Test Bank for Financial Accounting: Tools for Business Decision Making (10th Edition) by Kimmel, Weygandt & Mitchell | Verified Chapters 1–13 | Latest Version

!" #$%&'##
()*+*,)+-#%,,./*0)*1#..-2#(.3#$/2)*422#54,)2).*#
6+7)*18#9:0;#!<)0).*8#=+/-#5>#')??4-8##
#@;+A0432#9#B#9C8#@.?A-404#




#
D




012345678 175311484814

3


, !"#$%&'%(&) $) *%
%
+%,-./0123.40-%.0%'4-5-3456%*.5.787-.9%:
;%!%'2/.<7/%#00=%5.%'4-5-3456%*.5.787-.9%:
>%<7%!3302-.4-?%,-@0/85.40-%*A9.78%:
B%!33/256%!3302-.4-?%(0-37C.9%:
D%E7/3<5-1494-?%&C7/5.40-9%5-1%.<7%E26.4C67F*.7C%,-3087%*.5.787-.%:
G%H7C0/.4-?%5-1%!-56AI4-?%,-J7-.0/A%:
K%'/521L%,-.7/-56%(0-./06L%5-1%(59<%:
M%H7C0/.4-?%5-1%!-56AI4-?%H7374J5N679%:
O%H7C0/.4-?%5-1%!-56AI4-?%#0-?F#4J71%!997.9%:
+P%H7C0/.4-?%5-1%!-56AI4-?%#45N464.479%:
QQRSTUVWXYZ[R\Z]R^Z\_`aYZ[RbXVcdeV_]TWfgRhijYX`R:
+;%*.5.787-.%0@%(59<%'60k9%:
+>%'4-5-3456%!-56A949l%<7%"4?%m43.2/7%:
%
: %


012345678 175311484814

3


,!"#$%&'(
)*%'+,-!%)+*%+.)*#*!)#/0%#%&1&*%0
!"#$%&'/&#'*)*2+34&!%)5&0
6789:;<=>?@A=B;A?CDEFAC?AGHF><;FFACDIJ<>KJ=>C<AJ<:A=B;AHF;FAC?AJLLCH<=><IA><?CDEJ=>C<MANOPQRSO
TUQTUVSWQUPXVTOVPOYOZ[PV\SPPOQ]\S^OZ_OQ\SOTSUPQ\ÒNOTYUW\SUPXVTOVPOYOZ[PV\SPPOQ]\S^OZ_OW]QOQUOaQUSO
TSQTRSOYPPQbVYWS^OYPOTYUW\SUPÒNObQUTQUYWVQ\OVPOYOPSTYUYWSORScYROS\WVW_OdQUO]XVbXOSeV^S\bSOQdOQ]\SUPXVTO
VPOTUQeV^S^OZ_OPXYUSPOQdOPWQbfÒg\WSU\YRO[PSUPOYUSOaY\YcSUPO]XQO\SS^OYbbQ[\WV\cOV\dQUaYWVQ\OWQOTRY\hO
QUcY\ViShOY\^OU[\OZ[PV\SPPOQTSUYWVQ\PÒjXSOTUVaYU_OSkWSU\YRO[PSUPOYUSOV\eSPWQUPOY\^ObUS^VWQUPÒg\eSPWQUPO
lPWQbfXQR^SUPmO[PSOYbbQ[\WV\cOV\dQUaYWVQ\OWQOnopqnorstoutovruwrxyz{rtw|n{rwvr}o||r}t~vo}rwr~rpw€~‚zƒ}r
PWQbfÒ„US^VWQUPOlP[TTRVSUPOY\^OZY\fSUPmO[PSOYbbQ[\WV\cOV\dQUaYWVQ\OWQOYPPSPPOWXSOUVPfOQdOcUY\WV\cO
bUS^VWOQUORQY\V\cOaQ\S_OWQOYOZ[PV\SPPÒ WXSUOcUQ[TPO]XQOXYeSOY\OV\^VUSbWOV\WSUSPWOV\OYOZ[PV\SPPOYUSO
WYkV\cOY[WXQUVWVSPhOb[PWQaSUPhORYZQUO[\VQ\PhOY\^OUSc[RYWQU_OYcS\bVSPÒ
O
†78‡ˆ‰ŠJ><A=B;A=BD;;A‰D><L>‰JŠA=@‰;FAC?AGHF><;FFAJL=>‹>=@MAŒV\Y\bV\cOYbWVeVWVSPOV\eQReSObQRRSbWV\cOWXSO
\SbSPPYU_Od[\^POWQOP[TTQUWOWXSOZ[PV\SPPÒg\eSPWV\cOYbWVeVWVSPOV\eQReSOYb[VUV\cOWXSOUSPQ[UbSPO\SbSPPYU_O
WQOU[\OWXSOZ[PV\SPPÒ TSUYWV\cOYbWVeVWVSPOV\eQReSOT[WWV\cOWXSOUSPQ[UbSPOQdOWXSOZ[PV\SPPOV\WQOYbWVQ\OWQO
cS\SUYWSOYOTUQdVẀO
Ž78;FLD>G;A=B;A?CHDA?><J<L>JŠAF=J=;E;<=FAJ<:ABCA=B;@AJD;A‰D;‰JD;:MAN\OV\bQaSOPWYWSaS\WOTUSPS\WPOWXSO
USeS\[SPOY\^OSkTS\PSPOQdOYObQaTY\_OdQUOYOPTSbVdVbOTSUVQ^OQdOWVaSÒNOUSWYV\S^OSYU\V\cPOPWYWSaS\WO
P[aaYUViSPOWXSObXY\cSPOV\OUSWYV\S^OSYU\V\cPOWXYWOXYeSOQbb[UUS^OdQUOYOPTSbVdVbOTSUVQ^OQdOWVaSÒNOZYRY\bSO
}toourvowvu}rutor~}}ou}{r|q~xq|quqo}{r~‚nr}uwp‘tw|nov}ƒro’yquzOQdOYOZ[PV\SPPOYWOYOPTSbVdVbO^YWSÒNOPWYWSaS\WO
QdObYPXOdRQ]POP[aaYUViSPOV\dQUaYWVQ\ObQ\bSU\V\cOWXSObYPXOV\dRQ]POlUSbSVTWPmOY\^OQ[WdRQ]POlTY_aS\WPmO
dQUOYOPTSbVdVbOTSUVQ^OQdOWVaSÒNPPSWPOYUSOUSPQ[UbSPOQ]\S^OZ_OYOZ[PV\SPPÒ“VYZVRVWVSPOYUSOWXSO^SZWPOY\^O
QZRVcYWVQ\POQdOWXSOZ[PV\SPPÒ“VYZVRVWVSPOUSTUSPS\WObRYVaPOQdObUS^VWQUPOQ\OWXSOYPPSWPOQdOWXSOZ[PV\SPPÒ
”uwp‘tw|nov}ƒOo’yquzrvovo}o‚u}rutorp|~q€}rwrws‚ov}rw‚rutor~}}ou}rwrutorxy}q‚o}}•r”uwp‘tw|nov}ƒro’yquzr
VPOP[Z^VeV^S^OV\WQOW]QOTYUWP–ObQaaQ\OPWQbfOY\^OUSWYV\S^OSYU\V\cPÒjXSOZYPVbOYbbQ[\WV\cOS[YWVQ\OVPO
NPPSWPO—O“VYZVRVWVSPO˜O”uwp‘tw|nov}ƒO™[VW_ÒšVWXV\OWXSOY\\[YROUSTQUWhOWXSOaY\YcSaS\WO^VPb[PPVQ\OY\^O
~‚~|z}q}rvw›qno}r€~‚~œo€o‚uƒ}rq‚uovvou~uqw‚rwrutorpw€~‚zƒ}OUSP[RWPOY\^OdV\Y\bVYROTQPVWVQ\OYPO]SRROYPO
YO^VPb[PPVQ\OQdOTRY\POdQUOWXSOd[W[USҝQWSPOWQOWXSOdV\Y\bVYROPWYWSaS\WPOTUQeV^SOY^^VWVQ\YROSkTRY\YWVQ\OQUO
^SWYVROWQOaYfSOWXSOdV\Y\bVYROPWYWSaS\WPOaQUSOV\dQUaYWVeSÒjXSO~ynquwvƒ}OUSTQUWOSkTUSPPSPOY\OQTV\VQ\OYPO
WQO]XSWXSUOWXSOdV\Y\bVYROPWYWSaS\WPOTUSPS\WOdYVUR_Outorpw€~‚zƒ}OUSP[RWPOQdOQTSUYWVQ\POY\^OdV\Y\bVYRO
TQPVWVQ\Ò
žŸÒ‡ˆ‰ŠJ><A=B;ALJD;;DAC‰‰CD=H<>=>;FA><AJLLCH<=><IMANbbQ[\WV\cOQddSUPOaY\_O^VddSUS\WOQZPOV\OdVSR^POP[bXO
YPOT[ZRVbOY\^OTUVeYWSOYbbQ[\WV\chOcQeSU\aS\WYRhOY\^OdQUS\PVbOYbbQ[\WV\cÒNbbQ[\WV\cOVPOYOTQT[RYUO
aYQUOZSbY[PSOWXSUSOYUSOaY\_O^VddSUS\WOW_TSPOQdOQZPhO]VWXO[\RVaVWS^OTQWS\WVYROdQUObYUSSUOY^eY\bSaS\WO




