New York Life Series 17-52 Accident and Health Practice Exam Bank | Verified Questions and Answers

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NY SERIES 17-52 EXAM, PSI- NY LIFE, ACCIDENT AND HEALTH
PRACTICE EXAM 17-55, PSI- NY LIFE SERIES 17-55, ACCIDENT
AND HEALTH PRACTICE EXAM, NY LIFE, ACCIDENT, AND
HEALTH INSURANCE AGENT/BROKER EXAM SERIES 17-55, NY
ACCIDENT AND HEALTH 17-52 EXAM, ACCIDENT AND HEALTH
INSURANCE AGENT/BROKER PRACTICE EXAM, NEW YORK
ACCIDENT & HEALTH INSURANCE EXAM, NY STATE INSURANCE
LICENSE PRACTICE EXAM, NYS LIFE, ACCIDENT, AND HEALTH
INSURANCE EXAM, NY HEALTH AND ACCIDENT TEST, NEW
YORK ACCIDENT & HEALTH INSURANCE EXAM BANK



 NY SERIES 17-52 EXAM ANSWERED

 PSI - NY LIFE, ACCIDENT AND HEALTH PRACTICE EXAM 17-55 ANSWERED

 PSI - NY LIFE SERIES 17-55, ACCIDENT AND HEALTH PRACTICE EXAM ANSWERED

 NY LIFE, ACCIDENT, AND HEALTH INSURANCE AGENT/BROKER EXAM SERIES 17-55 ANSWERED

 NY ACCIDENT AND HEALTH 17-52 EXAM ANSWERED

 ACCIDENT AND HEALTH INSURANCE AGENT/BROKER PRACTICE EXAM ANSWERED

 NEW YORK ACCIDENT & HEALTH INSURANCE EXAM ANSWERED

 NY STATE INSURANCE LICENSE PRACTICE EXAM QUESTIONS & ANSWERS

 NYS LIFE, ACCIDENT, AND HEALTH INSURANCE EXAM ANSWERED

 NY HEALTH AND ACCIDENT TEST ANSWERED

 NEW YORK ACCIDENT & HEALTH INSURANCE EXAM ANSWERED




QUESTION



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A man works for Company A and his wife works for Company B. The spouses are
covered by health plans through their respective companies that also cover the
other spouse. If the husband files a claim,


Answer:
The insurance through his company is primary.




QUESTION
A medical insurance plan in which the health care provider is paid a regular fixed
amount for providing care to the insured and does not receive additional amounts
of compensation dependent upon the procedure performed is called


Answer:
Prepaid plan.


QUESTION
A rating method in which the premium is the same for all covered persons,
regardless of age, sex, or health status is referred to as


Answer:
Community rating




QUESTION




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An individual applies for a life policy. Two years ago he suffered a head injury
from an accident, so he cannot remember parts of his past, but is otherwise
competent. He has also been hospitalized for drug abuse, but does not remember
this when applying for insurance. The insurer issues the policy and learns of his
history one year later. What will probably happen?


Answer:
The policy will not be affected.


QUESTION
An insured is involved in a car accident. In addition to general, less serious
injuries, he permanently loses the use of his leg and is rendered completely blind.
The blindness improves a month later. To what extent will he receive Presumptive
Disability benefits?


Answer:
No benefits




QUESTION
At what point must an Outline of Coverage be delivered?




Answer:
At the time of application or upon delivery of the policy




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QUESTION
For the purpose of insurance, risk is defined as


Answer:
The uncertainty or chance of loss.




QUESTION
How many eligible employees must be included in a contributory health insurance
plan?


Answer:
50%


QUESTION
If an employee terminates her employment, which of the following provisions
would allow her to continue health coverage under an individual policy, if
requested within 60 days?


Answer:
Conversion


QUESTION



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