AHIP Final Exam Latest (2025/2026) Test Questions and Correct Answers Complete GRADED A+

AHIP Final Exam Latest (2025/2026) Test
Questions and Correct Answers Complete
GRADED A+

1. Mrs. West wears glasses and dentures and has enjoyed considerable pain
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relief from arthritis through acupuncture. She is concerned about whether or
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not Medicare will cover these items and services. What should you tell her?: M
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edicare does not cover acupuncture, or, in general, glasses or dentures.
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2. Mr. Bickford did not quite qualify for the extra help low-
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income subsidy under the Medicare Part D Prescription Drug program and he
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is wondering if there is any other option he has for obtaining help with his con
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siderable drug costs. What should you tell him?: He could check with the manufa
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cturers of his medications to see if they offer an assistance program to help people wi
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th
limited means obtain the medications they need.Alternatively, he could check to see wh
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ether his state has a pharmacy assistance program to help him with his expenses.
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3. Mr. Lombardi is interested in a Medicare Advantage (MA) PPO plan that yo
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u represent. It is one of three plans operated by the same organization in Mr.
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Lombardi's area.The MA PPO plan does not include drug coverage, but the
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other two plans do. Mr. Lombardi likes the PPO plan that does not include dr
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ug coverage and intends to obtain his drug coverage through a
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stand-
alone Medicare prescription drug plan. What should you tell him about this situ
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, ation?: He could enroll in one of the MA plans that include prescription drug coverage
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or a Medigap plan and a stand-
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alone prescription drug plan, but he cannot enroll in the MA-
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only PPO plan and a stand-alone prescription drug plan.
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4. Mr.Torres has a small savings account. He would like to pay for his monthly Par
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t D premiums with an automatic monthly withdrawal from his savings account u
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ntil it is exhausted, and then have his premiums withheld from his Social Securi
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ty check. What should you tell him?: In general, he must select a single Part D premi
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um payment mechanism that will be used throughout the year.
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5. Agent Jennings makes a presentation on Medicare advertised as an educa-
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g tional event. Agent Jennings distributes materials that are solely educational i
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n nature. However, she gives a brief presentation that mentions plan-
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specific premiums. Is this a prohibited activity at an event that has been adverti
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sed as educational?: Yes. When an event has been advertised as "educational," dis-
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g cussing plan-specific premiums is impermissible. g g g g




6. Mrs. Mulcahy is concerned that she may not qualify for enrollment in a Medic
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are prescription drug plan because, although she is entitled to Part A, she is not
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enrolled under Medicare Part B.What should you tell her?: Everyone who is entitle
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d to Part A or enrolled under Part B is eligible to enroll in a Medicare prescription drug p
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lan. As long as Mrs. Mulcahy is entitled to Part A, she does not need to enroll under Part
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g B before enrolling in a prescription drug plan.
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7. Mr. Jacob understands that there is a standard Medicare Part D prescription dr
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ug benefit, but when he looks at information on various plans available in
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