012345678 175311484814

3


,7
=
010 3456789 7 7479 97 673 57 785455745 797

47
>?@@?ABCD?EFG=
HIFJG=KLM=
NEO?BPG=KQK=
RISOG=KT=
=
]
UVWXYZ[\]^ZXY]_`]aWbYZ[\]
cBF?dEFF=eSfId?gID?hd=IdO=iAAhBdD?df=jd@hSPID?hd=kFEFG=
lhSPF=h@=cBF?dEFF=eSfId?gID?hdm=Lno=Lpo=TQTo=TLq=
rhCE=sShtS?EDhSFu?tG=vo=LLo=Lwo=vpo=vw=
sISDdESFu?tG=Ko=Lo=Lqo=vq=
xhSthSID?hdG=To=Mo=Lvo=vQo=vKo=vTo=vMo=vvo=vno=TMMo=TLv=
RJyS?O=lhSPF=h@=eSfId?gID?hdG=qQo=qK=
kFESF=IdO=kFEF=h@=l?dIdA?IC=jd@hSPID?hdG=qo=no=KKo=nLo=pn=
jdDESdIC=kFESFG=qTo=qMo=qLo=nvo=nno=pTo=TML=
HzDESdIC=kFESFG=po=wo=KQo=KTo=qvo=nqo=npo=nwo=pQo=pKo=pMo=pLo=pvo=pqo=ppo=pw=
>IDI=idICJD?AFG=qqo=qno=qpo=qwo=nQo=TMvo=TMq=
HDu?AF=?d=l?dIdA?IC={EthSD?dfG=nKo=nTo=nMo=TMno=Tvv=|uE=
|uSEE=|JtEF=h@=cBF?dEFF=iAD?}?DJG=wn=
l?dIdA?df=iAD?}?D?EFG=KMo=Kvo=Kpo=wQo=wKo=wMo=wLo=wvo=wqo=wno=KQTo=KQwo=KKno=KKpo=KKwo=TMp=
jd}EFD?df=iAD?}?D?EFG=KLo=Kqo=wpo=wwo=KKvo=KKq=
etESID?df=iAD?}?D?EFG=Kno=Kwo=TQo=KQQo=KQKo=KQMo=KQLo=KQvo=KQqo=KQno=KQpo=KKQo=KKKo=KKTo=KKMo=
KKL=
|uE=lhBS=l?dIdA?IC=rDIDEPEdDFG=
jdAhPE=rDIDEPEdDG=TKo=TTo=TMo=TLoKTno=KTpo=KMTo=KMMo=KMLo=KMpo=KLTo=KLM=
{EDI?dEO=HISd?dfF=rDIDEPEdDG=KTQo=KTTo=KTMo=KTLo=KTvo=KTqo=KTwo=KMQo=KMKo=KMvo=KMno=KMwo=KLQo=
KLKo=KLLo=KLvo=KLqo=KLno=KLpo=KLwo=KvQo=KvLo=KqLo=Kqwo=Knpo=KpKo=TvT=
cICIdAE=ruEEDG=Tvo=Tno=Tpo=Two=MQo=MKo=MTo=MMo=MLo=Mvo=KMqo=KvKo=KvTo=KvMo=KqMo=Kqvo=Kqqo=Kqpo=
KnQo=KnMo=Knno=Knwo=KpQo=KpTo=Kpvo=Kpqo=Kpno=Kppo=Kwwo=TQQo=TQKo=TQno=TQpo=TKMo=TKLo=TKvo=TKqo=
TKno=TKpo=TKwo=TTQo=TTKo=TTTo=TTvo=TTwo=TMwo=TLQo=TLKo=TvM=
rDIDEPEdD=h@=xIFu=lCh~FG=Tqo=KTKo=KnKo=KnLo=KpMo=TLTo=TLw=
jdDESSECID?hdFu?tF=h@=rDIDEPEdDFG=Kvvo=Kvqo=Kvno=Kvpo=Kvwo=KqQo=KqKo=KqTo=Kqno=Knvo=Knqo=KpLo=
TvQo=TvKo=Tvq=
HCEPEdDF=h@=Id=iddBIC={EthSDG=Mqo=LKo=KwTo=Kwqo=Kwn=
NIdIfEPEdD=>?FABFF?hd=IdO=idICJF?FG=LQo=KwK=
hDEF=Dh=DuE=l?dIdA?IC=rDIDEPEdDFG=Mno=LTo=KwQo=KwMo=KwLo=Kwpo=TvL=
€‚ƒ„†‡ˆ‰Š‹Œ†„=Mpo=Mwo=Kwv=




7
!"#$%&'(')*))'+%,'-#./!'0'1,23'4,56'78"'4,2&"95&"':2/';,.!<'

