GEORGIA PROPERTY AND CASUALTY
INSURANCE PRACTICE SCRIPT 2026
QUESTIONS WITH SOLUTIONS
◉ What does a Homeowners Insurance Policy cover? Answer:
Financial loss from fire, theft, public liability, and other common
risks.
◉ What is the Dwellings Policy also known as? Answer: Coverage A
◉ What does the Dwellings Policy cover? Answer: Repairing or
rebuilding your home after it's damaged by something covered by
your insurance.
◉ What are examples of damages covered by the Dwellings Policy?
Answer: A falling tree branch or bursting frozen pipes.
◉ What is commercial insurance also known as? Answer: Business
insurance
◉ What does commercial insurance protect a business from?
Answer: Future risks
, ◉ What types of coverage may be included in a commercial
insurance policy? Answer: Business property damage, loss of income
due to business interruption, legal issues, theft, and employees'
grievances
◉ What types of losses does commercial insurance cover? Answer:
Losses related to unexpected events like lawsuits, accidents, or
natural disasters
◉ What is inland marine insurance an offshoot of? Answer: Ocean
marine insurance
◉ What does inland marine insurance cover? Answer: Equipment,
tools, and other property used at a job site, stored at a warehouse, or
moved over land
◉ What is the purpose of each type of inland marine insurance?
Answer: To cover a specific type of property
◉ National Flood Insurance Program Answer: The federal
government's program to provide Flood insurance at subsidized
rates.
◉ Insurance Answer: protection against possible financial loss
INSURANCE PRACTICE SCRIPT 2026
QUESTIONS WITH SOLUTIONS
◉ What does a Homeowners Insurance Policy cover? Answer:
Financial loss from fire, theft, public liability, and other common
risks.
◉ What is the Dwellings Policy also known as? Answer: Coverage A
◉ What does the Dwellings Policy cover? Answer: Repairing or
rebuilding your home after it's damaged by something covered by
your insurance.
◉ What are examples of damages covered by the Dwellings Policy?
Answer: A falling tree branch or bursting frozen pipes.
◉ What is commercial insurance also known as? Answer: Business
insurance
◉ What does commercial insurance protect a business from?
Answer: Future risks
, ◉ What types of coverage may be included in a commercial
insurance policy? Answer: Business property damage, loss of income
due to business interruption, legal issues, theft, and employees'
grievances
◉ What types of losses does commercial insurance cover? Answer:
Losses related to unexpected events like lawsuits, accidents, or
natural disasters
◉ What is inland marine insurance an offshoot of? Answer: Ocean
marine insurance
◉ What does inland marine insurance cover? Answer: Equipment,
tools, and other property used at a job site, stored at a warehouse, or
moved over land
◉ What is the purpose of each type of inland marine insurance?
Answer: To cover a specific type of property
◉ National Flood Insurance Program Answer: The federal
government's program to provide Flood insurance at subsidized
rates.
◉ Insurance Answer: protection against possible financial loss
