TEXAS ALL LINES ADJUSTER UPDATED EXAMS TEST
PAPER QUESTIONS AND ANSWERS SURE A+
✔✔When should you notify the commissioner of a change or location in address or any
other information ? - ✔✔Promptly, as soon as possible
✔✔When will you receive a renewal in the mail? - ✔✔60 days
✔✔When should an employee submit an application for the Emergency Adjuster ? -
✔✔5 Days
✔✔Where is the DTPA laws located? - ✔✔21.21
✔✔Where is the TIC laws located ? - ✔✔541 + 542
✔✔How many days do you have to acknowledge and begin investigation? - ✔✔15 Days
✔✔If we will pay your claim, how many days do we have to submit pay ? - ✔✔5
Business Days
✔✔DTPA - ✔✔Deceptive Trade Practices Act
✔✔TIC - ✔✔Texas Insurance Code
✔✔What does the TIC handle ? - ✔✔handles acts of violence related to insurance
issues
✔✔What does the DTPA handle ? - ✔✔handles almost any issue-related to business
transactions
✔✔DTPA is also known as ? - ✔✔Consumer
✔✔TIC is also known as ? - ✔✔Claimant (3rd Party)
, ✔✔DTPA protects how much of damages ? - ✔✔3x
✔✔TIC protects how much of damages ? - ✔✔2x
✔✔Claims Adjusting - ✔✔is the insurance company function that handles demands for
claim payments
✔✔What is the adjuster responsible for ? - ✔✔Responsible for investigation, coverage,
liability, and damages
✔✔What are the key elements of every claim ? - ✔✔Coverage
Liability
Damages
✔✔What are the 3 sources of Legal Liability ? - ✔✔Statutes
Contracts
Torts
✔✔What are the 4 elements of a contract? - ✔✔Competent
Agreement
Consideration
Legal
✔✔Bodily damages can be classified into 2 types of damages ? - ✔✔Compensatory
Exemplary
✔✔What is compensatory damages ? - ✔✔Special - measurable
General - Pain and Suffering
✔✔What is exemplary damages ? - ✔✔Punitive - something extra
✔✔What do investigations involve in Workers Comp ? - ✔✔Statements
Pre-existing
Wage
✔✔Does Workers Comp have limits ? - ✔✔No
✔✔What methods are used to control medical cost in Workers Comp ? - ✔✔Preferred
Medical Provider (PPO)
Bill Audits
Utilization Reviews
Independent Medical Examination (IME)
PAPER QUESTIONS AND ANSWERS SURE A+
✔✔When should you notify the commissioner of a change or location in address or any
other information ? - ✔✔Promptly, as soon as possible
✔✔When will you receive a renewal in the mail? - ✔✔60 days
✔✔When should an employee submit an application for the Emergency Adjuster ? -
✔✔5 Days
✔✔Where is the DTPA laws located? - ✔✔21.21
✔✔Where is the TIC laws located ? - ✔✔541 + 542
✔✔How many days do you have to acknowledge and begin investigation? - ✔✔15 Days
✔✔If we will pay your claim, how many days do we have to submit pay ? - ✔✔5
Business Days
✔✔DTPA - ✔✔Deceptive Trade Practices Act
✔✔TIC - ✔✔Texas Insurance Code
✔✔What does the TIC handle ? - ✔✔handles acts of violence related to insurance
issues
✔✔What does the DTPA handle ? - ✔✔handles almost any issue-related to business
transactions
✔✔DTPA is also known as ? - ✔✔Consumer
✔✔TIC is also known as ? - ✔✔Claimant (3rd Party)
, ✔✔DTPA protects how much of damages ? - ✔✔3x
✔✔TIC protects how much of damages ? - ✔✔2x
✔✔Claims Adjusting - ✔✔is the insurance company function that handles demands for
claim payments
✔✔What is the adjuster responsible for ? - ✔✔Responsible for investigation, coverage,
liability, and damages
✔✔What are the key elements of every claim ? - ✔✔Coverage
Liability
Damages
✔✔What are the 3 sources of Legal Liability ? - ✔✔Statutes
Contracts
Torts
✔✔What are the 4 elements of a contract? - ✔✔Competent
Agreement
Consideration
Legal
✔✔Bodily damages can be classified into 2 types of damages ? - ✔✔Compensatory
Exemplary
✔✔What is compensatory damages ? - ✔✔Special - measurable
General - Pain and Suffering
✔✔What is exemplary damages ? - ✔✔Punitive - something extra
✔✔What do investigations involve in Workers Comp ? - ✔✔Statements
Pre-existing
Wage
✔✔Does Workers Comp have limits ? - ✔✔No
✔✔What methods are used to control medical cost in Workers Comp ? - ✔✔Preferred
Medical Provider (PPO)
Bill Audits
Utilization Reviews
Independent Medical Examination (IME)