,1 01234567418991512  15577 51 
6789:;<=>9?>6<69@9A6>?
BCD EFGHIJKLIIFMNOPKJQLRFPIFPFILSPNPTLFULOPUFLKTJTVFPKRFMWKLRFGVFITMXYZMURLNIFJIFPFSPNTKLNIZJS[F
EKI\F]^F_`\Fa^FbLXTJMK\FcHIJKLIIF`NOPKJQPTJMKFPKRFEXXMHKTJKOFdKeMNfPTJMKFgILI^FbHGILXTJMK\FhPNTKLNIZJS^FcUMMf\Fi^FjJeeJXHUTV\FkPIV^FlJK\Fa^FEEmbc\F
iKMWULROL^FEdmhEFcm\FnMKL^FEdmhEFEm\FoLSMNTJKO^FEdmhEFhm\FnMKL^FdlE\FoLSMNTJKOFPKRFmMKTNMUF
F
pCD mMNSMNPTLFITMXYZMURLNIFZPqLFKMFSLNIMKPUFUJPGJUJTVFeMNFTZLFRLGTIFMeFTZLFXMNSMNPTJMK[F
EKI\Fr^F_`\Fa^FbLXTJMK\FcHIJKLIIF`NOPKJQPTJMKFPKRFEXXMHKTJKOFdKeMNfPTJMKFgILI^FbHGILXTJMK\FmMNSMNPTJMK^FcUMMf\Fi^FjJeeJXHUTV\FkPIV^FlJK\Fa^FEEmbc\F
iKMWULROL^FEdmhEFcm\FnMKL^FEdmhEFEm\FoLSMNTJKO^FEdmhEFhm\FnMKL^FdlE\FoLSMNTJKOFPKRFmMKTNMUF
F
sCD rZLFUJPGJUJTVFMeFXMNSMNPTLFITMXYZMURLNIFJIFUJfJTLRFTMFTZLFPfMHKTFMeFTZLJNFJKqLITfLKT[F
EKI\Fr^F_`\Fa^FbLXTJMK\FcHIJKLIIF`NOPKJQPTJMKFPKRFEXXMHKTJKOFdKeMNfPTJMKFgILI^FbHGILXTJMK\FmMNSMNPTJMK^FcUMMf\Fi^FjJeeJXHUTV\FkPIV^FlJK\Fa^FEEmbc\F
iKMWULROL^FEdmhEFcm\FnMKL^FEdmhEFEm\FoLSMNTJKO^FEdmhEFhm\FnMKL^FdlE\FoLSMNTJKOFPKRFmMKTNMUF
F
tCD rZLFfPuMNJTVFMeFg[b[FGHIJKLIIFJIFTNPKIPXTLRFGVFSPNTKLNIZJSI[F
EKI\F]^F_`\Fa^FcUMMf\Fi^FbLXTJMK\FcHIJKLIIF`NOPKJQPTJMKFPKRFEXXMHKTJKOFdKeMNfPTJMKFgILI^FbHGILXTJMK\FhPNTKLNIZJS^FjJeeJXHUTV\FkPIV^FlJK\Fa^FEEmbc\F
iKMWULROL^FEdmhEFcm\FnMKL^FEdmhEFEm\FoLSMNTJKO^FEdmhEFhm\FnMKL^FdlE\FoLSMNTJKOFPKRFmMKTNMUF
F
vCD bMULFSNMSNJLTMNIZJSIFJKFTZLFgKJTLRFbTPTLIFOLKLNPTLFfMNLFNLqLKHLFTZPKFTZLFMTZLNFTWMFeMNfIFMeF
GHIJKLIIFLKTLNSNJIL[F
EKI\F]^F_`\Fa^FbLXTJMK\FcHIJKLIIF`NOPKJQPTJMKFPKRFEXXMHKTJKOFdKeMNfPTJMKFgILI^FbHGILXTJMK\FbMULFhNMSNJLTMNIZJS^FcUMMf\Fi^FjJeeJXHUTV\FkPIV^FlJK\Fa^FEEmbc\F
iKMWULROL^FEdmhEFcm\FnMKL^FEdmhEFEm\FoLSMNTJKO^FEdmhEFhm\FnMKL^FdlE\FoLSMNTJKOFPKRFmMKTNMUF
F
wCD `WKLNIFMeFGHIJKLIIFeJNfIFPNLFTZLFMKUVFSLMSULFWZMFKLLRFPXXMHKTJKOFJKeMNfPTJMK[F
EKI\F]^F_`\Fa^FbLXTJMK\FcHIJKLIIF`NOPKJQPTJMKFPKRFEXXMHKTJKOFdKeMNfPTJMKFgILI^FbHGILXTJMK\FgILNIFPKRFgILIFMeF]JKPKXJPUFdKeMNfPTJMK^FcUMMf\Fi^FjJeeJXHUTV\F
kPIV^FlJK\Fa^FEEmbc\FiKMWULROL^FEdmhEFcm\FnMKL^FEdmhEFEm\FoLSMNTJKO^FEdmhEFhm\FnMKL^FdlE\FoLSMNTJKOFPKRFmMKTNMUF
F
xCD bMfLFHILNIFMeFPXXMHKTJKOFJKeMNfPTJMKFPNLFJKTLNKPUFTMFTZLFXMfSPKVFWZJULFMTZLNIFPNLFLyTLNKPU[F
EKI\Fr^F_`\Fa^FbLXTJMK\FcHIJKLIIF`NOPKJQPTJMKFPKRFEXXMHKTJKOFdKeMNfPTJMKFgILI^FbHGILXTJMK\FgILNIFPKRFgILIFMeF]JKPKXJPUFdKeMNfPTJMK^FcUMMf\Fi^FjJeeJXHUTV\F
kPIV^FlJK\Fa^FEEmbc\FiKMWULROL^FEdmhEFcm\FnMKL^FEdmhEFEm\FoLSMNTJKO^FEdmhEFhm\FnMKL^FdlE\FoLSMNTJKOFPKRFmMKTNMUF
F
zCD lPKPOLfLKTFMeFPFGHIJKLIIFLKTLNSNJILFJIFTZLFfPuMNFLyTLNKPUFHILNFMeFPXXMHKTJKOFJKeMNfPTJMK[F
EKI\F]^F_`\Fa^FbLXTJMK\FcHIJKLIIF`NOPKJQPTJMKFPKRFEXXMHKTJKOFdKeMNfPTJMKFgILI^FbHGILXTJMK\FkyTLNKPUFgILNI^FcUMMf\Fi^FjJeeJXHUTV\FkPIV^FlJK\Fa^FEEmbc\F
iKMWULROL^FEdmhEFcm\FnMKL^FEdmhEFEm\FoLSMNTJKO^FEdmhEFhm\FnMKL^FdlE\FoLSMNTJKOFPKRFmMKTNMUF
F
{CD kyTLNKPUFHILNIFMeFPXXMHKTJKOFJKeMNfPTJMKFJKXUHRLFfPKPOLNIFWZMFSUPK^FMNOPKJQL^FPKRFNHKFPFGHIJKLII[F
EKI\F]^F_`\Fa^FbLXTJMK\FcHIJKLIIF`NOPKJQPTJMKFPKRFEXXMHKTJKOFdKeMNfPTJMKFgILI^FbHGILXTJMK\FkyTLNKPUFgILNI^FcUMMf\Fi^FjJeeJXHUTV\FkPIV^FlJK\Fa^FEEmbc\F
iKMWULROL^FEdmhEFcm\FnMKL^FEdmhEFEm\FoLSMNTJKO^FEdmhEFhm\FnMKL^FdlE\FoLSMNTJKOFPKRFmMKTNMUF
F
B|CD rZLFPXXMHKTJKOFJKeMNfPTJMKFKLLRIFPKRF}HLITJMKIFMeFLyTLNKPUFHILNIFqPNVFXMKIJRLNPGUV[F
EKI\Fr^F_`\Fa^FbLXTJMK\FcHIJKLIIF`NOPKJQPTJMKFPKRFEXXMHKTJKOFdKeMNfPTJMKFgILI^FbHGILXTJMK\FkyTLNKPUFgILNI^FcUMMf\Fi^FjJeeJXHUTV\FkPIV^FlJK\Fa^FEEmbc\F
iKMWULROL^FEdmhEFcm\FnMKL^FEdmhEFEm\FoLSMNTJKO^FEdmhEFhm\FnMKL^FdlE\FoLSMNTJKOFPKRFmMKTNMUF
F
BBCD EXXMHKTJKOFXMffHKJXPTLIFeJKPKXJPUFJKeMNfPTJMKFPGMHTFPFGHIJKLIIFTMFGMTZFJKTLNKPUFPKRFLyTLNKPUF
HILNI[F
EKI\Fr^F_`\Fa^FbLXTJMK\FcHIJKLIIF`NOPKJQPTJMKFPKRFEXXMHKTJKOFdKeMNfPTJMKFgILI^FbHGILXTJMK\FgILNIFPKRFgILIFMeF]JKPKXJPUFdKeMNfPTJMK^FcUMMf\Fi^FjJeeJXHUTV\F
kPIV^FlJK\Fa^FEEmbc\FiKMWULROL^FEdmhEFcm\FnMKL^FEdmhEFEm\FoLSMNTJKO^FEdmhEFhm\FnMKL^FdlE\FoLSMNTJKOFPKRFmMKTNMUF
F
BpCD rWMFSNJfPNVFLyTLNKPUFHILNIFMeFPXXMHKTJKOFJKeMNfPTJMKFPNLFJKqLITMNIFPKRFXNLRJTMNI[F
EKI\Fr^F_`\Fa^FbLXTJMK\FcHIJKLIIF`NOPKJQPTJMKFPKRFEXXMHKTJKOFdKeMNfPTJMKFgILI^FbHGILXTJMK\FkyTLNKPUFgILNI^FcUMMf\Fi^FjJeeJXHUTV\FkPIV^FlJK\Fa^FEEmbc\F
iKMWULROL^FEdmhEFcm\FnMKL^FEdmhEFEm\FoLSMNTJKO^FEdmhEFhm\FnMKL^FdlE\FoLSMNTJKOFPKRFmMKTNMUF
BsCD ]JKPKXJKOFPXTJqJTJLIFeMNFXMNSMNPTJMKIFJKXUHRLFGMNNMWJKOFfMKLVFPKRFILUUJKOFIZPNLIFMeFTZLJNF


1 


!"#""$
%&
'()*%+,-%./01-%+2.3+(4%'5

,8
>
012 456789 8858 8 78468896566856 8
8

58
?@A>BC?DEF>
GABH>IJ>KLH>MJ>NODCP?AH>IQO>IQROO>ISTOB>?U>VWBPAOBB>GDCPXPCSJ>NWYBODCP?AH>ZPA[ADPA\>GDCPXPCPOBJ>V]??^H>_J>`PUUPDW]CSH>a[BSJ>bPAH>cJ>GGdNVH>_A?@]Oe\OJ>GfdgG>VdH>
h?AOJ>GfdgG>GdH>iOT?RCPA\J>GfdgG>gdH>h?AOJ>fbGH>iOT?RCPA\>[Ae>d?ACR?]>
>

jkl fAXOBCPA\>[DCPXPCPOB>PAX?]XO>D?]]ODCPA\>CQO>AODOBB[RS>UWAeB>C?>BWTT?RC>CQO>YWBPAOBBF>
GABH>ZJ>KLH>MJ>NODCP?AH>IQO>IQROO>ISTOB>?U>VWBPAOBB>GDCPXPCSJ>NWYBODCP?AH>fAXOBCPA\>GDCPXPCPOBJ>V]??^H>_J>`PUUPDW]CSH>a[BSJ>bPAH>cJ>GGdNVH>_A?@]Oe\OJ>GfdgG>VdH>
h?AOJ>GfdgG>GdH>iOT?RCPA\J>GfdgG>gdH>h?AOJ>fbGH>iOT?RCPA\>[Ae>d?ACR?]>
>

mkl IQO>TWRDQ[BO>?U>OnWPT^OAC>PB>[A>Oo[^T]O>?U>[>UPA[ADPA\>[DCPXPCSF>
GABH>ZJ>KLH>MJ>NODCP?AH>IQO>IQROO>ISTOB>?U>VWBPAOBB>GDCPXPCSJ>NWYBODCP?AH>ZPA[ADPA\>GDCPXPCPOBJ>V]??^H>_J>`PUUPDW]CSH>a[BSJ>bPAH>cJ>GGdNVH>_A?@]Oe\OJ>GfdgG>VdH>
h?AOJ>GfdgG>GdH>iOT?RCPA\J>GfdgG>gdH>h?AOJ>fbGH>iOT?RCPA\>[Ae>d?ACR?]>
>

pkl GBBOCB>[RO>ROB?WRDOB>?@AOe>YS>[>YWBPAOBB>CQ[C>TR?XPeO>UWCWRO>BORXPDOB>?R>YOAOUPCB>C?>CQO>YWBPAOBBF>
GABH>IJ>KLH>MJ>NODCP?AH>IQO>IQROO>ISTOB>?U>VWBPAOBB>GDCPXPCSJ>NWYBODCP?AH>fAXOBCPA\>GDCPXPCPOBJ>V]??^H>_J>`PUUPDW]CSH>a[BSJ>bPAH>cJ>GGdNVH>_A?@]Oe\OJ>GfdgG>
VdH>h?AOJ>GfdgG>GdH>iOT?RCPA\J>GfdgG>gdH>h?AOJ>fbGH>iOT?RCPA\>[Ae>d?ACR?]>
>

qkl g[S^OACB>YS>CQO>YWBPAOBB>C?>PCB>?@AORB>[RO>?TOR[CPA\>[DCPXPCPOBF>
GABH>ZJ>KLH>MJ>NODCP?AH>IQO>IQROO>ISTOB>?U>VWBPAOBB>GDCPXPCSJ>NWYBODCP?AH>LTOR[CPA\>GDCPXPCPOBJ>V]??^H>_J>`PUUPDW]CSH>a[BSJ>bPAH>cJ>GGdNVH>_A?@]Oe\OJ>GfdgG>VdH>
h?AOJ>GfdgG>GdH>iOT?RCPA\J>GfdgG>gdH>h?AOJ>fbGH>iOT?RCPA\>[Ae>d?ACR?]>
>

rkl IQO>OD?A?^PD>ROB?WRDOB>?@AOe>YS>[>YWBPAOBB>[RO>D[]]Oe>stuvwxuyz{|s}>OnWPCSF>
GABH>ZJ>KLH>MJ>NODCP?AH>IQO>IQROO>ISTOB>?U>VWBPAOBB>GDCPXPCSJ>NWYBODCP?AH>ZPA[ADPA\>GDCPXPCPOB>V]??^H>_J>`PUUPDW]CSH>a[BSJ>bPAH>cJ>GGdNVH>_A?@]Oe\OJ>GfdgG>VdH>
h?AOJ>GfdgG>GdH>iOT?RCPA\J>GfdgG>gdH>h?AOJ>fbGH>iOT?RCPA\>[Ae>d?ACR?]>
>

~kl LTOR[CPA\>[DCPXPCPOB>PAX?]XO>TWCCPA\>CQO>ROB?WRDOB>?U>CQO>YWBPAOBB>PAC?>[DCP?A>C?>\OAOR[CO>[>TR?UPCF>
GABH>IJ>KLH>MJ>NODCP?AH>IQO>IQROO>ISTOB>?U>VWBPAOBB>GDCPXPCSJ>NWYBODCP?AH>LTOR[CPA\>GDCPXPCPOBJ>V]??^H>dJ>`PUUPDW]CSH>a[BSJ>bPAH>cJ>GGdNVH>_A?@]Oe\OJ>GfdgG>VdH>
h?AOJ>GfdgG>GdH>iOT?RCPA\J>GfdgG>gdH>h?AOJ>fbGH>iOT?RCPA\>[Ae>d?ACR?]>
>

kl G>YWBPAOBB>PB>WBW[]]S>PAX?]XOe>PA>?A]S>C@?>CSTOB>?U>[DCPXPCPOB€UPA[ADPA\>[Ae>PAXOBCPA\F>
GABH>ZJ>KLH>MJ>NODCP?AH>IQO>IQROO>ISTOB>?U>VWBPAOBB>GDCPXPCSJ>NWYBODCP?AH>LTOR[CPA\>GDCPXPCPOBJ>V]??^H>_J>`PUUPDW]CSH>a[BSJ>bPAH>cJ>GGdNVH>_A?@]Oe\OJ>GfdgG>VdH>
h?AOJ>GfdgG>GdH>iOT?RCPA\J>GfdgG>gdH>h?AOJ>fbGH>iOT?RCPA\>[Ae>d?ACR?]>
>

kl hOC>PAD?^O>U?R>CQO>TORP?e>PB>eOCOR^PAOe>YS>BWYCR[DCPA\>OoTOABOB>[Ae>ePXPeOAeB>UR?^>
ROXOAWOBF>
GABH>ZJ>KLH>J>NODCP?AH>IQO>Z?WR>ZPA[ADP[]>NC[CO^OACBJ>NWYBODCP?AH>fAD?^O>NC[CO^OACJ>V]??^H>_J>`PUUPDW]CSH>bOePW^J>bPAH>cJ>GGdNVH>_A?@]Oe\OJ>GfdgG>VdH>h?AOJ>
GfdgG>GdH>iOT?RCPA\J>GfdgG>gdH>h?AOJ>fbGH>iOT?RCPA\>[Ae>d?ACR?]>
>
kl G>ePUUOROAC>BOC>?U>UPA[ADP[]>BC[CO^OACB>PB>WBW[]]S>TROT[ROe>U?R>O[DQ>WBORF>
GABH>ZJ>KLH>J>NODCP?AH>IQO>Z?WR>ZPA[ADP[]>NC[CO^OACBJ>NWYBODCP?AH>fAD?^O>NC[CO^OACJ>V]??^H>_J>`PUUPDW]CSH>a[BSJ>bPAH>cJ>GGdNVH>_A?@]Oe\OJ>GfdgG>VdH>h?AOJ>
GfdgG>GdH>iOT?RCPA\J>GfdgG>gdH>h?AOJ>fbGH>iOT?RCPA\>[Ae>d?ACR?]>
>
‚kl IQO>QO[ePA\>U?R>[A>PAD?^O>BC[CO^OAC>TROT[ROe>U?R>CQO>SO[R>OAePA\>`ODO^YOR>cJ>MƒM„>@P]]>
PAD]WeO>CQO>]PAO> †s>?U>`ODO^YOR>cJ>‡ˆ‡‰Š‹>
GABH>ZJ>KLH>J>NODCP?AH>IQO>Z?WR>ZPA[ADP[]>NC[CO^OACBJ>NWYBODCP?AH>fAD?^O>NC[CO^OACJ>V]??^H>_J>`PUUPDW]CSH>a[BSJ>bPAH>cJ>GGdNVH>_A?@]Oe\OJ>GfdgG>VdH>h?AOJ>
GfdgG>GdH>iOT?RCPA\J>GfdgG>gdH>h?AOJ>fbGH>iOT?RCPA\>[Ae>d?ACR?]>
>
jkl hOC>PAD?^O>PB>[A?CQOR>COR^>U?R>ROXOAWOF>
GABH>ZJ>KLH>J>NODCP?AH>IQO>Z?WR>ZPA[ADP[]>NC[CO^OACBJ>NWYBODCP?AH>fAD?^O>NC[CO^OACJ>V]??^H>_J>`PUUPDW]CSH>a[BSJ>bPAH>cJ>GGdNVH>_A?@]Oe\OJ>GfdgG>VdH>h?AOJ>
GfdgG>GdH>iOT?RCPA\J>GfdgG>gdH>h?AOJ>fbGH>iOT?RCPA\>[Ae>d?ACR?]>
>
mkl d[BQ>PB>[A?CQOR>COR^>Œu|stuvwxuyz{|s}{Žt‘Š>
GABH>ZJ>KLH>J>NODCP?AH>IQO>Z?WR>ZPA[ADP[]>NC[CO^OACBJ>NWYBODCP?AH>V[][ADO>NQOOCJ>V]??^H>_J>`PUUPDW]CSH>a[BSJ>bPAH>cJ>GGdNVH>_A?@]Oe\OJ>GfdgG>VdH>h?AOJ>GfdgG>
GdH>iOT?RCPA\J>GfdgG>gdH>h?AOJ>fbGH>iOT?RCPA\>[Ae>d?ACR?]>
>
pkl IQO>TRP^[RS>TWRT?BO>?U>CQO>BC[CO^OAC>?U>D[BQ>U]?@B>PB>C?>TR?XPeO>PAU?R^[CP?A>[Y?WC>CQO>
8 !"#$%&'()(*+**(,&-(.$/0"(1(2-34(5-67(89#(5-3'#:6'#(;30(<-/"=(

