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Exam (elaborations)
New York Life Series 17-52 Accident and Health Practice Exam Bank | Verified Questions and Answers
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---679January 20262025/2026A+
- Comprehensive practice exam bank for New York Life Series 17-52 Accident and Health. Includes verified questions and answers covering insurance principles, policy types, underwriting, risk management, claims, and exam-focused content for licensing preparation and certification success.
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R364,26 More Info
gabrielucky
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Exam (elaborations)
Practice exam - New York Life Only questions and answers 100% Correct
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---4October 20242024/2025A+
- What does a 401(k) plan generally provide its participants? - ANSWER-Salary-deferral option 
 
When using the needs approach for life insurance planning, A lump sum on may be created to provide for all of the following EXCEPT - ANSWER-employee benefits 
 
What are premiums for a group credit life insurance based on? - ANSWER-Flat rate unrelated to the borrower's age 
 
Which of these must be disclosed in a universal life policy? - ANSWER-The policy's surrender charges 
 
What is the guaran...
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R191,99 More Info
IMORA
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Exam (elaborations)
XCEL Pre-Final Exam - New York Life, Accident and Health Part 2 Correct 100%(SCORED A+)
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--46September 20232023/2024A+Available in bundle
- Sole proprietors are permitted tax deductions for health costs paid from their earnings in the amount of 
A. costs that exceed 7 1/2 % of AGI 
B. costs that exceed 10% of AGI 
C. 100% of costs 
D. no deduction permitted - ANSWERS100% of costs 
 
The purpose of the Coordination of Benefits provision in group accident and health plans is to 
A. avoid overpayment of claims 
B. reduce out-of-pocket costs 
C. reduce adverse selection 
D. lower the cost of premiums - ANSWERSavoid overpayment of claims...
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R215,18 More Info
papersbyjol
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Exam (elaborations)
New York Life, Accident and Health Insurance Exam Correct 100%(SCORED A+)
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--23September 20232023/2024A+Available in bundle
- Accelerated Benefits - ANSWERSRiders attached to life insurance policies which allow death benefits to be used to cover nursing or convalescent home expenses. 
 
Accident - ANSWERSAn unplanned, unforeseen event which occurs suddenly and at an unspecified place. Accident Insurance - A type of insurance that protects the insured against loss due to accidental bodily injury. 
 
Accidental Bodily Injury - ANSWERSUnplanned, unforeseen traumatic injury to the body. 
 
Accidental Death and Dismember...
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R215,18 More Info
papersbyjol
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Exam (elaborations)
New York Life, Accident, and Health Correct Questions & Answers(SCORED A+)
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--13September 20232023/2024A+Available in bundle
- An accident and health policy that provides reimbursement benefits makes them payable to? - ANSWERSInsured 
 
Which of the following is NOT part of an insurance contract - ANSWERSCertificate of Authority 
-Policy 
-Application 
-Riders 
 
An insured under a Major Medical expense plan with a zero deductible and 80/20 coinsurance provision files a $1,000 claim. How much of this claim is the insured responsible for? - ANSWERS$200 
insured only responsible for 20% coinsurance 
 
According to the Aff...
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R206,90 More Info
papersbyjol
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Exam (elaborations)
Pre-Final Exam - New York Life, Accident and Health| 150 Questions With Correct Answers(RATED A)
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--12September 20232023/2024A+Available in bundle
- What happens when an initial offer is answered with a counteroffer? - ANSWERSInitial offer is void 
 
According to the Affordable Care Act (ACA), dependent children may remain on their parent's plan until what age? - ANSWERSAge 26 
 
The premiums paid by an employer for his employee's group life insurance are usually considered to be - ANSWERStax-deductible to the employer 
 
A family group accident and health insurance policy must continue coverage for each unmarried child at least until age ...
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R206,90 More Info
papersbyjol
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Exam (elaborations)
XCEL Pre-Final Exam - New York Life, Accident and Health Part 2 Correct 100%(GRADED A)
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---46September 20232023/2024A+
- Sole proprietors are permitted tax deductions for health costs paid from their earnings in the amount of 
A. costs that exceed 7 1/2 % of AGI 
B. costs that exceed 10% of AGI 
C. 100% of costs 
D. no deduction permitted - ANSWERS100% of costs 
 
The purpose of the Coordination of Benefits provision in group accident and health plans is to 
A. avoid overpayment of claims 
B. reduce out-of-pocket costs 
C. reduce adverse selection 
D. lower the cost of premiums - ANSWERSavoid overpayment of claims...
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R223,46 More Info
nursingismylife
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Exam (elaborations)
New York Life, Accident, and Health Correct Questions & Answers(RATED A)
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---13September 20232023/2024A+
- An accident and health policy that provides reimbursement benefits makes them payable to? - ANSWERSInsured 
 
Which of the following is NOT part of an insurance contract - ANSWERSCertificate of Authority 
-Policy 
-Application 
-Riders 
 
An insured under a Major Medical expense plan with a zero deductible and 80/20 coinsurance provision files a $1,000 claim. How much of this claim is the insured responsible for? - ANSWERS$200 
insured only responsible for 20% coinsurance 
 
According to the Aff...
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R206,90 More Info
nursingismylife
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Exam (elaborations)
Pre-Final Exam - New York Life, Accident and Health| 150 Questions With Correct Answers!!
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---12September 20232023/2024A+
- What happens when an initial offer is answered with a counteroffer? - ANSWERSInitial offer is void 
 
According to the Affordable Care Act (ACA), dependent children may remain on their parent's plan until what age? - ANSWERSAge 26 
 
The premiums paid by an employer for his employee's group life insurance are usually considered to be - ANSWERStax-deductible to the employer 
 
A family group accident and health insurance policy must continue coverage for each unmarried child at least until age ...
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R198,61 More Info
nursingismylife