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HOW TO DOMINATE STUDENT DEBT | Spreadsheet

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2025/2026

A 12-tab master tracking spreadsheet that monitors every aspect of your credit-building and debt payoff journey. Includes a dashboard, credit score tracker, all-cards portfolio, bonus tracker, 0% APR calendar, bank rotation log, and monthly financial summary. All formulas are built in — just enter your numbers. • 12 tabs with 620+ built-in formulas • Dashboard auto-calculates utilization, projections, and earnings • Track every card, every bonus deadline, every balance transfer • Excel (.xlsx) format — instant digital download

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Da
TE
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UD
ard
EN
|
| T KEY METRICS
DE
Ma
BT Student Loan Balance (Starting)
rch
20 Student Loan Balance (Current)
26 Current FICO Score (Equifax)
Current FICO Score (TransUnion)
Current FICO Score (Experian)
Total Personal Credit Limit $0
Total Business Credit Limit $0
Total Combined Credit Capacity $0
Overall Utilization %
Total Cards (Personal) 0
Total Cards (Business) 0
Active LLCs 0
Total Signup Bonuses Earned (YTD) $0
Total Cash-Back Earned (YTD) $0
Total Bank Bonuses Earned (YTD)
Total Financial Advantage (YTD)
% of Student Loan Addressed



BANKING ROTATION STATUS
Bank Deposit Amount Date Deposited
Chase
Bank of America
Wells Fargo
Credit Union


© 2026 Darrell E. Brown Jr. All rights reserved.

,Day 90 Date Status

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ea Week # Date Equifax TransUnion Experian Average
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© 2026 Darrell E. Brown Jr. All rights reserved.

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Uploaded on
March 21, 2026
Number of pages
39
Written in
2025/2026
Type
OTHER
Person
Unknown

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CA$11.30
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