,1 01234567418991512  15577 51 
6789:;<6<=>?8:7@A:6789:>7BC<@?8:DE:7:6DC>7@B:ED;:7:8><6=E=6:><;=DA:DE:?=C<F:
G@8H:IJ:KLH:MJ:N<6?=D@H:I9<:ODP;:O=@7@6=7Q:N?7?<C<@?8J:NPR8<6?=D@H:N?7?<C<@?:DE:S789:OQDT8J:UQDDCH:VJ:W=EE=6PQ?BH:X78BJ:Y=@H:ZJ:GGSNUH:V@DTQ<A[<J:G\S]G:
USH:^D@<J:G\S]G:GSH:_<>D;?=@[J:G\S]G:]SH:^D@<J:\YGH:_<>D;?=@[:7@A:SD@?;DQ:
:
`abc I9<:R7Q7@6<:89<<?:;<>D;?8:788<?8:7@A:6Q7=C8:?D:?9D8<:788<?8:7?:7:8><6=E=6:>D=@?:=@:?=C<F:
G@8H:IJ:KLH:MJ:N<6?=D@H:I9<:ODP;:O=@7@6=7Q:N?7?<C<@?8J:NPR8<6?=D@H:U7Q7@6<:N9<<?J:UQDDCH:VJ:W=EE=6PQ?BH:X78BJ:Y=@H:ZJ:GGSNUH:V@DTQ<A[<J:G\S]G:USH:^D@<J:G\S]G:
GSH:_<>D;?=@[J:G\S]G:]SH:^D@<J:\YGH:_<>D;?=@[:7@A:SD@?;DQ:
:
`dbc I9<:R78=6:766DP@?=@[:<eP7?=D@:8?7?<8:?97?:G88<?8:f:K=7R=Q=?=<8F:
G@8H:OJ:KLH:MJ:N<6?=D@H:I9<:ODP;:O=@7@6=7Q:N?7?<C<@?8J:NPR8<6?=D@H:U7Q7@6<:N9<<?J:UQDDCH:VJ:W=EE=6PQ?BH:X78BJ:Y=@H:ZJ:GGSNUH:V@DTQ<A[<J:G\S]G:USH:^D@<J:G\S]G:
GSH:_<>D;?=@[J:G\S]G:]SH:^D@<J:\YGH:_<>D;?=@[:7@A:SD@?;DQ:
:
`gbc L@<:T7B:DE:8?7?=@[:?9<:766DP@?=@[:<eP7?=D@:=8:G88<?8:h:K=7R=Q=?=<8:f:ijklmnkopqrst:XeP=?BF:
G@8H:OJ:KLH:MJ:N<6?=D@H:I9<:ODP;:O=@7@6=7Q:N?7?<C<@?8J:NPR8<6?=D@H:U7Q7@6<:N9<<?J:UQDDCH:SJ:W=EE=6PQ?BH:Y<A=PCJ:Y=@H:ZJ:GGSNUH:V@DTQ<A[<J:G\S]G:USH:^D@<J:
G\S]G:GSH:_<>D;?=@[J:G\S]G:]SH:^D@<J:\YGH:_<>D;?=@[:7@A:SD@?;DQ:
:
uvbc I9<:766DP@?=@[:<eP7?=D@:67@:R<:<w>;<88<A:78:G88<?8:x:ijklmnkopqrst:XeP=?B:f:K=7R=Q=?=<8F:
G@8H:IJ:KLH:MJ:N<6?=D@H:I9<:ODP;:O=@7@6=7Q:N?7?<C<@?8J:NPR8<6?=D@H:U7Q7@6<:N9<<?J:UQDDCH:SJ:W=EE=6PQ?BH:X78BJ:Y=@P?<8H:ZJ:GGSNUH:V@DTQ<A[<J:G\S]G:USH:^D@<J:
G\S]G:GSH:_<>D;?=@[J:G\S]G:]SH:^D@<J:\YGH:_<>D;?=@[:7@A:SD@?;DQ:
:
uybc I9<:766DP@?=@[:<eP7?=D@:67@:R<:<w>;<88<A:78:G88<?8:x:K=7R=Q=?=<8:f:ijklmnkopqrst:XeP=?BF:
G@8H:IJ:KLH:MJ:N<6?=D@H:I9<:ODP;:O=@7@6=7Q:N?7?<C<@?8J:NPR8<6?=D@H:U7Q7@6<:N9<<?J:UQDDCH:SJ:W=EE=6PQ?BH:X78BJ:Y=@H:ZJ:GGSNUH:V@DTQ<A[<J:G\S]G:USH:^D@<J:
G\S]G:GSH:_<>D;?=@[J:G\S]G:]SH:^D@<J:\YGH:_<>D;?=@[:7@A:SD@?;DQ:
:
u`bc \E:?9<:788<?8:DE:7:RP8=@<88:?D?7Q:zZ{|J|||:7@A:Q=7R=Q=?=<8:?D?7Q:zZ|{J|||J:?9<@:=?8:sjklmnkopqrst:
<eP=?B:?D?7Q8:z}{J|||F:
G@8H:IJ:KLH:MJ:N<6?=D@H:I9<:ODP;:O=@7@6=7Q:N?7?<C<@?8J:NPR8<6?=D@H:U7Q7@6<:N9<<?J:UQDDCH:SJ:W=EE=6PQ?BH:X78BJ:Y=@H:ZJ:GGSNUH:G@7QB?=6J:G\S]G:USH:^D@<J:G\S]G:
GSH:_<>D;?=@[J:G\S]G:]SH:^D@<J:\YGH:_<>D;?=@[:7@A:SD@?;DQ:
:
NDQP?=D@H:zZ{|J|||:~:zZ|{J|||:f:z}{J|||:
ID?7Q:788<?8:~:ID?7Q:Q=7R=Q=?=<8:
:
uubc \E:?9<:788<?8:DT@<A:RB:7:RP8=@<88:?D?7Q:zZ||J|||:7@A:Q=7R=Q=?=<8:?D?7Q:z{J|||J:?9<@:sjklmnkopqrst:
<eP=?B:?D?7Q8:z€{J|||F:
G@8H:OJ:KLH:MJ:N<6?=D@H:I9<:ODP;:O=@7@6=7Q:N?7?<C<@?8J:NPR8<6?=D@H:U7Q7@6<:N9<<?J:UQDDCH:SJ:W=EE=6PQ?BH:X78BJ:Y=@H:ZJ:GGSNUH:G@7QB?=6J:G\S]G:USH:^D@<J:
G\S]G:GSH:_<>D;?=@[J:G\S]G:]SH:^D@<J:\YGH:_<>D;?=@[:7@A:SD@?;DQ:
:
NDQP?=D@H:zZ||J|||:x:z{J|||:f:zM{J|||:
ID?7Q:788<?8:~:ID?7Q:Q=7R=Q=?=<8:
:
ubc SQ7=C8:DE:6;<A=?D;8:7@A:DT@<;8:D@:?9<:788<?8:DE:7:RP8=@<88:7;<:67QQ<A:Q=7R=Q=?=<8F:
G@8H:OJ:KLH:MJ:N<6?=D@H:I9<:ODP;:O=@7@6=7Q:N?7?<C<@?8J:NPR8<6?=D@H:U7Q7@6<:N9<<?J:UQDDCH:VJ:W=EE=6PQ?BH:X78BJ:Y=@H:ZJ:GGSNUH:V@DTQ<A[<J:G\S]G:USH:^D@<J:G\S]G:
GSH:_<>D;?=@[J:G\S]G:]SH:^D@<J:\YGH:_<>D;?=@[:7@A:SD@?;DQ:
:
u‚bc ƒrqp„jkrst:;=[9?8:?D:788<?8:8P><;8<A<:k †qrst:;=[9?8:?D:?9<:788<?8F:
G@8H:IJ:KLH:MJ:N<6?=D@H:I9<:ODP;:O=@7@6=7Q:N?7?<C<@?8J:NPR8<6?=D@H:U7Q7@6<:N9<<?J:UQDDCH:VJ:W=EE=6PQ?BH:X78BJ:Y=@H:ZJ:GGSNUH:V@DTQ<A[<J:G\S]G:USH:^D@<J:G\S]G:
GSH:_<>D;?=@[J:G\S]G:]SH:^D@<J:\YGH:_<>D;?=@[:7@A:SD@?;DQ:
:
u‡bc GQQ:>PRQ=6QB:?;7A<A:ˆFNF:6DC>7@=<8:CP8?:>;D‰=A<:?9<=;:8?D6Š9DQA<;8:T=?9:7@:7@@P7Q:;<>D;?:<769:
B<7;F:
G@8H:IJ:KLH:MJ:N<6?=D@H:I9<:ODP;:O=@7@6=7Q:N?7?<C<@?8J:NPR8<6?=D@H:XQ<C<@?8:DE:7@:G@@P7Q:_<>D;?J:UQDDCH:VJ:W=EE=6PQ?BH:X78BJ:Y=@H:ZJ:GGSNUH:
V@DTQ<A[<J:G\S]G:USH:^D@<J:G\S]G:GSH:_<>D;?=@[J:G\S]G:]SH:^D@<J:\YGH:_<>D;?=@[:7@A:SD@?;DQ:
:
uabc \@ED;C7?=D@:=@:?9<:@D?<8:?D:?9<:E=@7@6=7Q:8?7?<C<@?8:978:?D:R<:eP7@?=E=7RQ<:‹@PC<;=6ŒF:
G@8H:OJ:KLH:MJ:N<6?=D@H:I9<:ODP;:O=@7@6=7Q:N?7?<C<@?8J:NPR8<6?=D@H:^D?<8:?D:?9<:O=@7@6=7Q:N?7?<C<@?8J:UQDDCH:VJ:W=EE=6PQ?BH:X78BJ:Y=@H:ZJ:GGSNUH:
V@DTQ<A[<J:G\S]G:USH:^D@<J:G\S]G:GSH:_<>D;?=@[J:G\S]G:]SH:^D@<J:\YGH:_<>D;?=@[:7@A:SD@?;DQ:
:
udbc G@:7PA=?D;:=8:7@:766DP@?=@[:>;DE<88=D@7Q:T9D:6D@AP6?8:7@:=@A<><@A<@?:<w7C=@7?=D@:DE:7:
lkŽ†ts:E=@7@6=7Q:8?7?<C<@?8F:
1 


