Personal Lines Insurance Exam – Questions With
Accurate Solutions
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Practice questions for this set
Learn 1 /7 Study using Learn
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Choose an answer
1 Tort law is: 2 An Umbrella Policy:
Which of the following losses would
be covered under Dick's personal auto The best example of Fiduciary
3 4
policy by other than collision Responsibility is:
coverage?
Don't know?
Terms in this set (178)
,An Umbrella Policy: Provides broad excess liability coverage over one or
more primary policies.
Minimum requirement for CAARP? 15/30/5
What is true about Pure No-Fault No answers are correct.
Insurance?
Under the financial responsibility law $30,000
requirements in California, what is the
minimum limit for several people
injured in one accident?
All of the following vehicles are A private passenger auto owned by a partnership.
eligible for coverage under a personal
auto policy except:
,Ian, your married homeowner's Named non-owner coverage endorsement.
insured, does not own a car. He is
planning a vacation trip to Florida and
will be renting a car. He also drives
cars belonging to friends
occasionally. To protect Ian in these
situations, you would recommend a
personal auto policy with a:
If an individual does not own an auto Named non-owner coverage endorsement.
nor have regular use of an auto, what
endorsement to a personal auto
policy could be used to properly
protect that individual?
If a motor home is scheduled on a Luggage
miscellaneous type vehicle
endorsement all of the following
property is covered except:
If an insured purchases an all-terrain Miscellaneous type of vehicle endorsement.
vehicle (ATV), what endorsement can
be added to the personal auto policy
to insure the vehicle?
If an insured rents a vehicle while on a All coverage is in force in the personal auto policy.
two week vacation in the USA what
coverage is provided under the
person auto policy?
If an auto insurance policy is Pro-rata.
cancelled after it has been in force for
1/2 of its original period resulting in
the insurer refunding 1/2 of the
premium paid back to the insured, this
is known as what type of cancellation?
, A car is insured using a personal auto Covered as an other than collision loss.
policy. The car is damaged by hail. The
loss is:
Which of the following losses would Someone shoots Dick's car rear window while the car
be covered under Dick's personal is parked on the street overnight.
auto policy by other than collision
coverage?
The insured has a $300 deductible on $1,050
collision and $50 deductible on OTC.
She runs off the road and hits a light
post causing $1,350 to her car. How
much will she receive from the
Insurance Company?
An insured has a personal auto policy, 10
but does not pay the initial insurance
premium when it is due. The insurer
cancels the policy for non-payment.
How many days must the insurer give?
The insured has a Personal Auto Policy The insured's son is hit by a car while walking to
(PAP) with medical payments of school. He is covered for $1,000 of medical
$1,000. Which of the following is an insurance.
incorrect statement?
Damage done by an earthquake to an If the other than collision coverage is purchased.
insured's auto is covered by the
personal auto policy:
Accurate Solutions
Save
Practice questions for this set
Learn 1 /7 Study using Learn
All answers are correct.
Choose an answer
1 Tort law is: 2 An Umbrella Policy:
Which of the following losses would
be covered under Dick's personal auto The best example of Fiduciary
3 4
policy by other than collision Responsibility is:
coverage?
Don't know?
Terms in this set (178)
,An Umbrella Policy: Provides broad excess liability coverage over one or
more primary policies.
Minimum requirement for CAARP? 15/30/5
What is true about Pure No-Fault No answers are correct.
Insurance?
Under the financial responsibility law $30,000
requirements in California, what is the
minimum limit for several people
injured in one accident?
All of the following vehicles are A private passenger auto owned by a partnership.
eligible for coverage under a personal
auto policy except:
,Ian, your married homeowner's Named non-owner coverage endorsement.
insured, does not own a car. He is
planning a vacation trip to Florida and
will be renting a car. He also drives
cars belonging to friends
occasionally. To protect Ian in these
situations, you would recommend a
personal auto policy with a:
If an individual does not own an auto Named non-owner coverage endorsement.
nor have regular use of an auto, what
endorsement to a personal auto
policy could be used to properly
protect that individual?
If a motor home is scheduled on a Luggage
miscellaneous type vehicle
endorsement all of the following
property is covered except:
If an insured purchases an all-terrain Miscellaneous type of vehicle endorsement.
vehicle (ATV), what endorsement can
be added to the personal auto policy
to insure the vehicle?
If an insured rents a vehicle while on a All coverage is in force in the personal auto policy.
two week vacation in the USA what
coverage is provided under the
person auto policy?
If an auto insurance policy is Pro-rata.
cancelled after it has been in force for
1/2 of its original period resulting in
the insurer refunding 1/2 of the
premium paid back to the insured, this
is known as what type of cancellation?
, A car is insured using a personal auto Covered as an other than collision loss.
policy. The car is damaged by hail. The
loss is:
Which of the following losses would Someone shoots Dick's car rear window while the car
be covered under Dick's personal is parked on the street overnight.
auto policy by other than collision
coverage?
The insured has a $300 deductible on $1,050
collision and $50 deductible on OTC.
She runs off the road and hits a light
post causing $1,350 to her car. How
much will she receive from the
Insurance Company?
An insured has a personal auto policy, 10
but does not pay the initial insurance
premium when it is due. The insurer
cancels the policy for non-payment.
How many days must the insurer give?
The insured has a Personal Auto Policy The insured's son is hit by a car while walking to
(PAP) with medical payments of school. He is covered for $1,000 of medical
$1,000. Which of the following is an insurance.
incorrect statement?
Damage done by an earthquake to an If the other than collision coverage is purchased.
insured's auto is covered by the
personal auto policy:
