support in the event of the breadwinner's death? 
 
Financial loss value 
Human life value 
Assessment value 
Replacement value - Answer Human life value 
 
The Guaranty Association Act provides that when a Court Order of Liquidation exists, the insurer - Answer Is insolvent 
 
An individual most likely will have an insurable interest in insuring a person's life if - Answer An economic interest exists for t...
- Package deal
- Examen
- • 17 páginas's •
-
Rutgers University•NJ Life Producer
-
NJ Life Producer Study Bundle Latest Update 2024!• Por COCOSOLUTIONS
Vista previa 3 fuera de 17 páginas
Which of these is a method of determining the level of funds required for ongoing support in the event of the breadwinner's death? 
 
Financial loss value 
Human life value 
Assessment value 
Replacement value - Answer Human life value 
 
The Guaranty Association Act provides that when a Court Order of Liquidation exists, the insurer - Answer Is insolvent 
 
An individual most likely will have an insurable interest in insuring a person's life if - Answer An economic interest exists for t...