!"#""$
%&
'()*%+,-%./01-%+2.3+(4%'5

,8
012 456789 8858 8 78468896566856 8
8

58
>
?@AB>CD>EFB>GD>HIJKLM@B>CNI>OMPQ>OL@R@JLRS>HKRKITI@KAD>HPUAIJKLM@B>VWXYZ[\]^>_I`MQKD>aSMMTB>bD>cLddLJPSKeB>fRAeD>gL@B>hD>??iHaB>b@MjSIklID>?min?>aiB>oM@ID>
?min?>?iB>_I`MQKL@lD>?min?>niB>nQMdIAALM@RS>cITIR@MQD>mg?B>_I`MQKL@l>R@k>iM@KQMS>
>
>
pqrs CNI>tWXYZ[\]^>QI`MQK>AKRKIA>KNI>tWXYZ[\]^>M`L@LM@>RA>KM>KNI>dRLQ@IAA>Md>KNI>`QIAI@KRKLM@>Md>KNI>
dL@R@JLRS>`MALKLM@>R@k>QIAPSKA>Md>M`IQRKLM@A>R@k>KNILQ>JM@dMQTR@JI>jLKN>lI@IQRSSe>RJJI`KIk>
RJJMP@KL@l>`QL@JL̀SIAu>
?@AB>CD>EFB>GD>HIJKLM@B>CNI>OMPQ>OL@R@JLRS>HKRKITI@KAD>HPUAIJKLM@B>VWXYZ[\]^>_I`MQKD>aSMMTB>bD>cLddLJPSKeB>fRAeD>gL@B>hD>??iHaB>b@MjSIklID>?min?>aiB>oM@ID>
?min?>?iB>_I`MQKL@lD>?min?>niB>nQMdIAALM@RS>cITIR@MQD>mg?B>_I`MQKL@l>R@k>iM@KQMS>
>
v
rs CNI>TR@RlITI@K>kLAJPAALM@>R@k>R@RSeALA>wgcx?y>AIJKLM@>Md>R@>R@@PRS>QI`MQK>JMzIQA>zRQLMPA>
dL@R@JLRS>RA`IJKA>Md>R>JMT`R@eu>
?@AB>CD>EFB>GD>HIJKLM@B>CNI>OMPQ>OL@R@JLRS>HKRKITI@KAD>HPUAIJKLM@B>gR@RlITI@K>cLAJPAALM@>R@k>?@RSeALAD>aSMMTB>bD>cLddLJPSKeB>fRAeD>gL@B>hD>??iHaB>b@MjSIklID>
?min?>aiB>oM@ID>?min?>?iB>_I`MQKL@lD>?min?>niB>iMTTP@LJRKLM@D>mg?B>_I`MQKL@l>R@k>iM@KQMS>
>
v
rs f{`SR@RKMQe>@MKIA>R@k>AP``MQKL@l>AJNIkPSIA>RQI>R@>M`KLM@RS>`RQK>Md>R@>R@@PRS>QI`MQKu>
?@AB>OD>EFB>GD>>HIJKLM@B>CNI>OMPQ>OL@R@JLRS>HKRKITI@KAD>HPUAIJKLM@B>fSITI@KA>Md>R@>?@@PRS>_I`MQKD>aSMMTB>bD>cLddLJPSKeB>fRAeD>gL@B>hD>??iHaB>b@MjSIklID>
?min?>aiB>oM@ID>?min?>?iB>_I`MQKL@lD>?min?>niB>iMTTP@LJRKLM@D>mg?B>_I`MQKL@l>R@k>iM@KQMS>
>
v|rs f{RT`SIA>Md>@MKIA>RQI>kIAJQL̀KLM@A>Md>KNI>ALl@LdLJR@K>RJJMP@KL@l>`MSLJLIA>R@k>TIKNMkA>PAIk>L@>
`QI`RQL@l>KNI>AKRKITI@KAD>I{`SR@RKLM@A>Md>JM@KL@lI@JLIAD>R@k>zRQLMPA>AKRKLAKLJAu>
?@AB>CD>EFB>GD>HIJKLM@B>CNI>OMPQ>OL@R@JLRS>HKRKITI@KAD>HPUAIJKLM@B>oMKIA>KM>KNI>OL@R@JLRS>HKRKITI@KA>aSMMTB>iD>cLddLJPSKeB>fRAeD>gL@B>hD>??iHaB>b@MjSIklID>
?min?>aiB>oM@ID>?min?>?iB>_I`MQKL@lD>?min?>niB>iMTTP@LJRKLM@D>mg?B>_I`MQKL@l>R@k>iM@KQMS>
>
vprs CNI>kITR@k>dMQ>RJJMP@KR@KA>jRA>L@JQIRAIk>Ue>`RAARlI>Md>KNI>HRQUR@IA}F{SIe>?JK>wHF~y>jNLJN>
ALl@LdLJR@KSe>L@JQIRAIk>KNI>RJJMP@KL@l>R@k>L@KIQ@RS>JM@KQMS>QIPLQITI@KA>dMQ>JMQ`MQRKLM@Au>
?@AB>CD>EFB>€D>HIJKLM@B>iRQIIQ>F``MQKP@LKLIA>L@>?JJMP@KL@lD>aSMMTB>bD>cLddLJPSKeB>fRAeD>gL@B>hD>??iHaB>b@MjSIklID>?min?>aiB>oM@ID>?min?>?iB>
_I`MQKL@lD>?min?>niB>iMTTP@LJRKLM@D>mg?B>_I`MQKL@l>R@k>iM@KQMS>
>
>
>
‚ƒ„†ƒ‡ˆ‰Š‹ ‰‡ˆŒ‚‡„ ‹Žˆ
vvrs CNI>AMSI>`QM`QLIKMQANL̀>dMQT>Md>UPAL@IAA>MQlR@LRKLM@>
rsTPAK>NRzI>RK>SIRAK>KjM>Mj@IQA>L@>TMAK>AKRKIAu>
rslI@IQRSSe>QIJILzIA>dRzMQRUSI>KR{>KQIRKTI@K>QISRKLzI>KM>R>JMQ`MQRKLM@u>
rsJMTUL@IA>KNI>QIJMQkA>Md>KNI>UPAL@IAA>jLKN>KNI>`IQAM@RS>QIJMQkA>Md>KNI>Mj@IQu>
‘rsLA>JSRAALdLIk>RA>R>AI`RQRKI>SIlRS>I@KLKeu>
?@AB>aD>EFB>hD>HIJKLM@B>aPAL@IAA>FQlR@LRKLM@>R@k>?JJMP@KL@l>m@dMQTRKLM@>’AIAD>HPUAIJKLM@B>HMSI>nQM`QLIKMQANL`D>aSMMTB>bD>cLddLJPSKeB>fRAeD>gL@B>hD>??iHaB>
b@MjSIklID>?min?>aiB>oM@ID>?min?>?iB>_I`MQKL@lD>?min?>niB>oM@ID>mg?B>_I`MQKL@l>R@k>iM@KQMS>
>
v“rs ?>UPAL@IAA>MQlR@LIk>RA>R>JMQ`MQRKLM@>
rsLA>@MK>R>AI`RQRKI>SIlRS>I@KLKe>L@>TMAK>AKRKIAu>
rsQIPLQIA>KNRK>AKMJ”NMSkIQA>UI>`IQAM@RSSe>SLRUSI>dMQ>KNI>kIUKA>Md>KNI>UPAL@IAAu>
rsLA>Mj@Ik>Ue>LKA>AKMJ”NMSkIQAu>
‘rsNRA>KR{>RkzR@KRlIA>MzIQ>R>`QM`QLIKMQANL̀>MQ>`RQK@IQANL̀u>
?@AB>iD>EFB>hD>HIJKLM@B>aPAL@IAA>FQlR@LRKLM@>R@k>?JJMP@KL@l>m@dMQTRKLM@>’AIAD>HPUAIJKLM@B>iMQ`MQRKLM@D>aSMMTB>bD>cLddLJPSKeB>fRAeD>gL@B>hD>??iHaB>b@MjSIklID>
?min?>aiB>oM@ID>?min?>?iB>_I`MQKL@lD>?min?>niB>oM@ID>mg?B>_I`MQKL@l>R@k>iM@KQMS>
>
v•rs CNI>`RQK@IQANL̀>dMQT>Md>UPAL@IAA>MQlR@LRKLM@>
rsLA>R>AI`RQRKI>SIlRS>I@KLKeu>
rsLA>R>JMTTM@>dMQT>Md>MQlR@LRKLM@>dMQ>AIQzLJI}Ke`I>UPAL@IAAIAu>
rsI@–MeA>R@>P@SLTLKIk>SLdIu>
‘rsNRA>SLTLKIk>SLRULSLKeu>
8 !"#$%&'()(*+**(,&-(.$/0"(1(2-34(5-67(89#(5-3'#:6'#(;30(<-/"=(

