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Bundle Information::Xcel Tests 2024/2025 Compilation with Verified Answers| 100% Correct| 100% Score
Bundle Information::Xcel Tests 2024/2025 Compilation with Verified Answers| 100% Correct| 100% Score
[Show more]Bundle Information::Xcel Tests 2024/2025 Compilation with Verified Answers| 100% Correct| 100% Score
[Show more]The Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT - 
insurance sales calls 
Charities, political organizations, and surveys are all offered exemptions from The Do Not Call 
Registry 
The type of policy where the insurer can send a notice to the insured that...
Preview 4 out of 39 pages
Add to cartThe Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT - 
insurance sales calls 
Charities, political organizations, and surveys are all offered exemptions from The Do Not Call 
Registry 
The type of policy where the insurer can send a notice to the insured that...
Which dividend option would an insurer invest the policy owner's money and add any interest 
earnings as the dividends accrue? 
-Accumulation at Interest Option 
-Cash Dividend Option 
-Paid-Up Additions Option 
-One-Year Term Dividend Option - The Accumulation at Interest Option - 
invests the pol...
Preview 4 out of 96 pages
Add to cartWhich dividend option would an insurer invest the policy owner's money and add any interest 
earnings as the dividends accrue? 
-Accumulation at Interest Option 
-Cash Dividend Option 
-Paid-Up Additions Option 
-One-Year Term Dividend Option - The Accumulation at Interest Option - 
invests the pol...
What is normally the consequence for NOT obtaining preadmission certification 
prior to receiving inpatient medical care? - A reduction in benefits 
A group-owned insurance company that is formed to assume and spread the 
liability risks of its members is known as a - Risk retention group 
During th...
Preview 2 out of 11 pages
Add to cartWhat is normally the consequence for NOT obtaining preadmission certification 
prior to receiving inpatient medical care? - A reduction in benefits 
A group-owned insurance company that is formed to assume and spread the 
liability risks of its members is known as a - Risk retention group 
During th...
S filed a written Proof of Loss for a Disability Income claim on September 1. The insurance 
company did not respond to the claim. S can take legal action against the insurer beginning: - 
November 1 
What is the excise tax rate the IRS imposes on individuals aged 70 1/2 or older who do not take 
th...
Preview 4 out of 76 pages
Add to cartS filed a written Proof of Loss for a Disability Income claim on September 1. The insurance 
company did not respond to the claim. S can take legal action against the insurer beginning: - 
November 1 
What is the excise tax rate the IRS imposes on individuals aged 70 1/2 or older who do not take 
th...
Under a long-term care inflation rider, the benefit levels periodically increase without proof of 
insurability 
In order for a health plan to be an "accountable health plan", who has to approve it? the director 
Medicare Part A coinsurance payments are covered by Medicare Supplement Plan A 
Emplo...
Preview 3 out of 24 pages
Add to cartUnder a long-term care inflation rider, the benefit levels periodically increase without proof of 
insurability 
In order for a health plan to be an "accountable health plan", who has to approve it? the director 
Medicare Part A coinsurance payments are covered by Medicare Supplement Plan A 
Emplo...
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