Nan McKay HCV Specialist Certification ACTUAL
PRACTICE EXAM QUESTIONS 2026-2027 COMPLETE
ACCURATE EXAM REAL QUESTIONS AND CORRECT
DETAILED ANSWERS WITH RATIONALES (RELIABLE
SOLUTIONS) CURRENTLY UPDATED VERSION 2026
EDITION
Informal Hearing
Required when the PHA is terminating the family for family action or
inaction
May request if the family doesn't agree with HAPs explanation of:
Family's annual or adjusted income used to compute HAP
Appropriate utility allowance from schedule used for the family
Voucher size for the family.
Not required for:
Gen policy issues and class grievances
Est. of the utility allowance schedules
Refusal to extend voucher
Decision not to approve unit or lease
Portability
Process of leasing or purchasing a dwelling unit with tenant-based
assistance outside the jurisdiction of the PHA that initially issues the
family it's voucher.
,Portability Facts 2
A PHA:
May prohibit more than one move within the PHA's jurisdiction during any
one year period.
May establish a policy to prohibit moves during the initial lease term.
May prohibit more than one move outside of the PHA's jurisdiction during
any one year period.
Must permit portability if a family moved in violation of the lease due to
DV.
If neither the head or spouse already had a legal residence in the PHA's
jurisdiction at the time the family first applied for assistance with the PHA,
during the12-month period from the time the family is admitted to the
program:
The family may lease a unit anywhere in the PHA's jurisdiction
The family does not have a right to portability
The initial PHA may choose to allow portability during this Period if the
receiving PHA agrees
Improper denial may result in admin fee reductions
HUD-52665
Family Portability Information Form
Send copy of voucher, income verification, and this
Used for Porting the Voucher. Part I is to be completed by the IHA. Part II
is completed by RHA.
,Rent Reasonableness
To assure that a fair market rent is paid and that the HCV program does
not inflate rents in the community.
If gross rent exceeds the payment standard, then family share may not
exceed 40% of monthly adjusted income.
Included in admin plan
By accepting monthly HAP the owner certifies the rent to owner is not
more than the rent the owner charged for comparable unassisted units.
PHA required to determine:
1) If owner requests increase
2) If 10%+ decrease in current FMR
3) HUD may require PHA to conduct rent reasonableness at any time
4) PHA may elect to do rent reasonableness outside of required
time frames
, HUD-50058
Family Report
Purpose:
• To collect and retrieve detailed information
• To make computer matching with Social
Security possible
• To enable HUD to project program costs
• To provide information to HUD and Congress and
other interested parties
• To enable HUD to monitor PHA performance
Created every time the Family is certified.
When porting you must send this for participants. Applicants you send it
using this format.
PHA is responsible for completing and transmitting, reviewing error
analysis reports, and correcting errors.
1. New admissions
2. Annual reexamination
3. Interim reexamination
4. Portability move-in (Vouchers only)
5. Portability move-out (Vouchers only)
6. End participation
7. Other change of unit
8. FSS/WTW enrollment, progress update, exits for
the Family Self-Sufficiency or Welfare to Work
Voucher programs
9. Annual Reexamination searching (Vouchers only)
10. Issuance of Voucher (Vouchers only)
11. Expiration of Voucher (Vouchers only)
12. Flat Rent Annual update (Public Housing only)
13. Annual HQS Inspection only (HCV only)
14. Historical adjustment
15. Void
PRACTICE EXAM QUESTIONS 2026-2027 COMPLETE
ACCURATE EXAM REAL QUESTIONS AND CORRECT
DETAILED ANSWERS WITH RATIONALES (RELIABLE
SOLUTIONS) CURRENTLY UPDATED VERSION 2026
EDITION
Informal Hearing
Required when the PHA is terminating the family for family action or
inaction
May request if the family doesn't agree with HAPs explanation of:
Family's annual or adjusted income used to compute HAP
Appropriate utility allowance from schedule used for the family
Voucher size for the family.
Not required for:
Gen policy issues and class grievances
Est. of the utility allowance schedules
Refusal to extend voucher
Decision not to approve unit or lease
Portability
Process of leasing or purchasing a dwelling unit with tenant-based
assistance outside the jurisdiction of the PHA that initially issues the
family it's voucher.
,Portability Facts 2
A PHA:
May prohibit more than one move within the PHA's jurisdiction during any
one year period.
May establish a policy to prohibit moves during the initial lease term.
May prohibit more than one move outside of the PHA's jurisdiction during
any one year period.
Must permit portability if a family moved in violation of the lease due to
DV.
If neither the head or spouse already had a legal residence in the PHA's
jurisdiction at the time the family first applied for assistance with the PHA,
during the12-month period from the time the family is admitted to the
program:
The family may lease a unit anywhere in the PHA's jurisdiction
The family does not have a right to portability
The initial PHA may choose to allow portability during this Period if the
receiving PHA agrees
Improper denial may result in admin fee reductions
HUD-52665
Family Portability Information Form
Send copy of voucher, income verification, and this
Used for Porting the Voucher. Part I is to be completed by the IHA. Part II
is completed by RHA.
,Rent Reasonableness
To assure that a fair market rent is paid and that the HCV program does
not inflate rents in the community.
If gross rent exceeds the payment standard, then family share may not
exceed 40% of monthly adjusted income.
Included in admin plan
By accepting monthly HAP the owner certifies the rent to owner is not
more than the rent the owner charged for comparable unassisted units.
PHA required to determine:
1) If owner requests increase
2) If 10%+ decrease in current FMR
3) HUD may require PHA to conduct rent reasonableness at any time
4) PHA may elect to do rent reasonableness outside of required
time frames
, HUD-50058
Family Report
Purpose:
• To collect and retrieve detailed information
• To make computer matching with Social
Security possible
• To enable HUD to project program costs
• To provide information to HUD and Congress and
other interested parties
• To enable HUD to monitor PHA performance
Created every time the Family is certified.
When porting you must send this for participants. Applicants you send it
using this format.
PHA is responsible for completing and transmitting, reviewing error
analysis reports, and correcting errors.
1. New admissions
2. Annual reexamination
3. Interim reexamination
4. Portability move-in (Vouchers only)
5. Portability move-out (Vouchers only)
6. End participation
7. Other change of unit
8. FSS/WTW enrollment, progress update, exits for
the Family Self-Sufficiency or Welfare to Work
Voucher programs
9. Annual Reexamination searching (Vouchers only)
10. Issuance of Voucher (Vouchers only)
11. Expiration of Voucher (Vouchers only)
12. Flat Rent Annual update (Public Housing only)
13. Annual HQS Inspection only (HCV only)
14. Historical adjustment
15. Void