,1 01234567418991512  15577 51 
6
789:6;<6=>:6?<6@ABCDE8:6;F9D8A996>GHI8DJICDE86I8K67BBEF8CD8H6L8MEGNICDE86O9A9<6@FP9ABCDE8:6QIGC8AG9RDS<6;TEEN:6U<6VDMMDBFTCW:6XI9W<6YD8:6?<677Z@;:6U8E[TAKHA<6
7LZQ76;Z:6\E8A<67LZQ767Z:6]ASEGCD8H<67LZQ76QZ:6\E8A<6LY7:6]ASEGCD8H6I8K6ZE8CGET6
6
6
^_à bRDBR6EM6CRA6METTE[D8H6D96cdefE8A6EM6CRA6CRGAA6MEGN96EM6PF9D8A996EGHI8DJICDE8g6
àZEGSEGICDE86
hàQIGC8AG9RDS6
àQGESGDACEG9RDS6
iàL8jA9CEG96
789:6V<6=>:6?<6@ABCDE8:6;F9D8A996>GHI8DJICDE86I8K67BBEF8CD8H6L8MEGNICDE86O9A9<6@FP9ABCDE8:6kEGN96EM6;F9D8A996>GHI8DJICDE8<6;TEEN:6U<6VDMMDBFTCW:6XI9W<6YD8:6?<6
77Z@;:6U8E[TAKHA<67LZQ76;Z:6\E8A<67LZQ767Z:6]ASEGCD8H<67LZQ76QZ:6\E8A<6LY7:6]ASEGCD8H6I8K6ZE8CGET6
6
^là mRA6NID86MEGN96EM6PF9D8A996EGHI8DJICDE896D8BTFKA6ITT6EM6CRA6METTE[D8H6AnBASC6
àTDNDCAK6TDIPDTDCW6BEGSEGICDE8o6
hàSIGC8AG9RDSo6
à9ETA6SGESGDACEG9RDSo6
iàBEGSEGICDE8o6
789:67<6=>:6?<6@ABCDE8:6;F9D8A996>GHI8DJICDE86I8K67BBEF8CD8H6L8MEGNICDE86O9A9<6@FP9ABCDE8:6kEGN96EM6;F9D8A996>GHI8DJICDE8<6;TEEN:6U<6VDMMDBFTCW:6XI9W<6YD8:6?<6
77Z@;:6U8E[TAKHA<67LZQ76;Z:6\E8A<67LZQ767Z:6]ASEGCD8H<67LZQ76QZ:6\E8A<6LY7:6]ASEGCD8H6I8K6ZE8CGET6
6
^pà YE9C6PF9D8A996A8CAGSGD9A96D86CRA6O8DCAK6@CICA96IGA6
àSGESGDACEG9RDS96I8K6SIGC8AG9RDS9o6
hàSIGC8AG9RDS9o6
àBEGSEGICDE89o6
iàHEjAG8NA8C6F8DC9o6
789:67<6=>:6?<6@ABCDE8:6;F9D8A996>GHI8DJICDE86I8K67BBEF8CD8H6L8MEGNICDE86O9A9<6@FP9ABCDE8:6@ETA6QGESGDACEG9RDS<6;TEEN:6U<6VDMMDBFTCW:6XI9W<6YD8:6?<677Z@;:6
U8E[TAKHA<67LZQ76;Z:6\E8A<67LZQ767Z:6]ASEGCD8H<67LZQ76QZ:6\E8A<6LY7:6]ASEGCD8H6I8K6ZE8CGET6
6
qrà 76PF9D8A996EGHI8DJAK6I96I69ASIGICA6TAHIT6A8CDCW6D96I6
àBEGSEGICDE8o6
hàSGESGDACEGo6
àHEjAG8NA8C6F8DCo6
iàSIGC8AG9RDSo6
789:67<6=>:6?<6@ABCDE8:6;F9D8A996>GHI8DJICDE86I8K67BBEF8CD8H6L8MEGNICDE86O9A9<6@FP9ABCDE8:6ZEGSEGICDE8<6;TEEN:6U<6VDMMDBFTCW:6XI9W<6YD8:6?<677Z@;:6
U8E[TAKHA<67LZQ76;Z:6\E8A<67LZQ767Z:6]ASEGCD8H<67LZQ76QZ:6\E8A<6LY7:6]ASEGCD8H6I8K6ZE8CGET6
6
qsà bRDBR6EM6CRA6METTE[D8H6D96cdefI86IKjI8CIHA6EM6CRA6BEGSEGICA6MEGN6EM6PF9D8A996EGHI8DJICDE8g6
à\E6SAG9E8IT6TDIPDTDCW6
hàXI9W6CE6CGI89MAG6E[8AG9RDS6
àkIjEGIPTA6CIn6CGAICNA8C6
iàXI9W6CE6GID9A6MF8K96
789:6Z<6=>:6?<6@ABCDE8:6;F9D8A996>GHI8DJICDE86I8K67BBEF8CD8H6L8MEGNICDE86O9A9<6@FP9ABCDE8:6ZEGSEGICDE8<6;TEEN:6U<6VDMMDBFTCW:6XI9W<6YD8:6?<677Z@;:6U8E[TAKHA<6
7LZQ76;Z:6\E8A<67LZQ767Z:6]ASEGCD8H<67LZQ76QZ:6\E8A<6LY7:6]ASEGCD8H6I8K6ZE8CGET6
6
qtà 786IKjI8CIHA6EM6CRA6BEGSEGICA6MEGN6EM6PF9D8A996D96CRIC6
àDC6RI96TDNDCAK6TDMAo6
hàDC96uvwxyz{6SAG9E8IT6GA9EFGBA96IGA6IC69CI|Ao6
àDC96E[8AG9RDS6D96AI9DTW6CGI89MAGIPTA6jDI6CRA69ITA6EM69RIGA96EM69CEB|o6
iàDC6D969DNSTA6CE6A9CIPTD9Ro6
789:6Z<6=>:6?<6@ABCDE8:6;F9D8A996>GHI8DJICDE86I8K67BBEF8CD8H6L8MEGNICDE86O9A9<6@FP9ABCDE8:6ZEGSEGICDE8<6;TEEN:6U<6VDMMDBFTCW:6XI9W<6YD8:6?<677Z@;:6U8E[TAKHA<6
7LZQ76;Z:6\E8A<67LZQ767Z:6]ASEGCD8H<67LZQ76QZ:6\E8A<6LY7:6]ASEGCD8H6I8K6ZE8CGET6



