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Safe Mortgage Loan Originator Study Bundle
Safe Mortgage Loan Originator Study Bundled Questions with 100% Correct Answers | Updated & Verified
[Mostrar más]Safe Mortgage Loan Originator Study Bundled Questions with 100% Correct Answers | Updated & Verified
[Mostrar más]Taking advantage of ill-informed consumers through excessively high fees, misrepresented loan terms, frequent refinancing that does not benefit the borrower and other prohibited acts is called __________________________. - ️️Predatory Lending. 
 
RESPA-Real Estate Settlement Procedures Act - ️...
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Añadir al carritoTaking advantage of ill-informed consumers through excessively high fees, misrepresented loan terms, frequent refinancing that does not benefit the borrower and other prohibited acts is called __________________________. - ️️Predatory Lending. 
 
RESPA-Real Estate Settlement Procedures Act - ️...
An application for a mortgage loan has been denied and, as required by Regulation B, an Adverse Action Notice has been delivered to the applicant .Which of the following is not included on the Adverse Action Notice? - ️️C. The right to dispute the credit denial 
 
Under the Home Ownership Equity...
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Añadir al carritoAn application for a mortgage loan has been denied and, as required by Regulation B, an Adverse Action Notice has been delivered to the applicant .Which of the following is not included on the Adverse Action Notice? - ️️C. The right to dispute the credit denial 
 
Under the Home Ownership Equity...
Higher-Priced Mortgage Loans (HPML) are defined as closed-end residential mortgage loans secured by the consumer's principal dwelling with an APR that exceed the average prime offer rate (APOR) for comparable transactions by: - ️️2.5 percentage points for a first lien jumbo residential mortgage...
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Añadir al carritoHigher-Priced Mortgage Loans (HPML) are defined as closed-end residential mortgage loans secured by the consumer's principal dwelling with an APR that exceed the average prime offer rate (APOR) for comparable transactions by: - ️️2.5 percentage points for a first lien jumbo residential mortgage...
What does UST stand for? - ️️Uniform State Test 
 
Who does the CFPB protect? - ️️The Consumer Financial Protection Bureau protects consumers in the financial marketplace. 
 
What does the CFPB do? - ️️CFPB is now in charge of implementing and enforcing most of the provisions of federal ...
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Añadir al carritoWhat does UST stand for? - ️️Uniform State Test 
 
Who does the CFPB protect? - ️️The Consumer Financial Protection Bureau protects consumers in the financial marketplace. 
 
What does the CFPB do? - ️️CFPB is now in charge of implementing and enforcing most of the provisions of federal ...
What does RESPA stand for? - ️️The Real Estate Settlement Procedures Act (Regulation X) 
 
What does ECOA stand for? - ️️Equal Credit Opportunity Act (Regulation B) 
 
What does TILA stand for? - ️️Truth In Lending Act (Regulation Z) 
 
What does TRID stand for? - ️️TILA-RESPA Integr...
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Añadir al carritoWhat does RESPA stand for? - ️️The Real Estate Settlement Procedures Act (Regulation X) 
 
What does ECOA stand for? - ️️Equal Credit Opportunity Act (Regulation B) 
 
What does TILA stand for? - ️️Truth In Lending Act (Regulation Z) 
 
What does TRID stand for? - ️️TILA-RESPA Integr...
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