Dave Ramsey Quiz Three Questions
With 100% Pass
/. Active - Answer-Money is _____. It is moving all the time. So if you don't make your
money behave, you'll always wonder where it went.
/.Cash flow/month - Answer-You must do a written _____ _____ plan every _____. A
budget is your blueprint for building wealth. You've got to have a game plan!
/.Straightjacket - Answer-It has a _____ connotation. They believe that having a budget
will constrict them and keep them from doing what they want to do. The reality is,
managed money goes further and actually gives you more freedom.
/.Abuse - Answer-A budget has been used to _____ them. They're constantly hearing,
"It's not in the budget!" The purpose of a budget is to not spend more than you make. It
is not intended to take all the fun out of your life.
/.Worked - Answer-They've never had a budget that _____. Don't expect to write a
perfect budget on your first try. You will make mistakes. With some practice, however,
writing a monthly budget will become easier.
/.Fear - Answer-Paralysis from _____ of what they will find. Some people are afraid to
look at their finances closely. It's better to face those bills or debts and begin to
proactively fix the situation. Ignoring financial distress only allows the problem to get
bigger.
/.Balanced - Answer-You must keep your checking account _____. Keeping an accurate
balance of your checking account will help you avoid the most frequent and costly
mistake, the overdraft. Each occurrence can cost an average of $35 for the bounced
check fee at your bank, plus possible store charges.
/.Overdrafts/money - Answer-_____ are a sign of crisis living and sloppy, lazy _____
habits. Remember, managing your money is your responsibility. Managing money well
is a sign of maturity.
/.Duplicate - Answer-Use _____, or carbon checks, if necessary to keep up with your
check register. Just looking at your online statement every few days to see how much
money is in the account is not enough. Your online statement may not reflect
unprocessed checks or debit purchases.
/.Debit - Answer-If not managed and made to behave, the _____ card is certain to
become a budget buster.
With 100% Pass
/. Active - Answer-Money is _____. It is moving all the time. So if you don't make your
money behave, you'll always wonder where it went.
/.Cash flow/month - Answer-You must do a written _____ _____ plan every _____. A
budget is your blueprint for building wealth. You've got to have a game plan!
/.Straightjacket - Answer-It has a _____ connotation. They believe that having a budget
will constrict them and keep them from doing what they want to do. The reality is,
managed money goes further and actually gives you more freedom.
/.Abuse - Answer-A budget has been used to _____ them. They're constantly hearing,
"It's not in the budget!" The purpose of a budget is to not spend more than you make. It
is not intended to take all the fun out of your life.
/.Worked - Answer-They've never had a budget that _____. Don't expect to write a
perfect budget on your first try. You will make mistakes. With some practice, however,
writing a monthly budget will become easier.
/.Fear - Answer-Paralysis from _____ of what they will find. Some people are afraid to
look at their finances closely. It's better to face those bills or debts and begin to
proactively fix the situation. Ignoring financial distress only allows the problem to get
bigger.
/.Balanced - Answer-You must keep your checking account _____. Keeping an accurate
balance of your checking account will help you avoid the most frequent and costly
mistake, the overdraft. Each occurrence can cost an average of $35 for the bounced
check fee at your bank, plus possible store charges.
/.Overdrafts/money - Answer-_____ are a sign of crisis living and sloppy, lazy _____
habits. Remember, managing your money is your responsibility. Managing money well
is a sign of maturity.
/.Duplicate - Answer-Use _____, or carbon checks, if necessary to keep up with your
check register. Just looking at your online statement every few days to see how much
money is in the account is not enough. Your online statement may not reflect
unprocessed checks or debit purchases.
/.Debit - Answer-If not managed and made to behave, the _____ card is certain to
become a budget buster.