1 


!"#""$
%&
'()*%+,-%./01-%+2.3+(4%'5

, 8
012 456789 8858 8 78468896566856 8
8

58
>
>
>
>
>
?@AB CDEFD>GH>IDJ>HGKKGLEMN>DOP>IDJ>OQROMIONJ>GH>JMOSKEMN>O>STPEMJPP>IG>UOEPJ>HTMQP>VGPI>JOPEKWX>
ABYMIEIW>
ZAB[GKJ>\UG\UEJIGUPDE\>
AB]GU\GUOIEGM>
^AB_OUIMJUPDE\>
> `MPa>]b>cda>eb>[JFIEGMa>fTPEMJPP>dUNOMEgOIEGM>OMQ>`FFGTMIEMN>hMHGUVOIEGM>iPJPb>[TSPJFIEGMa>]GU\GUOIEGMb>fKGGVa>jb>kEHHEFTKIWa>YOPWb>lEMa>eb>``][fa>jMGLKJQNJb>
`h]_`>f]a>mGMJb>`h]_`>`]a>nJ\GUIEMNb>`h]_`>_]a>mGMJb>hl`a>nJ\GUIEMN>OMQ>]GMIUGK>
>
?oAB CDEFD>GH>IDJ>HGKKGLEMN>EP>OM>OQROMIONJ>GH>FGU\GUOIEGMP>UJKOIERJ>IG>\OUIMJUPDE\P>OMQ>PGKJ>
\UG\UEJIGUPDE\PX>
ABnJQTFJQ>KJNOK>KEOSEKEIW>HGU>EMRJPIGUP>
ZABpOUQJU>IG>IUOMPHJU>GLMJUPDE\>
ABcGLJU>IOqJP>
^ABlGPI>FGVVGM>HGUV>GH>GUNOMEgOIEGM>
`MPa>`b>cda>eb>[JFIEGMa>fTPEMJPP>dUNOMEgOIEGM>OMQ>`FFGTMIEMN>hMHGUVOIEGM>iPJPb>[TSPJFIEGMa>rGUVP>GH>fTPEMJPP>dUNOMEgOIEGMb>fKGGVa>jb>kEHHEFTKIWa>lJQETVb>
lEMa>eb>``][fa>jMGLKJQNJb>`h]_`>f]a>mGMJb>`h]_`>`]a>nJ\GUIEMNb>`h]_`>_]a>mGMJb>hl`a>nJ\GUIEMN>OMQ>]GMIUGK>
>
??AB CDEFD>GH>IDJ>HGKKGLEMN>PJI>GH>FDOUOFIJUEPIEFP>QJPFUESJP>O>FGU\GUOIEGMX>
AB[DOUJQ>FGMIUGKb>IOq>OQROMIONJPb>EMFUJOPJQ>PsEKKP>OMQ>UJPGTUFJP>
ZAB[EV\KJ>IG>PJI>T\>OMQ>VOEMIOEMP>FGMIUGK>LEID>HGTMQJU>
ABYOPEJU>IG>IUOMPHJU>GLMJUPDE\>OMQ>UOEPJ>HTMQPb>MG>\JUPGMOK>KEOSEKEIW>
^ABpOUQJU>IG>UOEPJ>HTMQP>OMQ>NERJP>GLMJU>FGMIUGK>
`MPa>]b>cda>eb>[JFIEGMa>fTPEMJPP>dUNOMEgOIEGM>OMQ>`FFGTMIEMN>hMHGUVOIEGM>iPJPb>[TSPJFIEGMa>]GU\GUOIEGMb>fKGGVa>jb>kEHHEFTKIWa>YOPWb>lEMa>eb>``][fa>jMGLKJQNJb>
`h]_`>f]a>mGMJb>`h]_`>`]a>nJ\GUIEMNb>`h]_`>_]a>mGMJb>hl`a>nJ\GUIEMN>OMQ>]GMIUGK>
>
?tAB `>PVOKK>MJENDSGUDGGQ>SOUSJU>PDG\>IDOI>EP>G\JUOIJQ>SW>EIP>ILG>GLMJUP>LGTKQ>KEsJKW>SJ>
GUNOMEgJQ>OP>O>
ABuGEMI>RJMITUJv>
ZAB\OUIMJUPDE\v>
ABFGU\GUOIEGMv>
^AB\UG\UEJIGUPDE\v>
`MPa>fb>cda>eb>[JFIEGMa>fTPEMJPP>dUNOMEgOIEGM>OMQ>`FFGTMIEMN>hMHGUVOIEGM>iPJPb>[TSPJFIEGMa>_OUIMJUPDE\b>fKGGVa>]b>kEHHEFTKIWa>YOPWb>lEMa>eb>``][fa>jMGLKJQNJb>
`h]_`>f]a>mGMJb>`h]_`>`]a>nJ\GUIEMNb>`h]_`>_]a>mGMJb>hl`a>nJ\GUIEMN>OMQ>]GMIUGK>
>
?wAB `>KGFOK>UJIOEK>PDG\>DOP>SJJM>G\JUOIEMN>OP>O>PGKJ>\UG\UEJIGUPDE\v>xDJ>STPEMJPP>EP>NUGLEMN>OMQ>MGL>
IDJ>GLMJU>LOMIP>IG>EMFGU\GUOIJv>CDEFD>GH>IDJ>HGKKGLEMN>EP>yz{|O>UJOPGM>HGU>IDEP>GLMJU>IG>
EMFGU\GUOIJX>
AB`SEKEIW>IG>UOEPJ>FO\EIOK>HGU>Jq\OMPEGM>
ZABkJPEUJ>IG>KEVEI>IDJ>}~€‚ƒ>\JUPGMOK>KEOSEKEIW>
ABxDJ>\UJPIENJ>GH>G\JUOIEMN>OP>O>FGU\GUOIEGM>
^ABxDJ>JOPJ>EM>IUOMPHJUUEMN>PDOUJP>GH>IDJ>„}}†‡ˆ}‚ƒ‰ƒ‡}„Š>
`MPa>]b>cda>eb>[JFIEGMa>fTPEMJPP>dUNOMEgOIEGM>OMQ>`FFGTMIEMN>hMHGUVOIEGM>iPJPb>[TSPJFIEGMa>]GU\GUOIEGMb>fKGGVa>]b>kEHHEFTKIWa>lJQETVb>lEMa>eb>``][fa>jMGLKJQNJb>
`h]_`>f]a>mGMJb>`h]_`>`]a>nJ\GUIEMNb>`h]_`>_]a>mGMJb>hl`a>nJ\GUIEMN>OMQ>]GMIUGK>
>
?‹AB `KK>GH>IDJ>HGKKGLEMN>OUJ>OQROMIONJP>HGU>GUNOMEgEMN>O>STPEMJPP>OP>O>PGKJ>\UG\UEJIGUPDE\>
ŒŽŒ{|
ABO>PGKJ>\UG\UEJIGUPDE\>EP>O>PEV\KJ>HGUV>GH>STPEMJPP>IG>PJI>T\v>
ZABO>PGKJ>\UG\UEJIGUPDE\>NERJP>IDJ>GLMJU>FGMIUGK>GH>IDJ>STPEMJPPv>
8 !"#$%&'()(*+**(,&-(.$/0"(1(2-34(5-67(89#(5-3'#:6'#(;30(<-/"=(